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Toni Freeman

Baton Rouge, LA

Toni Freeman

Senior Loan Officer | NMLS #: 104765

M 225-235-1305 O 225-239-7150 [email protected]

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Real Reviews from Real Homebuyers

4.98 Stars Based on 514 Reviews
Kelli B

Gonzales, LA

"With Toni's knowledge and understanding of my personal situation, she determined the best outcome for me and offered her service and promised timely results, all of which worked out well for me."
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Sheila Foreman

Ruston, LA

"Toni was awesome to work with in securing the loan I needed. She explained the availability of the different loan options and help me understand which one best fit my needs. She was efficient and clearly explained to each step of the process allowing my loan to be processed quickly and smoothltruppecia her professionalism knowledge and understanding Customer Service. I will gladly recommend her to my friends and family in the future."
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Sharon L

Denham Springs, LA

"You walked me through the whole process and answered the calls immediately when I had a question! Thank you so much"
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Grace Ewa

Denham Springs, LA

"TONI WENT ABOVE AND BEYOND TO MAKE ME FEEL COMFORTABLE THROUGHOUT THE ENTIRE HOME BUYING PROCESS. SHE WAS EXTREMELY KNOWLEDGEABLE, TOOK THE TIME TO EXPLAIN EVERY STEP, AND ALWAYS MADE SURE I UNDERSTOOD WHAT WAS HAPPENING. THANKS TO HER HARD WORK, PROFESSIONALISM, AND DEDICATION, EVERYTHING WENT SMOOTHLY WITHOUT ANY COMPLICATIONS. SHE TRULY MADE THIS HAPPEN, AND I COULDN’T BE MORE GRATEFUL. I HIGHLY RECOMMEND TONY TO ANYONE LOOKING FOR A LOAN PROFESSIONAL. SHE IS ABSOLUTELY AMAZING!"
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Melissa

Baton Rouge, LA

"Thanks Toni! Way to pull it off and quickly. Thank you!"
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Joelle

Baton Rouge, LA

"Communication!"
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Scooter

Jackson, LA

"Toni was so organized and helpful during the whole transaction. She is always two steps ahead. I highly recommend."
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Deanna Guillory

Jackson, LA

"I had a fantastic experience working with Toni Freeman at Assurance Financial. From the initial phone call to the closing, best in the business!! Her communication is top-notch and she explained every detail of the loan process clearly and responded to my emails, calls, and texts almost immediately. I always knew exactly where my application stood. I highly recommend Toni Freeman to anyone looking for a dedicated and reliable mortgage professional! All business and no bs!!"
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Dylan M

Prairieville, LA

"when we refi a couple years back and the nee home purchase both both went great"
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Billie Jo

Zachary, LA

"Toni was very helpful and answered all my questions even when I felt like it was something I should know. She explained things in a way that I could understand and made me feel confident in my decisiona"
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Emily

Baton Rouge, LA

"Toni kept us informed throughout the transaction and got us to the table right on time!! Wonderful experience!!"
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Louis Oscar

Baton Rouge, LA

"Toni knows all the ins and outs about the whole process and kept me very well i formed on every aspect of the loan process. Even the closing attorney said that since Toni was doing the loan, he was sure that everything was correct"
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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years
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Your LTV is less than 80%, so you will not need to pay PMI.

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$3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly HOA

0

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

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Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

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About Toni

Toni Freeman is a Senior Loan Officer in the Baton Rouge office of Assurance Financial.

With over 25 years of mortgage lending experience, Toni Freeman has built a reputation as a trusted expert in the home loan industry. Since joining the Assurance Financial team in 2008, she has worked in every aspect of the business, mastering product and underwriting guidelines that have enabled her to provide exceptional service to her clients.

Toni’s extensive knowledge and dedication have earned her a loyal clientele, with referrals from Realtors, past clients, and the community forming the cornerstone of her success. She is passionate about helping others achieve the dream of homeownership, and her expertise allows her to guide her clients through every step of the mortgage process.

Licensed to originate loans in 9 states – Alabama,  Florida,  Illinois, Kentucky, Louisiana, Maryland, Mississippi, Oklahoma, and Texas – Toni is committed to helping individuals and families find the right loan options for their needs. Whether you’re a first-time homebuyer or looking to refinance, Toni’s goal is to make your journey smooth, transparent, and stress-free.

Outside of work, Toni enjoys spending time with her family and friends. She is a proud mom to two children, Brock and Lexie, and a proud grandmother to her grandson, Bennett James.

Toni’s commitment to her clients and community makes her a standout in the mortgage industry, and she looks forward to helping you achieve your homeownership goals.

 

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
  • Downpayment Assistance Programs

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9029 Jefferson Highway
Suite 100
Baton Rouge, LA 70809

(225) 235-1305

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

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Our Loan Process

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By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy