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Birmingham, AL

Rutherford Yeates

Loan Officer | NMLS #: 2096232

M 205-913-3498 O 205-656-4605 ryeates@assurancemortgage.com

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Real Reviews from Real Homebuyers

4.96 Stars Based on 386 Reviews
Juan Pablo

Center Point, AL

"Everything went smoothly. Both Rutherford and Alex were very communicative. Will definitely work with them again."
Paul

Margaret, AL

"Pulled off a miracle. Excellent work by Rutherford and his team."
Sherry

Pelham, AL

"You were very patient with us & answered our calls. We appreciate that so much! You also kept us informed on how things were going."
Oris J

Trafford, AL

"Great communication"
Brandon LaJoey

Opelika, AL

"Even though I didn't see him face-to-face, he was an overall great, an honest loan officer."
Myra Gayle

Helena, AL

"Efficiency of the team. Fast workers."
Penny

Birmingham, AL

"He called ahead of the contract. I knew we had a REAL buyer. Emails were sent at every stage of the process."
Seth

Calera, AL

"Answered all our questions quickly and explained in detail when we didn't understand things!"
Eleanor

Birmingham, AL

"The communication and ease of the home purchasing process."

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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

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About Rutherford

Rutherford Yeates is a Loan Officer at the Birmingham, Alabama Branch for Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in Alabama.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Rud is able to help home buyers in any stage of life achieve their dreams of home ownership.

 

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
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Send Rutherford a message

500 Office Park Drive
Suite 410
Birmingham, AL 35223

(205) 913-3498

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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Mortgage Calculators

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