Real Reviews from Real Homeowners
Pamela Reid
Aiken, SC
"Attention to detail! And having the amazing Kayla on staff!"
Loan Officer
Matthew Hunter
Aidan
West Columbia, SC
"Dan the whole process extremely easy and was in constant contact."
Loan Officer
Dan Kadar
Lisa Ann
Thomson, GA
"Communication was outstanding, with fast replies and questions answered."
Loan Officer
Corey Dobbins
Jennifer M
Irmo, SC
"Brad was so helpf with the process of purchasing our new home."
Loan Officer
Brad Hepps
John
Aiken, SC
"Kayla's knowledge, kindness, and constant availability!"
Loan Officer
Kayla Kinard
Jenny
Goose Creek, SC
"Communication was excellent such a smooth transaction. A win for all sides!!"
Loan Officer
Matthew Dailey
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Finding a home in South Carolina can be hard. We make finding the right loan type easy.
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On-Time Closings
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Cash-Out
Make the most out of your equity for home improvements, tuition, or your latest dreams.
Interest Rate
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Build your dream home with experts guiding you through every step.
Custom Financing Options
We’ll find the best construction loan program to fit your needs.
Flexible Draw Schedules
We work with your contractor to ensure your project stays on track.
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Downloadable Guides
Resources
We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
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First-Time Homebuyer Guide
163.79 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us anytime.
Click here to download the file -
Refinance Guide
165.27 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us anytime.
Click here to download the file -
Construction Guide
209.23 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us anytime.
Click here to download the file
Our easy online application walks you through every step.
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Assurance Financial Aiken
106 Laurens Street Northwest
Aiken, SC 29801
803-644-4010
Assurance Financial Columbia
2231 Devine Street, Suites 102A and 102B
Columbia, SC 29205
803-888-3881
Assurance Financial Charleston
803-888-3881
South Carolina Mortgage Lenders
Welcome to Assurance Financial, your dedicated partner for home loans in South Carolina. Our full-service in-house team is committed to providing exceptional service from the beginning to the end of the process.
South Carolina is a wonderful place to call home, from the stunning Blue Ridge Mountains to the state’s coastal plains. We’ll make it your home by connecting you with competitive options.
We open the door to homeownership with opportunities for every type of buyer. Whether you seek to buy your first home or remodel an existing property, we guide you through the process and find tailored solutions that meet your needs. Apply online to get prequalified in minutes through Assurance Financial!
Your Reliable Lender Throughout South Carolina
We have locations throughout South Carolina to serve you. Our team can help you buy a home loan in:
Turn to Us for Home Loans in South Carolina
South Carolina offers opportunities for all types of homeowners, from young professionals looking for their first homes to retirees looking for a warmer climate. You can settle in historic towns or university areas. We offer a full range of possibilities to support your purchase.
Conventional Home Loans
These loans are excellent for those with stable incomes, good credit and enough savings for a down payment. A conventional loan offers numerous down-payment options and excellent rates.
FHA Loans
To become a homeowner, you can get a loan insured by the Federal Housing Administration (FHA). These mortgages work well for homeowners needing an alternative, flexible financing option.
First-Time Buyer Loans
A down payment assistance (DPA) loan streamlines the transition from renting to owning. You can receive closing cost and down payment assistance so you can have a place to call home.
Jumbo Loans
We help you think bigger with jumbo loans for luxury properties and high-value homes. As a private mortgage banker, we can finance large loans.
USDA RD Loans
This Rural Development (RD) loan from the United States Department of Agriculture (USDA) allows you to gain more space by funding the purchase of rural and suburban properties.
VA Loans
At Assurance Financial, we’re honored to help veterans buy homes in South Carolina with Veterans Affairs (VA) loans. These mortgages lessen the barriers to homeownership, giving you a place to settle down.
Construction Loans
We can provide funding for either building a new home or renovating an existing property.
Home Equity Loans
Turn your most significant asset into funding with home equity lines of credit or loans. This option can enable you to pay for home improvements or consolidate debt.
Non-QM Loans
Consider a non-qualified mortgage if you need a more flexible option than a traditional one. These work well for the self-employed or those seeking to invest in property.
Empowering Home Ownership in South Carolina
Assurance Financial is a South Carolina mortgage lender that offers full-service in-house support. As The People People, we deliver a high level of care throughout the process. We’re committed to building relationships and delivering an enjoyable homebuying experience.
We also offer online resources to educate you and inform your decision-making. Use our mortgage calculator to see how factors like purchase price and mortgage term influence your monthly payment.
Pre-Apply Online Today
Use our online application process to apply for a mortgage in as little as 15 minutes.
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