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Birmingham, AL

Rutherford Yeates

Loan Officer | NMLS #: 2096232

M 205-913-3498 O 205-656-4605 F 205-656-4605 ryeates@assurancemortgage.com

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Real Reviews from Real Homebuyers

4.97 Stars Based on 300 Reviews
Anthony

Decatur, AL

"Very clear process and very good follow up"
Capri Eva Jalise

Seattle, WA

"Rutherford is extremely proactive and communicative outlining clear expectations and timelines that help to streamline processes"
Justin

Birmingham, AL

"Can always count on Rutherford for a smooth transaction where everyone is happy on closing day. Cant recommend him highly enough."
Minnie

Birmingham, AL

"Wonderful as always!"
Minnie

Birmingham, AL

"Wonderful support and help again"
Paul Lamont

Birmingham, AL

"Friendly, personal customer service; combined with extensive knowledge of lending and underwriting. I felt like I was working with family."
David

Birmingham, AL

"Rud was always on top of things, and provided valuable insights and creative solutions throughout the process."
London

Warner Robins, GA

"Professional, fast and overall fantastic working with you. Will definately recommend in the future."
Cody Jacob

Sumiton, AL

"Easy communication, smooth process to close!!!"

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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly HOA

50

Monthly Insurance

50

Monthly PMI

0

All Payments and Fees

0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

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About Rutherford

Rutherford Yeates is a Loan Officer at the Birmingham, Alabama Branch for Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in Alabama.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Rud is able to help home buyers in any stage of life achieve their dreams of home ownership.

 

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
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Send Rutherford a message

500 Office Park Drive
Suite 410
Birmingham, AL 35223

(205) 913-3498

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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Mortgage Calculators

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