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Austin, TX

Michael Landers

Branch Manager / Loan Officer | NMLS #: 217124

M 512-590-0075 O 512-277-3446 mlanders@assurancemortgage.com

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Real Reviews from Real Homebuyers

4.98 Stars Based on 183 Reviews
Christopher J

Manor, TX

"Michael and team were great to deal with. Excellent communication throughout the process!"
Sharon D

Round Rock, TX

"Personal touch was great, he was always available for questions. We were made to feel important and these days that goes a long way."
Eric

Elgin, TX

"Solid communication."
Stanley

Lakeway, TX

"My go to finance person. Has never let me down!"
Stanley

Lakeway, TX

"Have used Mike several times. Never ever disappoints."
Jose Fidel

Killeen, TX

"Muy professional Gracias por todo Señor Landers."
Teresa

Killeen, TX

"Michael is always on top of everything. The transaction was smooth and we even closed a week early."
Roselia S

Killeen, TX

"Mr.Landers is a very professional Man."
Adane Mitore

Pflugerville, TX

"Help and understand all circumstances"
Teresa

San Marcos, TX

"Michael is always a great communicator. This transaction was extremely smooth and even closed early."
Charles Arthur

Brentwood, CA

"This is the third time we have used Michael to purchase a house. Everything was smooth and painless."
Priscilla Katheryn

Brentwood, CA

"Great communication and always prompt if we had questions or concerns."

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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly HOA

50

Monthly Insurance

50

Monthly PMI

0

All Payments and Fees

0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

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About Michael

Michael Landers is a Branch Manager and Loan Officer in the Austin, TX Branch of Assurance Financial. He has been a Mortgage Loan Officer for 19 years, starting first in New Orleans. Hurricane Katrina moved him to Austin in 2005. Out of that trial and tribulation he was fortunate to land in what is now widely known as one of the Best Places to Live in the U.S. Michael is well-versed in all home loan types from FHA, VA, USDA, Conventional, Reverse to Jumbo loans, and greatly enjoys working with first-time homebuyers and real estate investors. Communication throughout the loan process is key, and he works hard to provide superior customer service.

Michael obtained a B.S. degree in Finance and M.B.A. degree from the University of Colorado. He served on the Board of Directors as Treasurer for the Mexic-Arte Museum in Austin.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
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Send Michael a message

7600 Burnet Road
Suite 315
Austin, TX 78757

(512) 590-0075

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Free Realtor Tools

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

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Our Loan Process

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