Home Loans - Charlotte, North Carolina

I’m purchasing a

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my

Is a better opportunity knocking? We're here to answer.

Assurance Financial Charlotte

6000 Fairview Road
Suite 1200A
Charlotte, NC 28210

(225) 448-2680

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Get Started With Your Home Loan

Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call 704-665-5036

Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Charlotte can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.


Make the most out of your equity for home improvements, tuition, or your latest dreams.

Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

Custom Financing Options

We’ll find the best construction loan program to fit your needs.

Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

Competitive Rates

Set your build budget with a free personalized rate quote now.


Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Charlotte loan officer

Get Your Free Rate Quote

Assurance Financial Charlotte

4530 Park Road, Suite 301

Charlotte, NC 28209


Mortgage Lenders in Charlotte, North Carolina

Since Charlotte is one of the most beloved cities in North Carolina, mortgage lenders in the area are a dime a dozen. At Assurance Financial, we pride ourselves on being the peoples’ people of home loans. We listen to our clients and take time to get to know their home preferences, budgets and needs in the homebuying sphere. Then, we craft a personalized loan offer.

How Assurance Financial Can Help

Our team works with clients in any stage of their journey, from fresh-out-of-college professionals seeking a starter home to older adults looking for a home to enjoy their retirements in. We also work with people looking to refinance their existing mortgage for something that fits better with their current lifestyle. As a full-service mortgage lender, we’re prepared to handle any situation and offer solutions through loans designed for you.

After working with potential buyers throughout North Carolina, Virginia, Louisiana and beyond, we’ve learned how to manage a range of loan types, such as:

  • Conventional loans
  • Federal Housing Administration (FHA) loans
  • Veterans Affairs (VA) loans
  • Jumbo loans
  • First-time home loans
  • United States Department of Agriculture rural development (USDA RD) loans
  • Construction loans
  • Modular home loans
  • Non-qualified loans

Housing Opportunities in Charlotte, NC

Charlotte, North Carolina, is one of the best places to live in the South. Its below-average cost of living comes with an abundance of entertainment, history, nature and food options. The city is also home to the NASCAR Hall of Fame, a science hub at Discovery Place and a range of museums exploring the area’s history through pre- and post-Civil War eras.

Whether you’re exploring options in the center of this exciting metropolis or a charming rural property where you can spread out and relax, Assurance Financial’s mortgage loan officers in Charlotte know the area and can help you find your way to financial security in a location you love.

Our Charlotte Home Loan Officers’ Process

When you find the perfect home or you want to refinance your mortgage, Assurance Financial will take you through the loan process as quickly as possible. Efficient funding means you can move in sooner and begin — or continue — your life in Charlotte. Our lending process is only four simple steps:

  1. Pre-qualification: Start by submitting a quick application with basic financial information — like your credit score and home purchase history — to receive an estimate of what you can expect from our mortgage lenders in just 15 minutes.
  2. Application: Once you know your budget, you can start applying to buy or refinance your home.
  3. Approval: After you’re approved, we’ll go through the appraisal and underwriting processes to ensure everything is in order for your purchase.
  4. Signing: When you close on the home, we’ll take you through the paperwork in front of a notary and provide the funding you need for your property.

Join Mortgage Lenders in Charlotte Today

When you partner with some of Charlotte’s best home loan officers, you can rest assured you’ll have the support you need to find and afford a house you love. Our team is ready to take you through every step of the process with our industry-leading technology and on-the-job experience. Get started by filling out our application.

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You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.