Real Reviews from Real Homeowners
Tommy Malcolm
Sheffield, AL
"Ashley and Jade worked tirelessly with us every step of the way, they were amazing!"
Loan Officer
Ashley Bogus
Rita M
Decatur, GA
"Communicating over the phone to explain things better."
Loan Officer
Jody Zaparaniuk
Jared Bret
Stonewall, LA
"Grant was very helpful and he went above and beyond making the process as smooth as possible for us"
Loan Officer
Grant Oliver
Kool Michael
Denham Springs, LA
"Made it a smooth home buying experience"
Loan Officer
Renee Crochet
Wesley Philip
Youngsville, LA
"Lauren knew exactly the steps needed to get my loan approved."
Loan Officer
Lauren Tylock
Blake
Youngsville, LA
"Communication was excellent. Kept us in the loop the whole process"
Loan Officer
Lauren Tylock
Cathy
Lawrenceville, GA
"He kept me informed throughout the process."
Loan Officer
Damian Cook
Adam James
Toney, AL
"Communicative and always nice"
Loan Officer
Ransom Kelly
Kristy Robin
Lafayette, LA
"At any point I had a question it was answered. I did not feel I needed to understand this process I just needed to trust ☺️"
Loan Officer
Shelley Bentley
John Brian
Keithville, LA
"All around pleasant experience"
Loan Officer
Stephen Magyar
Vicki Buhler
Kentwood, LA
"Closed quickly - timely updates - great communication!"
Loan Officer
Elise Daniel
Mollie Rebekah
Atlanta, GA
"Damian patiently answered all of our questions and was on top of everything for the closing. It was such a quick and smooth process!"
Loan Officer
Damian Cook
Melek
Moulton, AL
"Barbara was fantastic to work with. Highly recommend! Added to my list of favorite lenders!"
Loan Officer
Barbara Gaston
Shawn A
Houma, LA
"Kept us informed and up to date and very friendly"
Loan Officer
Klaire Danos
George D Christopher
Aiken, SC
"Matt and his team are very professional, prompt, and a pleasure to do business with."
Loan Officer
Matthew Hunter
9:00am - 5:00pm M-F
Get Started With Your Home Loan
Get pre-qualified for a mortgage
Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.
Call (225) 218-9746
Get a free rate quote
Get a free personalized rate quotein minutes with the help of our mortgage experts.
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See how much house you can afford
Estimate your home buying budget before you fall in love.
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Finding a home in Hammond can be hard. We make finding the right loan type easy.
Simple Application
Click a few buttons, and complete your application in as little as 15 minutes!
Helpful Loan Officers
Incredibly friendly people who put the happy in home buying.
On-Time Closings
We'll get you through your front door on schedule.
Refinancing? Let's talk about your options.
Cash-Out
Make the most out of your equity for home improvements, tuition, or your latest dreams.
Interest Rate
Have you compared your current rate to ours lately? No harm in asking.
Loan Term
Lower payments or fewer years? Match your loan with your goals.
Build your dream home with experts guiding you through every step.
Custom Financing Options
We’ll find the best construction loan program to fit your needs.
Flexible Draw Schedules
We work with your contractor to ensure your project stays on track.
Competitive Rates
Set your build budget with a free personalized rate quote now.
Resources
Downloadable Guides
We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
-
First-Time Homebuyer Guide
127.3 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us anytime.
Click here to download the file -
Refinance Guide
127.09 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us anytime.
Click here to download the file -
Construction Guide
203.45 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us anytime.
Click here to download the file
Our easy online application walks you through every step.
Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.
Start your application
Connect with a Hammond loan officer
Get Your Free Rate Quote
Assurance Financial Hammond
806 Roma Ave
Hammond, LA 70403
985-951-3104
Hammond, Louisiana Mortgage Lenders
Whether you aim to purchase a new home or refinance your current home, Assurance Financial is here to help you start. We have a team of professionals who will make sure you discover the right loan type based on your specific needs.
Ready to begin? Our home loan officers in Hammond, Louisiana, are here to guide you every step of the way, ensuring you reach your home financing goals.
What Can Assurance Financial Do for You?
Here at Assurance Financial, we are proud to meet our community’s lending needs. When you choose our Hammond home lender office, you’ll have access to:
- VA loans: If you’ve served or are an eligible family member, you may qualify for a VA loan. These loans offer benefits ranging from little to no down payment to no pre-payment penalties.
- FHA loans: FHA loans offer an alternative to conventional financing. FHA loans are ideal for low- and moderate-income households, providing lower down payment options.
- Construction loans: Available to individuals who are building or renovating a home, our construction loans offer competitive rates and fees and flexible draw schedules.
- Non-qualified loans: Also known as non-qualified mortgage (QM) loans, our non-qualified loans are perfect for those with lower credit scores.
- Modular home loans: Modular home loans, as the name suggests, are designed specifically for individuals who are purchasing a prefabricated or manufactured home.
- Jumbo loans: Our jumbo loans can be used for owner-occupied houses, second homes or investment properties. You can also use them for non-conforming loans that exceed government-set limits.
- First-time home loans: If you are a first-time homebuyer, you can qualify for a first-time home loan that offers a helpful cash buffer.
- Conventional loans: Perfect for individuals who are financially stable, conventional loans offer benefits like different down payment options and the ability to eliminate mortgage insurance with a 20% down payment.
- USDA RD Loans: Low- and moderate-income borrowers living in rural and suburban areas may qualify for USDA RD loans.
Home Opportunities in Hammond, LA
The city of Hammond is ideally situated near both New Orleans and Baton Rouge. This area is one of the fastest-growing cities in Louisiana, experiencing a great deal of residential and commercial growth. You’ll come across several historical buildings downtown and find all kinds of popular attractions and events nearby.
If it’s your dream to experience all that this city has to offer, one of our mortgage loan officers is here to help you take the next step.
Our Simple Home Loan Processing Steps
No matter which loan you’re interested in, we’ve designed our process to be fast and simple. Here’s how it works:
- Get prequalified.
- Complete the full application and get approval on a specific property.
- Go through the appraisal, underwriting and approval stages.
- Sign with a notary to receive your funding.
Partner With a Mortgage Loan Officer in Hammond Today
With loan options designed for every stage of life, Assurance Financial offers the helpful, comprehensive approach to lending you’re looking for. We are available 24/7 to help you find the right loan solution tailored to you.
Apply today to get started.
Ready to Get Started?
You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.