Real Reviews from Real Homeowners
Judith Catron
Elgin, SC
"The service was always great and you were always on top of everything."
Loan Officer
Dan Kadar
Lori
Irmo, SC
"Communication is everything "
Loan Officer
Brad Hepps
Jill
Richmond, VA
"Clavis was responsive and informative. He helped my buyer by closely watching the market so she could lock in at a lower rate."
Loan Officer
Clavis Smith
Nancy Anne Louise
Beaufort, SC
"Matthew communicated clearly and helpfully throughout the process"
Loan Officer
Matthew Dailey
Michael
Lexington, SC
"Communication"
Loan Officer
Merrell Johnson
Tiffany
Chapin, SC
"Michelle worked quickly and got us in our new that we have been searching for!"
Loan Officer
Michele Rodgers
Matthew
Charleston, SC
"Thank you for taking care of my brother and I when it came to buying our first home. Look forward to working on more deals."
Loan Officer
Patrick Roberts
Ralph Michael
Elgin, SC
"Dan was easy to reach by phone and he always provided easy answers."
Loan Officer
Dan Kadar
Norris (Mac)
"Brad kept me informed during the entire process and was very responsive when I had questions or concerns."
Loan Officer
Brad Hepps
Amy
Beaufort, SC
"Matthew is extremely responsive and knowledgeable, as well as a great listener to the clients’ needs."
Loan Officer
Matthew Dailey
Kim
Lexington, SC
"Merrell was extremely helpful throughout the whole process."
Loan Officer
Merrell Johnson
David
Chapin, SC
"Communicating with Michele and the entire team was always easy and it made the entire process procede smoothly."
Loan Officer
Michele Rodgers
Apply With Our Local Home Loan Experts
Select a Loan Officer to Begin the Process
Dan Kadar
Branch Manager, NMLS #: 302422
Brad Hepps
NMLS #: 1582775
Clavis A. Smith
NMLS #: 195226
John Licciardi
NMLS #: 2137072
Matthew Dailey
NMLS #: 1485560
Merrell Johnson
NMLS #: 2188462
Michele Rodgers
NMLS #: 257154
Patrick Roberts, MBA
NMLS #: 2482096
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Estimate your home buying budget before you fall in love.
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Finding a home in Charlotte can be hard. We make finding the right loan type easy.
Simple Application
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Helpful Loan Officers
Incredibly friendly people who put the happy in home buying.
On-Time Closings
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Refinancing? Let's talk about your options.
Cash-Out
Make the most out of your equity for home improvements, tuition, or your latest dreams.
Interest Rate
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Loan Term
Lower payments or fewer years? Match your loan with your goals.
Build your dream home with experts guiding you through every step.
Custom Financing Options
We’ll find the best construction loan program to fit your needs.
Flexible Draw Schedules
We work with your contractor to ensure your project stays on track.
Competitive Rates
Set your build budget with a free personalized rate quote now.
Resources
Downloadable Guides
We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
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First-Time Homebuyer Guide
127.07 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (803) 888-3881 anytime.
Click here to download the file -
Refinance Guide
126.92 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (803) 888-3881 anytime.
Click here to download the file -
Construction Guide
202.77 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (803) 888-3881 anytime.
Click here to download the file
Our easy online application walks you through every step.
Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.
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Assurance Financial Charlotte
Mortgage Lenders in Charlotte, North Carolina
Since Charlotte is one of the most beloved cities in North Carolina, mortgage lenders in the area are a dime a dozen. At Assurance Financial, we pride ourselves on being the peoples’ people of home loans. We listen to our clients and take time to get to know their home preferences, budgets and needs in the homebuying sphere. Then, we craft a personalized loan offer.
How Assurance Financial Can Help
Our team works with clients in any stage of their journey, from fresh-out-of-college professionals seeking a starter home to older adults looking for a home to enjoy their retirements in. We also work with people looking to refinance their existing mortgage for something that fits better with their current lifestyle. As a full-service mortgage lender, we’re prepared to handle any situation and offer solutions through loans designed for you.
After working with potential buyers throughout North Carolina, Virginia, Louisiana and beyond, we’ve learned how to manage a range of loan types, such as:
- Conventional loans
- Federal Housing Administration (FHA) loans
- Veterans Affairs (VA) loans
- Jumbo loans
- First-time home loans
- United States Department of Agriculture rural development (USDA RD) loans
- Construction loans
- Modular home loans
- Non-qualified loans
Housing Opportunities in Charlotte, NC
Charlotte, North Carolina, is one of the best places to live in the South. Its below-average cost of living comes with an abundance of entertainment, history, nature and food options. The city is also home to the NASCAR Hall of Fame, a science hub at Discovery Place and a range of museums exploring the area’s history through pre- and post-Civil War eras.
Whether you’re exploring options in the center of this exciting metropolis or a charming rural property where you can spread out and relax, Assurance Financial’s mortgage loan officers in Charlotte know the area and can help you find your way to financial security in a location you love.
Our Charlotte Home Loan Officers’ Process
When you find the perfect home or you want to refinance your mortgage, Assurance Financial will take you through the loan process as quickly as possible. Efficient funding means you can move in sooner and begin — or continue — your life in Charlotte. Our lending process is only four simple steps:
- Pre-qualification: Start by submitting a quick application with basic financial information — like your credit score and home purchase history — to receive an estimate of what you can expect from our mortgage lenders in just 15 minutes.
- Application: Once you know your budget, you can start applying to buy or refinance your home.
- Approval: After you’re approved, we’ll go through the appraisal and underwriting processes to ensure everything is in order for your purchase.
- Signing: When you close on the home, we’ll take you through the paperwork in front of a notary and provide the funding you need for your property.
Join Mortgage Lenders in Charlotte Today
When you partner with some of Charlotte’s best home loan officers, you can rest assured you’ll have the support you need to find and afford a house you love. Our team is ready to take you through every step of the process with our industry-leading technology and on-the-job experience. Get started by filling out our application.
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first-class experience in applying for a home loan.