Home loans - Alabama

I’m purchasing a

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my

Is a better opportunity knocking? We're here to answer.

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assurance financial officer ready to help

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Licensed professionals in Alabama are just a click away.

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Thank you for your request! We look forward to serving you. We promptly reply during normal business hours:
Monday – Friday 8:00am – 5:00pm CST

Can’t wait? Call us!


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Let our digital assistant, Abby, lead the way.

Apply with Abby

Finding a home in Alabama can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.


Make the most out of your equity for home improvements, tuition, or your latest dreams.

Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

Loan Term

Lower payments or fewer years? Match your loan with your goals.

The entire team at Assurance could not possibly have made the application process more simple and seamless .…
P. Tokarz, Baton Rouge, LA
Smooth Mortgage Transaction all the way!
B. Lollis, Lexington, SC
Was great in getting the appraisal done quickly, and provided all the info needed about the house and nearby homes.
A. El Solh, Austin, TX
The financing process is easy and straight to the point. very efficient and fast!
A. Hicks, Hueytown, AL
assurance financial testimonial from alyssa
testimonial from mallory
assurance financial testimonial from kayla and nolan
assurance financial testimonial from chris

Connect with a Alabama loan officer

Get Your Free Rate Quote

Have you met Abby?

Available 24/7 regardless of your location, Abby is here to help get you started.

Prepare your loan application with the help of our talented digital assistant.

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Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.

Assurance Financial Birmingham

500 Office Park Dr #410

Birmingham, AL 35223


Assurance Financial Florence

4050 Helton Drive, Suite 301

Florence, AL 35630


Alabama Mortgage Lenders

Historically, Alabama has been a rich agricultural region, and today it’s an emerging industrial powerhouse for the automotive and aerospace industry. Over 4.5 million people call this state home — and you might be in the market to live here next.

Assurance Financial is willing to help! Our local loan officers can provide you with a pre-qualified mortgage rate and simplify the home loan process. All it takes is 15 minutes and a little help from Abby, your digital personal assistant. See how easy it can be to get a free, no-obligation quote on an Alabama home loan using our online application!

What Our Lenders at Assurance Financial Can Do

As an independent residential mortgage lender in Alabama, we’re approved by Fannie Mae, Freddie Mac and Ginnie Mae. Our local loan experts can determine your eligibility for a variety of options, including:

  • First-time homebuyer loans
  • Renovation or new construction loans
  • Conventional home loans
  • Jumbo loans exceeding government limits
  • FHA, VA or USDA loans for unique situations

Whatever your circumstance or life stage, we’re “The People People” using the latest technology to simplify getting a home loan in Alabama. We also bring full-service loan processing under one roof to make this process faster and easier for you.

How Valuable Is Home Ownership in Alabama?

Alabama is one of the most affordable home markets in the nation, with a median home value of $169,000. Birmingham is a particularly flourishing region in which to consider homeownership thanks to its scenic location at the base of the Appalachian Mountains. If you’re looking for a vacation home, consider a property around the resorts near Mobile to enjoy picturesque views of the Gulf of Mexico.

Whether your next move is in the Alabama forests, the sprawling cities or the beachfront, Assurance Financial’s loan experts will work to qualify you to secure the home of your dreams!

Our Online Application Process

Here are the usual steps if you apply for an Alabama home loan through Assurance Financial:

  • Pre-qualification: Get started online or give us a call! In as little as 15 minutes, you can apply securely for a quote. We’ll verify your credit and financial standing during qualification and pin down a rate.
  • Application: Complete your application! You’ll learn how much home you can afford so you can apply with confidence.
  • Processing: Our in-house licensed underwriters review your loan before final approval.
  • Funding: Once you pay closing costs and sign with a notary, the loan is yours!

We have dedicated loan advisers happy to help at every step of the loan process. Our personable approach has helped thousands of satisfied clients become homeowners.

Abby Can Help You Get Pre-Qualified for an Alabama Home Loan!

With Abby, our digital loan assistant, the first step of securing home funding can take 15 minutes or less! When you’re ready, have your recent finances and proof of ID handy, then start applying online today. You can also call our licensed loan advisers at a local branch for more information.