Real Reviews from Real Homeowners
Ryan Crowley
"Everything was streamlined and communication was excellent!"
Loan Officer
Eric Kelly
Ryan
Pelham, AL
"Everything was streamlined and communication was excellent!"
Loan Officer
Eric Kelly
Dawn
Lafayette, LA
"Jennifer provided a smooth and pleasant transaction for all involved. I will highly recommend her in the future."
Loan Officer
Jennifer Hebert
Jay Kimble
Lafayette, LA
"Jenn is great. This is our 4th loan with her and things always run smooth."
Loan Officer
Jennifer Hebert
Blake Nicholson
Breaux Bridge, LA
"All information that was relevent to what I needed was provided is a timely manner."
Loan Officer
Erinn York
Denise
Monroe, GA
"You were very helpful all the way through."
Loan Officer
Damian Cook
Karla
Monroe, GA
"Working with Damian was a pleasure. His professionalism and hard work made for a very smooth and ultimately successful transaction."
Loan Officer
Damian Cook
Brent
Shreveport, LA
"Professional Service"
Loan Officer
Stephen Magyar
Anna Catherine Wager
Columbia, SC
"Great communication with the whole team!"
Loan Officer
Dan Kadar
Betty Gail
Florence, AL
"Patient, explains completely, Really cared about me and my needs"
Loan Officer
Barbara Gaston
Marshall
Sanford, FL
"Very knowledgeable and timely. All went smoothly. Good communication! THANKS!"
Loan Officer
Rutherford Yeates
Henri Kevin
Cowarts, AL
"Overall performance was great!"
Loan Officer
Ransom Kelly
Johanna S.
Baton Rouge, LA
"I went great,Charlotte was very helpful with Kenny’s great computer skills?"
Loan Officer
Charlotte Guidroz
Carl Clifton
Birmingham, AL
"Communication and service was phenomenal. Couldn’t be more pleased!"
Loan Officer
PJ Shackelford
Hayward Brandon
Cotton Valley, LA
"Excellent communication and overall great experience."
Loan Officer
Stephen Magyar
Marie
Cherokee, AL
"Love Barbara!!"
Loan Officer
Barbara Gaston
Anna
Hoover, AL
"Quick response and clear communication"
Loan Officer
Ben Dunham
Christina Marie
Denham Springs, LA
"Brian was very communicative and always ahead of the game. We knew we were in very good hands each step of the way."
Loan Officer
Brian Hanchey
Get Started With Your Home Loan
Get pre-qualified for a mortgage
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Finding a home in Hammond can be hard. We make finding the right loan type easy.
Simple Application
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Helpful Loan Officers
Incredibly friendly people who put the happy in home buying.
On-Time Closings
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Refinancing? Let's talk about your options.
Cash-Out
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Interest Rate
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Loan Term
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Build your dream home with experts guiding you through every step.
Custom Financing Options
We’ll find the best construction loan program to fit your needs.
Flexible Draw Schedules
We work with your contractor to ensure your project stays on track.
Competitive Rates
Set your build budget with a free personalized rate quote now.
Resources
Downloadable Guides
We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
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First-Time Homebuyer Guide
127.3 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us anytime.
Click here to download the file -
Refinance Guide
127.09 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us anytime.
Click here to download the file -
Construction Guide
203.45 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us anytime.
Click here to download the file
Our easy online application walks you through every step.
Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.
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Connect with a Hammond loan officer
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Assurance Financial Hammond
806 Roma Ave
Hammond, LA 70403
985-951-3104
Hammond, Louisiana Mortgage Lenders
Whether you aim to purchase a new home or refinance your current home, Assurance Financial is here to help you start. We have a team of professionals who will make sure you discover the right loan type based on your specific needs.
Ready to begin? Our home loan officers in Hammond, Louisiana, are here to guide you every step of the way, ensuring you reach your home financing goals.
What Can Assurance Financial Do for You?
Here at Assurance Financial, we are proud to meet our community’s lending needs. When you choose our Hammond home lender office, you’ll have access to:
- VA loans: If you’ve served or are an eligible family member, you may qualify for a VA loan. These loans offer benefits ranging from little to no down payment to no pre-payment penalties.
- FHA loans: FHA loans offer an alternative to conventional financing. FHA loans are ideal for low- and moderate-income households, providing lower down payment options.
- Construction loans: Available to individuals who are building or renovating a home, our construction loans offer competitive rates and fees and flexible draw schedules.
- Non-qualified loans: Also known as non-qualified mortgage (QM) loans, our non-qualified loans are perfect for those with lower credit scores.
- Modular home loans: Modular home loans, as the name suggests, are designed specifically for individuals who are purchasing a prefabricated or manufactured home.
- Jumbo loans: Our jumbo loans can be used for owner-occupied houses, second homes or investment properties. You can also use them for non-conforming loans that exceed government-set limits.
- First-time home loans: If you are a first-time homebuyer, you can qualify for a first-time home loan that offers a helpful cash buffer.
- Conventional loans: Perfect for individuals who are financially stable, conventional loans offer benefits like different down payment options and the ability to eliminate mortgage insurance with a 20% down payment.
- USDA RD Loans: Low- and moderate-income borrowers living in rural and suburban areas may qualify for USDA RD loans.
Home Opportunities in Hammond, LA
The city of Hammond is ideally situated near both New Orleans and Baton Rouge. This area is one of the fastest-growing cities in Louisiana, experiencing a great deal of residential and commercial growth. You’ll come across several historical buildings downtown and find all kinds of popular attractions and events nearby.
If it’s your dream to experience all that this city has to offer, one of our mortgage loan officers is here to help you take the next step.
Our Simple Home Loan Processing Steps
No matter which loan you’re interested in, we’ve designed our process to be fast and simple. Here’s how it works:
- Get prequalified.
- Complete the full application and get approval on a specific property.
- Go through the appraisal, underwriting and approval stages.
- Sign with a notary to receive your funding.
Partner With a Mortgage Loan Officer in Hammond Today
With loan options designed for every stage of life, Assurance Financial offers the helpful, comprehensive approach to lending you’re looking for. We are available 24/7 to help you find the right loan solution tailored to you.
Apply today to get started.
Ready to Get Started?
You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.