Apply

With Ben

Apply With Ben
Ben Dunham

Homewood, AL

Ben Dunham

Loan Officer | NMLS #: 1089433

M 205-601-8681 O 205-564-6953 [email protected]

Apply With Ben

Real Reviews from Real Homebuyers

4.96 Stars Based on 384 Reviews
David Coello

Moselle, MS

"Ben was absolutely great to work with. Since the initial step until closing, Ben was very helpful and made everything smooth for us. We are 100% grateful for him and Alex."
Read more
Chad

Pelham, AL

"Ben & his team are always amazing! Ontime closings and clear communication is the norm with Ben. I always rest easy when he is hamdling the financing for my clients."
Read more
Giovanna

Pelham, AL

"Ben went above and beyond to make sure I understood every step of the process. He always took the time to answer any questions I had and never made me feel like I was asking too much. As a single mom purchasing a home on my own for the first time, I was incredibly nervous. Ben made sure I understood everything and, more importantly, that I felt comfortable and confident throughout the entire process. I highly, highly recommend Ben and his team to anyone looking for an excellent experience. He truly went above and beyond, and I’m so grateful for all of his help!"
Read more
Brenda L

Hattiesburg, MS

"It's not often I converse with someone concerning business that I feel as if I am truly heard. Ben was exceptionally helpful and I am deeply grateful."
Read more
Teressia Marie

Prairieville, LA

"⭐⭐⭐⭐⭐ Ben was absolutely exceptional throughout my entire home loan process. He was always available even answering texts and returning calls late in the evening, and he ever made me feel like any question was a dumb question. His patience, knowledge, personality, and customer service were amazing, especially considering we've never even met in person! Alex and the entire team were wonderful as well. Anyone I know who is considering buying or building a home will hear one recommendation from me: Ben! I couldn't have asked for a better experience."
Read more
Tiffany Dauzat

Cottonport, LA

"Absolutely wonderful experience! Ben was professional, helpful, and made the entire financing process so easy from start to finish. He is responsive, knowledgeable, and genuinely cared about helping us to find the best option for my needs. Everything was explained clearly, with no unnecessary pressure or hassle. We highly recommend Ben to anyone looking for a smooth, trustworthy, and stress-free experience."
Read more
Cassidy C

Tylertown, MS

"very nice, good communication, never left us out of the loop."
Read more
Wrenwick

Franklin, LA

"Professionalis, updates, great experience"
Read more
Misty

Wilsonville, AL

"Always fantastic working with Ben & Alex. This could have been a complicated transaction, but Ben had solutions to make it easy for all parties involved. Highly recommend."
Read more
Toni Rene

Wilsonville, AL

"Ben and his team were all around amazing!"
Read more
Clayton

Irondale, AL

"What started with a conversation over the phone ended up becoming a friendship. He was very attentive and had great comm during the process. I am a first time home buyer and really walked me through all things to consider and also gave me professional advice when needed to be steered in the right direction. Assurance application and loan process was very smoothe and when it comes to the most important part of this process which is the closing table, it was seamless and good to go. Highly recommend Ben and their team and circle of trusted contacts!"
Read more
Devin S

Alabaster, AL

"As a first time home buyer I couldn't have asked for a better experience. Ben made the process so quick and smooth. always available for any questions (even though i rarely had any because he kept us in updated everyday sometimes multiples times a day.)"
Read more

Read More Reviews

Write a Review
icon

Get Pre-Qualified for a Mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Apply Now
icon

Get a Free Rate Quote

Get a free personalized rate quote in minutes with the help of our mortgage experts.

Call (205) 601-8681
icon

See how much house you can afford

Estimate your home buying budget before you fall in love.

Call for a custom quote

Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

Call Ben
$
years
$
%
$
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

$3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly HOA

0

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Ben

Ben Dunham is a Production Manager & Loan Officer in the Homewood, Alabama office of Assurance Financial.

Ben strives to outfit his clients with the perfect loan for their individual situations. His ultimate goal is to help them achieve the goal of home-ownership. He endeavors to use his work ethic, industry knowledge, and integrity to build ongoing customer relationships that bring his customers long-term financial sustainability. His background in underwriting ensures that every loan makes it to the closing table on time.

Accolades: Ben was named to Birmingham Business Journal’s  2018  Class of  Rising Stars of Money and Finance.

Customer Testimonials

“Ben and Alex are simply amazing! They remove any stress from the process of purchasing a home. He is so knowledgeable and compassionate, he will get you close no doubt about it. I can’t thank him enough and I will make sure anyone I know who is buying a home goes to them!!!”

“Ben went above and beyond to help me navigate the complex situation I was in. He was always available to talk me through something I didn’t understand and make sure that I was comfortable with the decisions being made. I will be using Ben for every home acquisition in the future. I 100% recommend and endorse both him and his team of professionals.”

Real Estate Partner Testimonial

“I love working with Assurance Financial. When I see a pre-approval letter from them I know everyone is in good hands. Always a smooth transaction, with Ben and Alex. Excellent communication, from the beginning. I will always recommend them to anyone looking to buy or refinance.”

Outside of work:

I am a graduate of The University of Alabama, with a bachelor’s degree in Hospitality and a minor in Business Administration. I currently live in Westover, Alabama with my two Huskies: Cobalt and Aspen. When I am not working on loans or at my families cattle farm, you can find me deep sea fishing down at Dauphin Island Alabama.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans

Apply With Ben

Send Ben a message

2810 Crescent Avenue
Homewood, AL 35209

(205) 601-8681

This field is for validation purposes and should be left unchanged.
Interested in:

By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy

Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

Email Ben
Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

 READ MORE

Our Loan Process

 READ MORE

Mortgage Calculators

 READ MORE

Let's Get Started!

This field is for validation purposes and should be left unchanged.

By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy