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Rutherford Yeates

Birmingham, AL

Rutherford Yeates

Loan Officer | NMLS #: 2096232

M 205-913-3498 O 205-656-4605 [email protected]

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Real Reviews from Real Homebuyers

4.96 Stars Based on 526 Reviews
Ashley

Birmingham, AL

"Rutherford and his team were attentive to detail and communicated well! I highly recommend him!"
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Christian

Birmingham, AL

"Rutherford was extremely communicative and available throughout the whole process. This was my first property, and anytime I called, had a question over text, or had a question via email, he replied extremely fast with detailed responses. I'm very pleased with the service and i will definitely use the team for my next property."
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Chasiti

Odenville, AL

"My clients had to change lenders in the 4th quarter. Rutherford stepped in and was able to get us to the closing table. So appreciative of his communication with them along the way, speaking up on their behave and working with both agents to get the deal done."
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Lety

Birmingham, AL

"I highly recommend Rutherford And his team. Communication was excellent throughout the entire process. He made everything smooth and easy, even with the language barrier, as I was translating for my Spanish-speaking clients. He was patient, responsive, and always kept us updated. He also worked hard to get my clients a great interest rate. As a real estate agent, I truly appreciate working with a lender who makes the process stress-free for everyone involved. Looking forward to working together again!"
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Cory

Birmingham, AL

"Great communication and follow-up"
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Daniel Preston

Adamsville, AL

"Rutherford was always available to talk through any questions I had, made everything as simple as possible, and was able to streamline most of the process."
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Susie Beth

Fultondale, AL

"When I send clients to Rutherford, I know that they will be taken care of and that is worth so much to me as an active agent helping multiple clients at one time. He always gives advice and explores options that will be best for my clients. Partnering with Rutherford and his team removes the guess work, I know we will get to closing!"
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Roman

Birmingham, AL

"Rutherford was responsive and communicative throughout the process and calculated my closing costs accurately early on to get them covered in the loan. Overall very pleased with the service and outcome I receive!"
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Windell Arron

Wilmer, AL

"Rutherford & his team made the process of buying a home a lot less stressful. I was made aware of everything that was happening in a timely manner. And Alex was extremly patient & understanding throughout. Would highly recommend them to anyone. My son will be using them soon."
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Brandon

Helena, AL

"Did and Alex are so helpful and knowledgable. They were always available to answer questions and work out the best options for our family. we are so grateful for their care and expertise each step of the way. They made the process simple, easy, and painless. Would definitely recommend them every time. Couldn't have asked for a better experience."
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Frank Roscoe

Helena, AL

"I enjoyed working with Rutherford and his team. Very knowledgeable and prompt!"
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Frances

Vestavia, AL

"Rutherford and Alex make a great team and di a great job with consistent, clear and effective communication throughout very step of the way...I highly recommend Rutherford Yeates and Alex Ravenhorst!!!"
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Crunch The Numbers!
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years
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Your LTV is less than 80%, so you will not need to pay PMI.

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$3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly HOA

0

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

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Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

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About Rutherford

Rutherford “Rud” Yeates is a Loan Officer at the Birmingham, Alabama branch of Assurance Financial and is licensed through the National Mortgage Licensing System and Registry in Alabama.

Whether you’re purchasing a new home, refinancing an existing loan, or building from the ground up, Rud helps homebuyers at every stage of life navigate the mortgage process with confidence. He prides himself on being dependable, accessible, and highly responsive, ensuring his clients feel supported from application through closing. His goal is always the same: a smooth, efficient process paired with exceptional customer service.

An Alabama native, Rud brings a unique background to the mortgage industry. Before becoming a loan officer, he studied wine around the world—a passion he continues today as an avid collector and lifelong learner. Outside of work, Rud enjoys spending time with his fiancé and their three dogs.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

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500 Office Park Drive
Suite 410
Birmingham, AL 35223

(205) 913-3498

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