Home Loans - Beaufort, South Carolina

I’m purchasing a
home

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my
home

Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners

Philip

Russellville, AL

"Ashley was very professional and helpful with any questions and quick to respond and to make sure I had everything needed to keep the process moving forward"
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Ashley Bogus
Stephanie

Denham Springs, LA

"Toni is so knowledgeable and she made the process so easy. I look forward to working with her again!"
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Toni Freeman
Kimberlie B

Crestview, FL

"Bart is always great to work with and communicates with everyone in the transaction. I appreciate being kept in the loop and his and his teams professionalism."
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Bart Swan
Ashley M

Florence, AL

"Barbara made every step of this process so easy to complete and understand! As a first-time homebuyer, Barbara helped me to feel confident. She answered every question and gave me all of the time and attention I needed. She responded to emails, even while on a vacation, to make sure I got the home that's perfect for me."
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Barbara Gaston
Jeffrey Wayne

Killen, AL

"Knowing that we ended up Knowing each other from the past and how helpful you were to us"
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Ashley Bogus
Samual K

Honea Path, SC

"Communication"
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Michele Rodgers
Matthew

Minden, LA

"Grant did everything and more to make sure we got the best options and make the best decisions regarding our home loan. He was phenomenal!"
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Grant Oliver
Alexis

Tuscumbia, AL

"Ashley went above and beyond for our first time homebuyers experience! Ashley had very strong communication and always kept us updated on the process. Knowing we had her working so hard to help us get to closing on our first home was such a blessing! Ashley is definitely someone you want to help you during this process!"
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Ashley Bogus
Paul

Monroe, LA

"Always great working with Ashley! I definitely recommend using her."
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Ashley Kutz
Robin

Roswell, GA

"Damian was reponsive and on top of the transaction. I would HIGHLY recommend him! Thanks for a smooth transaction."
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Damian Cook
Laura Beth

Killen, AL

"I truly cannot say enough wonderful things about Ashley! She went above and beyond for us throughout the entire home-buying process. She was always there to answer our questions, explain every detail, and make sure we understood exactly what was happening every step of the way. Her kindness, patience, and knowledge made what could have been a stressful experience feel so much easier. You can tell she genuinely cares about the people she works with and wants the very best for them. We are beyond grateful for everything she did to help us through this exciting milestone. I cannot thank her enough, and I would recommend her to anyone looking for a mortgage loan officer who truly goes above and beyond! ❤️"
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Ashley Bogus
Melinda

Springfield, GA

"Communication was great and everyone was on the same page"
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Ivy Eilerman
Melissa S

Freeport, FL

"I am so happy I got the house in my dreams things to Bart and the great Realtor we had you guys are awesome. Thank you so much.!"
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Bart Swan
Jill Marie

Huntsville, AL

"Keri is super responsive and explains everything thoroughly. We couldn't be happier with her assistance. 10 out of 10"
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Keri Butler
Thomas C

White Oak, PA

"Huge shout out to Carol Defazio and the team at Assurance Fiinancial! They were awesome to work with while we were getting our loan sorted out for Fawcett Ave. Carol made the home mortgage process so much easier tracking down everything we needed for underwriting and keeping us in the loop the entire time.. if you're looking for someone who actually answers your questions and gets things done right Carol is definitely the person to go to!"
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Carol DeFazio
Trevin J

Anniston, AL

"Everything"
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Joel Holmes
Ryan

Centre, AL

"Joel was willing to talk finances in a way that felt authentic."
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Joel Holmes
Priscilla

Vestavia Hills, AL

"Joel was consistently very professional and helpful. Joel's integrity is beyond reproach."
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Joel Holmes
Toshiko Oreal

Thibodaux, LA

"Malcolm made my experience so pleasant. He doesn't possess a passive aggressive nor judgemental attitude which made me trust him even more. He is consistent from the time he clocks in and out! I wish there were more people like Malcolm who takes pride in what they do for a living!"
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Malcolm Wolfe
Christian

Birmingham, AL

"Rutherford was extremely communicative and available throughout the whole process. This was my first property, and anytime I called, had a question over text, or had a question via email, he replied extremely fast with detailed responses. I'm very pleased with the service and i will definitely use the team for my next property."
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Rutherford Yeates
Shelley F

Breaux Bridge, LA

"Great job Will!"
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William Commons
Darrin James

Huntsville, AL

"Keri was very responsive, helpful, and knowledgable. She made the process easy."
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Keri Butler
Mary Ann

Savannah, GA

"Krista is amazing and has helped this particular buyer with 2 purchases and a refinance. She is available for all situations that arise and gives the best advice possible, always looking out for the buyer. She is always a text or call away and stays on top of the transaction. I will be sending more buyers her way as I know they will be well taken care of!!!"
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Krista Eiden
Randolph

Shreveport, LA

"Stephen was reslly great to work with, a true professiona!"
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Stephen Magyar
Jack M.

Baton Rouge, LA

"Hanna Jeansonne is fantastic! Fast response times, clear communication, and an effortless closing process. Assurance exceeded my expectations. I couldn’t be happier!"
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Hanna Jeansonne
Tyler Scott

Lafayette, LA

"Communication from everyone is above par. every question was answered and within a quick time frame."
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Jennifer Hebert
Ellis Blaine

Montgomery, AL

"She was very communicative and willing to help us understand everything being that we were first time buyers. She always had a good attitude and was very sweet, and took care of us every step through the process and made sure we knew what was going on."
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Sandy Barrett

Assurance Financial Charleston

1011 Bay St, Unit 2F
Beaufort, SC 29902

(843) 292-3906

9:00am - 5:00pm M-F

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Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call 804-256-2933

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Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

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See how much house you can afford

Estimate your home buying budget before you fall in love.

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Finding a home in Beaufort can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Beaufort loan officer

Get Your Free Rate Quote

Assurance Financial Beaufort

1011 Bay St Unit 2F

Beaufort, SC 29902

843-292-3906

Mortgage Lenders in Beaufort, South Carolina

Mortgage professionals are your essential advisers when you plan to refinance your current home, purchase another or build an entirely new one. Assurance Financial gives you access to a team of mortgage loan officers in Beaufort and several loan options to help you find the best financing solutions to suit your needs.

We understand that a home is a significant investment, so we provide expert guidance through every step to ensure you feel confident in achieving your dream.

How Can Assurance Financial Help You?

As a full-service mortgage lender in Beaufort, Assurance Financial has the expertise to assist you with all your home loan needs. Our experienced mortgage loan officers have extensive industry knowledge needed to help you make the right decision.

We also understand that everyone’s situation is unique and cater to those needs with a personalized approach that makes the process as seamless as possible. We walk you through all the options to ensure that you choose the best solution. At Assurance Financial, we offer various loan types, including:

  • Veterans Affairs (VA) loans
  • Federal Housing Administration (FHA) loans
  • United States Department of Agriculture rural development (USDA RD) loans
  • Conventional loans
  • Construction loans
  • First-time home loans
  • Non-qualified loans
  • Modular home loans
  • Jumbo loans

Home Opportunities in Beaufort, South Carolina

Beaufort has a small coastal town appeal with a close-knit community, rich history and culture. The town is home to various outdoor recreational opportunities, fine dining spots, festivals, galleries and many more. While the city offers captivating natural beauty and ocean views, it is also vibrant and lively, with plenty of exciting things to do and see.

This coastal town can be a great place to call home for people in various stages of life. Many young professionals and small families in this oceanside town enjoy the suburban feel and above-average public schools. Beaufort is also an excellent place to retire, with great retirement communities and numerous activities to help you maintain a healthy lifestyle.

Home Loan Processing in a Few Simple Steps

When you work with our home loan officer in Beaufort, you can expect a simple process with expert guidance at every stage. Here is a quick look at the online loan approval process:

  • Pre-qualification: Get a mortgage quote rate within 15 minutes based on your financial history.
  • Application: After learning a suitable property value, you can apply to refinance your home or buy your next one.
  • Processing: While the loan is pending approval, the property will receive appraisal and underwriting to ensure that all the requirements for the mortgage meet the guidelines.
  • Funding: You will be in the closing stage when everything is approved. This part of the process involves signing with a notary and receiving the keys to your property.

Partner With Our Mortgage Loan Officers in Beaufort

Whether you’re a young professional buying your first home or starting a family, we have a solution tailored for whatever stage of life you’re in. We use the latest application technology and end-to-end support to make the process easy, quick and seamless.

Contact us to start your application and speak with an expert Beaufort mortgage lender.

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You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.