Home Loans - Beaufort, South Carolina

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Real Reviews from Real Homeowners

Jerry

Florence, AL

"Barbara works hard for her client. She is very knowledgeable about different types of loans. She puts her clients at ease and provides them with the best loan for them. She will answer her phone when called and is there for you from start to finish."
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Barbara Gaston
Melvin

New Market, AL

"Great process!!!!!"
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Ransom Kelly
Savka I

Florence, AL

"I honestly couldn't have asked for a better Loan Officer! Barb was hands down the BEST Loan Officer I've ever worked with! ❤️ From start to finish, she went above and beyond to make sure everything went as smoothly as possible. She was always communicating with me, keeping me updated every step of the way, and was incredibly responsive whenever I had questions or needed anything. One thing I truly appreciated about Barb was her patience and willingness to explain everything in detail. Whenever I didn't understand something or had questions about the process, she always took the time to walk me through it, making sure I fully understood what was happening and what to expect next. She never made me feel like any question was too small or unimportant. She even went out of her way to check in on me regularly, which meant so much! What truly sets Barb apart is how much she genuinely cares about her clients. She doesn't just treat you like another loan application or a number. She makes you feel valued, supported, and like you're her top priority. She goes above and beyond to make sure you're taken care of, and that's exactly what she did for me! Buying a home can be overwhelming, especially with all the paperwork, financial details, and everything that comes along with it. But Barb made the entire process incredibly smooth, easy to understand, and as stress-free as possible. I couldn't be more grateful for all her hard work, dedication, and support throughout this journey! If you're looking for a Loan Officer who is knowledgeable, patient, trustworthy, reliable, and truly puts her clients first, Barb is your person! I HIGHLY recommend her without a doubt! Thank you so much, Barb, for everything you did to help make this home-buying experience such a wonderful one! 🏡❤️"
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Barbara Gaston
Jaden

Beech Island, SC

"The level of organization this company has is what all companies need!"
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Matthew Hunter
Elijah Burton

 

"Phenomenal staff and great communication. Matt and Kayla handled everything amazingly."
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Matthew Hunter
Elijah

Beech Island, SC

"Give Kayla a raise! She did phenomenal. Appreciate your time and work as well Matt. Will be referring people over to yall Whenever possible."
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Matthew Hunter
Patrick

Gaylesville, AL

"Joel did a great job keeping in touch and walking us through the process."
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Joel Holmes
Tyler S

Penrose, CO

"My wife and I have been extremely pleased with our experience working with Jim. Throughout the entire loan process, he has been professional, knowledgeable, responsive, and genuinely helpful. He has taken the time to answer our questions, explain each step, and make sure we felt comfortable moving forward. Building a new home can be stressful, but Jim has made the financing side of the process much easier. We truly appreciate his patience, communication, and dedication to helping us achieve our goal. We would absolutely recommend Jim to anyone looking for a knowledgeable and trustworthy lender."
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Jim Nunn
Richard

New Hope, AL

"Willie and his were great and always available to answer any question. will def recommen!"
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Willie Tucker
Richard Paul

Byron, GA

"Mrs. Hamlin was always available for any questions. Explained things in ways I could understand."
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Kim Hamlin
Alexandria

Walker, LA

"Cheré was phenomenal!!! Her communication is excellent! She helped to make this process smooth and stress free! Thank you!"
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Cheré Daigle
Lynda A

Chipley, FL

"Smooth and willingness to make the loan happen."
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Ransom Kelly
Claudia R

Elgin, SC

"The long process is very thorough and Chuck is very professional"
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Chuck Coghlan
Laurel

Austin, TX

"Another good transaction. Always takes great care of my clients."
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Lisa Chauvin
Sheila

Benton, LA

"Buyers were very appreciative of the level of service they received from Rocky. He kept them well-informed during the entire process."
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Rocky Maddox
Sonya D

Haughton, LA

"Working with Ashley Kutz was one of the best decisions we made during our home-buying journey. From our very first conversation, she took the time to explain every single step of the mortgage process in plain English—no confusing jargon or rushed phone calls. As first time home buyers in the state of Louisiana, we had a lot of questions but Ashley handled everything with the utmost patience, transparency, and speed. She kept us updated at every stage, secured for us the best rate possible and actually delivered on her promised timeline—closing our loan right on schedule (actually a little early!). She genuinely cared about our needs and treated us like friends instead of just a file number. She is second to none and we are truly grateful for her!"
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Ashley Kutz
Elaine

Baton Rouge, LA

"Assurance Financial is very special their attention is quick and effective I love this company"
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Cheré Daigle
Alexander T

Macon, GA

"Easy great communication"
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Kim Hamlin
Kristen

