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Birmingham, AL

Rutherford Yeates

Loan Officer | NMLS #: 2096232

M 205-913-3498 O 205-656-4605 ryeates@assurancemortgage.com

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Real Reviews from Real Homebuyers

4.96 Stars Based on 440 Reviews
Jarrod

Hoover, AL

"Rutherford and Alex are incredible to work with!"
Jessica Nichols

"Rutherford did a fantastic job with my loan. I would highly recommend him. He did a great job communicating and keeping us on track."
Dwight E

Rosharon, TX

"Early close with no hiccups."
Emma Tucker

"Great experience working with this lender, coming from a real estate agent who’s been in the business for years. Great job!"
Amos

Savannah, GA

"Rutherford was always available to explain everything the closing was fast and easy"
Minela Rivera

"He helped me meet my goals…. Again. Thank you for your patience"
Bryon J

Leeds, AL

"Their patience with my frustration"
Deanna

Alabaster, AL

"Great communication."
Rachel Haigwood

Hoover, AL

"Rutherford was super helpful, on top of everything, easy to work with, and checked in with us every step of the way. 10/10"

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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

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About Rutherford

Rutherford “Rud” Yeates is a Loan Officer at the Birmingham, Alabama branch of Assurance Financial and is licensed through the National Mortgage Licensing System and Registry in Alabama.

Whether you’re purchasing a new home, refinancing an existing loan, or building from the ground up, Rud helps homebuyers at every stage of life navigate the mortgage process with confidence. He prides himself on being dependable, accessible, and highly responsive, ensuring his clients feel supported from application through closing. His goal is always the same: a smooth, efficient process paired with exceptional customer service.

An Alabama native, Rud brings a unique background to the mortgage industry. Before becoming a loan officer, he studied wine around the world—a passion he continues today as an avid collector and lifelong learner. Outside of work, Rud enjoys spending time with his fiancé and their three dogs.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

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Send Rutherford a message

500 Office Park Drive
Suite 410
Birmingham, AL 35223

(205) 913-3498

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By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy