Home Loans - Beaufort, South Carolina

I’m purchasing a
home

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my
home

Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners

Michael David

Enterprise, LA

"Joey handled everything pefectly I would increase his pay to keep him on board"

for Loan Officer

Joey Brodtman
Grace E

Cleburne, TX

"The communication was above and beyond, everyone always had answers for my questions!"

for Loan Officer

Mike Turk
Andreka

Elmore, AL

"Whitney was VERY helpful and nice during the entire process!!!"

for Loan Officer

Whitney Gentry
Travis Travelle

Thibodaux, LA

"The process"

for Loan Officer

Malcolm Wolfe
Thomas

Whitney, TX

"Staff is easy to work with and the communication on what is needed is above and beyond my expectations"

for Loan Officer

Mike Turk
Alex Brennan

Metairie, LA

"Jessica was great throughout the entire process and made sure things went as smooth as possible!"

for Loan Officer

Jessica Rumfellow
John

Northport, AL

"I'm very thankful that I was steered his direction from a friend."

for Loan Officer

Willie Tucker
Shauntike Rochelle

Thibodaux, LA

"The communication throughout the process and the hardworking put in to make sure we made it to the closing table."

for Loan Officer

Malcolm Wolfe
Melinda

Prosperity, SC

"Merrell was great. This one was a tough transaction and we worked together and got it done. He is a pleasure to work with. I appreciate him"

for Loan Officer

Merrell Johnson
Hayden D.

Prosperity, SC

"When I had questions I could rely on Brad he explained everything in great detail."

for Loan Officer

Merrell Johnson
Erin Elizabeth

Troy, AL

"Angie was great from start to finish! She answered all of my questions in a timely fashion and was always available. 10/10!!"

for Loan Officer

Angie Roberson
John Mark

Birmingham, AL

"Eric and Alex are awesome. Super helpful and extremely friendly and patient. I am happy I used him."

for Loan Officer

Eric Kelly

Assurance Financial Charleston

1011 Bay St, Unit 2F
Beaufort, SC 29902

(843) 292-3906

9:00am - 5:00pm M-F

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Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call 804-256-2933

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Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

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See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Beaufort can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Beaufort loan officer

Get Your Free Rate Quote

Assurance Financial Beaufort

1011 Bay St Unit 2F

Beaufort, SC 29902

843-292-3906

Mortgage Lenders in Beaufort, South Carolina

Mortgage professionals are your essential advisers when you plan to refinance your current home, purchase another or build an entirely new one. Assurance Financial gives you access to a team of mortgage loan officers in Beaufort and several loan options to help you find the best financing solutions to suit your needs.

We understand that a home is a significant investment, so we provide expert guidance through every step to ensure you feel confident in achieving your dream.

How Can Assurance Financial Help You?

As a full-service mortgage lender in Beaufort, Assurance Financial has the expertise to assist you with all your home loan needs. Our experienced mortgage loan officers have extensive industry knowledge needed to help you make the right decision.

We also understand that everyone’s situation is unique and cater to those needs with a personalized approach that makes the process as seamless as possible. We walk you through all the options to ensure that you choose the best solution. At Assurance Financial, we offer various loan types, including:

  • Veterans Affairs (VA) loans
  • Federal Housing Administration (FHA) loans
  • United States Department of Agriculture rural development (USDA RD) loans
  • Conventional loans
  • Construction loans
  • First-time home loans
  • Non-qualified loans
  • Modular home loans
  • Jumbo loans

Home Opportunities in Beaufort, South Carolina

Beaufort has a small coastal town appeal with a close-knit community, rich history and culture. The town is home to various outdoor recreational opportunities, fine dining spots, festivals, galleries and many more. While the city offers captivating natural beauty and ocean views, it is also vibrant and lively, with plenty of exciting things to do and see.

This coastal town can be a great place to call home for people in various stages of life. Many young professionals and small families in this oceanside town enjoy the suburban feel and above-average public schools. Beaufort is also an excellent place to retire, with great retirement communities and numerous activities to help you maintain a healthy lifestyle.

Home Loan Processing in a Few Simple Steps

When you work with our home loan officer in Beaufort, you can expect a simple process with expert guidance at every stage. Here is a quick look at the online loan approval process:

  • Pre-qualification: Get a mortgage quote rate within 15 minutes based on your financial history.
  • Application: After learning a suitable property value, you can apply to refinance your home or buy your next one.
  • Processing: While the loan is pending approval, the property will receive appraisal and underwriting to ensure that all the requirements for the mortgage meet the guidelines.
  • Funding: You will be in the closing stage when everything is approved. This part of the process involves signing with a notary and receiving the keys to your property.

Partner With Our Mortgage Loan Officers in Beaufort

Whether you’re a young professional buying your first home or starting a family, we have a solution tailored for whatever stage of life you’re in. We use the latest application technology and end-to-end support to make the process easy, quick and seamless.

Contact us to start your application and speak with an expert Beaufort mortgage lender.

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first-class experience in applying for a home loan.