Austin, TX

"Overall, communication was good, and we appreciated the funding and closing being completed on time. The only constructive feedback I'd share is that this was the first time I've had a loan officer be vague about whether the property appraised. While I know Lisa was working through things with the buyer, the uncertainty about the appraisal status caused me and the Sellers a little more anxiety than if we had clear feedback about the appraisal. If it didn't appraise, letting us know that and assuring us that the Buyer could work through it without a problem would have been enough to ease concerns."
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Lisa Chauvin
Beka

Lafayette, LA

"Lauren is a pioneer! She was the first loan officer to be able to get a buyer in condominum that was cash buyers only until that point because it took: HOA votes, new insurance requirments, premiiums that had to get paid before an underwriter would review it. Lauren paved the way for other buyers and lenders to be able to finance homes in this complex. She is amazing at her craft!"
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Lauren Tylock
Megan

Lafayette, LA

"Rob was very knowledgeable and communicative during the process, and was instrumental in getting this transaction to the closing table."
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Rob Stewart
Brandon Durand

Allentown, GA

"Amber was above and beyond the definition of professionalism. She kept Angel and I completely in the loop at every turn and provided answers to questions we didn't even know to ask. Absolutley would recommend to anyone in the maket, 10 out of 10."
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Amber Popham
Kyle

Prairieville, LA

"PJ and team did an awesome job getting us closed. He gave great advise and was easy to work with."
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PJ Tavernit
Jules Edward

Austin, TX

"Michael was always pleasant and upfront. the process of buying a home is grueling and complicated for us that dont deal with it everyday. hopefully, this will be our last home purchase but if not, we will be back."
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Michael Landers

Assurance Financial Charleston

1011 Bay St, Unit 2F
Beaufort, SC 29902

(843) 292-3906

9:00am - 5:00pm M-F

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Call 804-256-2933

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Estimate your home buying budget before you fall in love.

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Finding a home in Beaufort can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Beaufort loan officer

Get Your Free Rate Quote

Assurance Financial Beaufort

1011 Bay St Unit 2F

Beaufort, SC 29902

843-292-3906

Mortgage Lenders in Beaufort, South Carolina

Mortgage professionals are your essential advisers when you plan to refinance your current home, purchase another or build an entirely new one. Assurance Financial gives you access to a team of mortgage loan officers in Beaufort and several loan options to help you find the best financing solutions to suit your needs.

We understand that a home is a significant investment, so we provide expert guidance through every step to ensure you feel confident in achieving your dream.

How Can Assurance Financial Help You?

As a full-service mortgage lender in Beaufort, Assurance Financial has the expertise to assist you with all your home loan needs. Our experienced mortgage loan officers have extensive industry knowledge needed to help you make the right decision.

We also understand that everyone’s situation is unique and cater to those needs with a personalized approach that makes the process as seamless as possible. We walk you through all the options to ensure that you choose the best solution. At Assurance Financial, we offer various loan types, including:

  • Veterans Affairs (VA) loans
  • Federal Housing Administration (FHA) loans
  • United States Department of Agriculture rural development (USDA RD) loans
  • Conventional loans
  • Construction loans
  • First-time home loans
  • Non-qualified loans
  • Modular home loans
  • Jumbo loans

Home Opportunities in Beaufort, South Carolina

Beaufort has a small coastal town appeal with a close-knit community, rich history and culture. The town is home to various outdoor recreational opportunities, fine dining spots, festivals, galleries and many more. While the city offers captivating natural beauty and ocean views, it is also vibrant and lively, with plenty of exciting things to do and see.

This coastal town can be a great place to call home for people in various stages of life. Many young professionals and small families in this oceanside town enjoy the suburban feel and above-average public schools. Beaufort is also an excellent place to retire, with great retirement communities and numerous activities to help you maintain a healthy lifestyle.

Home Loan Processing in a Few Simple Steps

When you work with our home loan officer in Beaufort, you can expect a simple process with expert guidance at every stage. Here is a quick look at the online loan approval process:

  • Pre-qualification: Get a mortgage quote rate within 15 minutes based on your financial history.
  • Application: After learning a suitable property value, you can apply to refinance your home or buy your next one.
  • Processing: While the loan is pending approval, the property will receive appraisal and underwriting to ensure that all the requirements for the mortgage meet the guidelines.
  • Funding: You will be in the closing stage when everything is approved. This part of the process involves signing with a notary and receiving the keys to your property.

Partner With Our Mortgage Loan Officers in Beaufort

Whether you’re a young professional buying your first home or starting a family, we have a solution tailored for whatever stage of life you’re in. We use the latest application technology and end-to-end support to make the process easy, quick and seamless.

Contact us to start your application and speak with an expert Beaufort mortgage lender.

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first-class experience in applying for a home loan.