Home loans - South Carolina

I’m purchasing a

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my

Is a better opportunity knocking? We're here to answer.

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Monday – Friday 8:00am – 5:00pm CST

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Finding a home in South Carolina can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.


Make the most out of your equity for home improvements, tuition, or your latest dreams.

Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

Loan Term

Lower payments or fewer years? Match your loan with your goals.

The entire team at Assurance could not possibly have made the application process more simple and seamless .…
P. Tokarz, Baton Rouge, LA
Smooth Mortgage Transaction all the way!
B. Lollis, Lexington, SC
Was great in getting the appraisal done quickly, and provided all the info needed about the house and nearby homes.
A. El Solh, Austin, TX
The financing process is easy and straight to the point. very efficient and fast!
A. Hicks, Hueytown, AL
assurance financial testimonial from alyssa
testimonial from mallory
assurance financial testimonial from kayla and nolan
assurance financial testimonial from chris

Connect with a South Carolina loan officer

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Prepare your loan application with the help of our talented digital assistant.

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You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.

Assurance Financial Columbia

2222 Devine St.

Columbia, SC 29205


South Carolina Mortgage Lenders

Home to the famous Charleston and Myrtle Beach and loved for its tranquil coastline, South Carolina is a famously appealing state to live or vacation. You’ll find the nation’s first public college here, the first playhouse and even the first museum. With so much to do and experience here, the Palmetto State will make a fantastic home for anyone.

If you’re considering taking out a home loan to buy property in Columbia or one of the many other attractive areas of the state, you’re in the right place. As one of South Carolina’s top mortgage lenders, Assurance Financial can provide you with an intuitive, innovative online application experience that can pre-qualify you in just 15 minutes. Our experts will help you choose the right loan, giving you confidence that you’ll find the home you’ve been dreaming of.

How the Lenders at Assurance Financial Can Help You

At Assurance Financial, we understand how stressful the homebuying experience can be. That’s why we work hard to combine our technology with superior customer service to provide a seamless, stress-free home loan experience.

Our in-house services fit under one roof, giving you a streamlined and convenient borrowing solution for securing a South Carolina mortgage loan. Our comprehensive understanding of the housing market allows us to provide you with affordable and competitive rates that are backed by Freddie Mac, Fannie Mae and Ginnie Mae.

We offer a variety of loan options for any situation, including:

  • Traditional mortgages
  • Loans for first-time homebuyers
  • Jumbo loans larger than conforming limits
  • Construction and remodeling loans
  • FHA, VA and USDA loans

We are all about supporting your future, which is only one of many reasons we’re different from traditional banks. Our caring team is dedicated to finding you the right loan and helping you fund your dream home!

Benefits of Home Ownership in South Carolina

While South Carolina is a popular destination for many vacationers, it is also an excellent place for those looking to settle down. With the state’s diverse landscape, you have your choice of a vast coastline, a forested mountain range, or the scenic countryside and bustling cities that lie in between. With a median home value of $196,574, South Carolina is an affordable state to put down your roots.

What to Expect From the Online Loan Application Process

If you’re wondering how to qualify for a home loan in South Carolina, you can put your mind at ease. To make the process as easy as possible, we have streamlined our home loan application into four simple steps:

  • Pre-qualification: Start by verifying your identity and confirming your financial history. You’ll have a decision in 15 minutes or less.
  • Application: Once you’re pre-qualified, you’ll get a confirmed rate so you can refine your budget. We’ll just need a few more documents from you when you find a house to buy.
  • Processing: We’ll take care of the home appraisal, loan underwriting and the final approval.
  • Closing: As soon as the review and loan process is complete, you can begin enjoying life as a homeowner!

Have any questions? Get in touch with one of our loan experts for more information on the entire process.

Get Pre-Qualified for a South Carolina Home Loan With Abby!

Are you ready to get pre-qualified for a home loan in 15 minutes or less? With the help of Abby, our digital application assistant, you’ll be on your way to becoming a homeowner in South Carolina in a flash. Contact your local Assurance Financial branch or get the application process started online today!