Home Loans - Beaufort, South Carolina

I’m purchasing a
home

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my
home

Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners

Sean Edward

Huntsville, AL

"Great experience"
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Keri Butler
Nicholas

Trafford, PA

"He was informative and very knowledgeable. We highly recommend"
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Brandon Tingle
Jeanne

New Roads, LA

"Lisa id a super star! My clients adore her for her experience, knowledge, understanding, and kindness."
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Lisa Chauvin
Mandy

Waskom, TX

"I really appreciate Grant's ability to deliver on promises. I was the listing agent in the transaction. He helped get the closing to the table in 4 weeks. It was a house, plus land. AND the buyer had to change from conventional to FHA. He was a champ!"
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Grant Oliver
Douglas

Anniston, AL

"Very good service"
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Joel Holmes
Canisius

Austin, TX

"Michael is amazing, I've been with him for almost 10 years and won't use anyine else."
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Michael Landers
Kirenia Gonzalez

Lafayette, LA

"Jennifer is a pleasure to work with. Her work ethics are outstanding. She made this process very easy for us!"
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Jennifer Hebert
Wendy Karina

Union Grove, AL

"Mr. Ransom Kelly managed our loan process efficiently and kept us informed at every step. He communicated clearly, demonstrated excellent expertise, and provided the external contacts we needed. We’re very pleased with his professionalism."
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Ransom Kelly
Braxton

Birmingham, AL

"Timely, resposive, excellent working with both parties and their clients to provide a smooth closing."
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Rutherford Yeates
Aaron

Austin, TX

"My loan officer, Lisa is what made the process so great! The loan process can be stressful, but her communication and willingness to answer my many questions 24/7 gave me true peace of mind. Look forward to working with her more in the future. Thank you, Lisa!"
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Lisa Chauvin
Ronda

Prairieville, LA

"PJ did a phenomenal job at communicating through each step of the process and at working hard to help us secure financing. He is a professional in every way!"
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PJ Tavernit
Robert

Clinton, SC

"Awesome follow up"
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Damian Cook
Dawn

Eastman, GA

"Kim Hamlin was wonderful to work with! She was very patient and explained each step to me because this was my first mortgage. She NEVER made me feel like any question I had was ridiculous. I so appreciated her kindness and professionalism. This was a very pleasant experience!"
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Kim Hamlin
Steven

Oxford, AL

"He was very good at communicating and answering any and all questions. I would highly recommend him."
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Joel Holmes
Sherry

Shreveport, LA

"Rocky explains every step of the process to the client, he gains their trust and they can be confident with no worries. He goes above and beyond to make sure there won't be any problems when you get to the closing table. It's all smiles on closing day!"
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Rocky Maddox
Gustavo Javier

Ocean Isle Beach, NC

"Michelle was available on weekends to answer my needs."
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Michele Rodgers
David Clay

Florence, AL

"Communication was great and Ashley went above and beyond to anwer all my questions."
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Ashley Bogus
Jordan Ray

Lafayette, LA

"Communication was great, no surprises, everything was explained well."
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Rob Stewart
Carter

Chapin, SC

"Michele was incredibly helpful throughout the whole process and provided amazing support. As a first time home buyer it can be very overwhelming at times with all the moving parts in buying a home but Michele made it so much easier. I was also super grateful for Michele’s support in showing up for the closing and continuously reaching out to see if I needed anything."
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Michele Rodgers
Stephanie

Florence, AL

"Ashley went above and beyond with my client."
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Ashley Bogus
Reeves

West Monroe, LA

"Ashley does an incredible job serving every client in whatever ways that she can. She is always willing to think outside the box when things get tricky. I highly recommend her as your lender on your next home loan!"
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Ashley Kutz

Assurance Financial Charleston

1011 Bay St, Unit 2F
Beaufort, SC 29902

(843) 292-3906

9:00am - 5:00pm M-F

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Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call 804-256-2933

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Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

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See how much house you can afford

Estimate your home buying budget before you fall in love.

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Finding a home in Beaufort can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Beaufort loan officer

Get Your Free Rate Quote

Assurance Financial Beaufort

1011 Bay St Unit 2F

Beaufort, SC 29902

843-292-3906

Mortgage Lenders in Beaufort, South Carolina

Mortgage professionals are your essential advisers when you plan to refinance your current home, purchase another or build an entirely new one. Assurance Financial gives you access to a team of mortgage loan officers in Beaufort and several loan options to help you find the best financing solutions to suit your needs.

We understand that a home is a significant investment, so we provide expert guidance through every step to ensure you feel confident in achieving your dream.

How Can Assurance Financial Help You?

As a full-service mortgage lender in Beaufort, Assurance Financial has the expertise to assist you with all your home loan needs. Our experienced mortgage loan officers have extensive industry knowledge needed to help you make the right decision.

We also understand that everyone’s situation is unique and cater to those needs with a personalized approach that makes the process as seamless as possible. We walk you through all the options to ensure that you choose the best solution. At Assurance Financial, we offer various loan types, including:

  • Veterans Affairs (VA) loans
  • Federal Housing Administration (FHA) loans
  • United States Department of Agriculture rural development (USDA RD) loans
  • Conventional loans
  • Construction loans
  • First-time home loans
  • Non-qualified loans
  • Modular home loans
  • Jumbo loans

Home Opportunities in Beaufort, South Carolina

Beaufort has a small coastal town appeal with a close-knit community, rich history and culture. The town is home to various outdoor recreational opportunities, fine dining spots, festivals, galleries and many more. While the city offers captivating natural beauty and ocean views, it is also vibrant and lively, with plenty of exciting things to do and see.

This coastal town can be a great place to call home for people in various stages of life. Many young professionals and small families in this oceanside town enjoy the suburban feel and above-average public schools. Beaufort is also an excellent place to retire, with great retirement communities and numerous activities to help you maintain a healthy lifestyle.

Home Loan Processing in a Few Simple Steps

When you work with our home loan officer in Beaufort, you can expect a simple process with expert guidance at every stage. Here is a quick look at the online loan approval process:

  • Pre-qualification: Get a mortgage quote rate within 15 minutes based on your financial history.
  • Application: After learning a suitable property value, you can apply to refinance your home or buy your next one.
  • Processing: While the loan is pending approval, the property will receive appraisal and underwriting to ensure that all the requirements for the mortgage meet the guidelines.
  • Funding: You will be in the closing stage when everything is approved. This part of the process involves signing with a notary and receiving the keys to your property.

Partner With Our Mortgage Loan Officers in Beaufort

Whether you’re a young professional buying your first home or starting a family, we have a solution tailored for whatever stage of life you’re in. We use the latest application technology and end-to-end support to make the process easy, quick and seamless.

Contact us to start your application and speak with an expert Beaufort mortgage lender.

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You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.