Home Loans - Springfield

Assurance Financial Springfield

125 S. Laurel Street
Springfield, GA 31329
912-595-3650

Springfield Home Lenders

Ready to buy, build or refinance in Springfield, Georgia? Assurance Financial’s licensed mortgage professionals make the process easy, from application to closing. We’ve helped Georgia families since 2001 with honest advice, local know-how and a fast, all-in-one lending experience tailored to your needs.

What We Can Do for You

Assurance Financial is a full-service mortgage broker in Springfield, GA, dedicated to helping you find the right home loan for your unique needs. You can choose the one that best fits your financial situation and goals. Loan types we offer include:

• Conventional loans
• Federal Housing Administration (FHA) loans
• Department of Veterans Affairs (VA) loans
• U.S. Department of Agriculture (USDA) loans
• Jumbo loans
• Construction loans
• Renovation loans
• Modular home loans
• Non-qualified mortgage (non-QM) loans
• First-time home loans

Our home loan experts work closely with you to understand your goals and financial situation. We’ll explain your options and help you compare loan programs so you can make confident decisions. You’ll receive a customized mortgage solution designed to fit your needs, whether you’re a first-time buyer, building a new home or refinancing.

Home Opportunities in Springfield, Georgia

Springfield is known for its rich history, welcoming community and local events. It features a well-preserved historic district, including the original courthouse and old jail, and is home to many Folk Victorian and bungalow-style homes that reflect the Southern character and coastal climate. The annual Springfield Fall Festival is the town’s biggest event with live music, local vendors, food trucks and family-friendly activities.

Springfield’s commitment to preserving its history and hosting cultural events gives residents a deep sense of connection to the past and to each other. While it offers a peaceful, small-town feel, it’s also close to Savannah and the Georgia coast, providing easy access to more urban amenities and coastal recreation.

With community events, safe neighborhoods and good schools, Springfield is a great place to raise a family. Residents enjoy a strong sense of family, tradition and hometown pride.

Our Simple Home Loan Processing Steps

Our home loan process is designed to be simple, efficient and supportive from start to finish. Here’s how it works:

1. Prequalification: Start your journey by getting prequalified online or over the phone. In as few as 15 minutes, you’ll receive a mortgage rate quote based on your basic financial history.
2. Application: Once you know your budget, you can complete your full application online using our secure, mobile-friendly platform or call for a free, personalized quote.
3. Loan program comparisons: Your loan officer will help you compare different home loan options and advise you on the best time to lock in your rate for peace of mind.
4. Processing: Assurance Financial keeps you updated on the appraisal and underwriting progress, and sets realistic timelines.
5. Close and final walkthrough: Once your loan is approved, we will guide you on wire safety tips and walk you through the final steps.
6. Ongoing support: Even after you move in, Assurance Financial is there for you to answer escrow questions, help with your first payment and check in if you want to refinance in the future.

Partner With a Mortgage Loan Officer in Springfield

Assurance Financial combines advanced technology with personal, end-to-end service to make the entire home loan process smooth and stress-free. Whether you’re buying your first home, refinancing or investing in Springfield property, you’ll benefit from our deep knowledge of the market. We offer a wide range of loan programs and will help you compare options to find the best fit for your goals.

Start your application today or contact us to speak with a home loan officer in Springfield.