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With Brad

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Columbia, SC

Brad Hepps

Loan Officer | NMLS #: 1582775

M 803-241-7707 O 803-888-3882 F 803-753-0018 bhepps@assurancemortgage.com

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Real Reviews from Real Homebuyers

4.96 Stars Based on 18 Reviews
Lori

Irmo, SC

"Communication is everything "
Norris (Mac)

"Brad kept me informed during the entire process and was very responsive when I had questions or concerns."
Yashica

"Brad was VERY helpful and responsive! He always clarified everything (no matter how many times I asked the same question 😁). "
Jennifer

West Columbia, SC

"Brad was amazing and helped me with everything, he also explained every detail to me so I wasn’t left behind in the process!!"
Melissa

Newberry, SC

"The entire experience went great! Brad kept us informed throughout the entire process. He did an amazing job!"
Timothy

Newberry, SC

"Brad was amazing. He exceeded our expectations every step of the way. I cannot express our appreciation enough."
Kayla

"Very responsive and personable. Brad kept me updated at every step so there were never any surprises. "
Wade

"Brad went the extra mile and secured us a mortgage in a very unique and difficult situation. He made sure we got the house!"
Lori

"the ability to have all my questions answered in answers I could understand. the entire process was easy, quick and painless. "
Craig

West Columbia, SC

"It was very effortless on my side he took care of everything!"
Melissa

Chapin, SC

"Brad was extremely helpful , friendly, made me feel comfortable and explained the entire home buying process. "
Chalon

Columbia, SC

"Great personality, answered every question I had. "

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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly HOA

50

Monthly Insurance

50

Monthly PMI

0

All Payments and Fees

0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

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About Brad

Brad Hepps serves in a dual role as a Loan Officer and Loan Officer Assistant in the Columbia, South Carolina branch of Assurance Financial. Growing up in Los Angeles, Brad has made the slow steady migration from one SC (Southern California) to the other SC (South Carolina). Since graduating from the California State University system, Brad has lived in multiple states before finally settling down in Columbia, SC. Brad lives with his wife, two daughters, and his extremely energetic Australian Shepherd near Lake Murray. Brad loves spending time boating on the lake and exploring the many beautiful and fascinating places of interest throughout South Carolina and the other states in the Southeastern US. Of course, he also really enjoys helping prospective borrowers with their mortgage needs whether they be purchasing, building, renovating, or refinancing their dream home.

Brad has an extensive background in financial services, having served as a Loan Officer, Underwriter, Loan Processor, Loan Servicer, and Personal Banker. Since entering the financial services industry, he has worked for three of the fifteen largest banks in the US. Recently, Brad has made the conscious choice to join Assurance Financial, a smaller community-based lender where borrowers are much more than just a name and an account number. The opportunity to work in a more efficient, streamlined organization like Assurance Financial means more opportunities to work closely with borrowers who are interested in more hands on, personalized customer service from their mortgage lender. Whether you’re a seasoned home buyer or looking to make your first home purchase, Brad looks forward to the opportunity to partner with you and make your mortgage experience as simple, efficient, and smooth as possible.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
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2222 Devine Street
Columbia, SC 29205

(803) 241-7707

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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