Home Loans - Hammond

I’m purchasing a
home

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my
home

Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners

Richard Scott

Sterlington, LA

"Mike and his team were great through the whole process. Everything was done in a timely and professional matter!"

Loan Officer

Mike Brodtman
Roy J

Tuscumbia, AL

"The whole process was very smooth and painless. Great service and people."

Loan Officer

Justin Dorroh
Danielle L

Thibodaux, LA

"Courtney's communication and dedication is what always makes her so wonderful!"

Loan Officer

Courtney Arceneaux
Zach

Huntsville, AL

"Everything was wonderful! Thank you"

Loan Officer

Matthew Green
Brian

Beaufort, SC

"Dan and his team are amazing! Communication is perfect and they consistently kept the file moving. Our experience was great!"

Loan Officer

Dan Kadar
Mark

Leesville, SC

"Professional, friendly, solid communication"

Loan Officer

Michele Rodgers
Stephanie

Edmond, OK

"Knowledgeable, excellent customer service. Very professional."

Loan Officer

Ted Clay
Braxton J

Edmond, OK

"Ted is awesome what he does and made everything super easy! So glad we used him !"

Loan Officer

Ted Clay
Yaquelin

Bernice, LA

"The support they gave me"

Loan Officer

Ashley Kutz
Kimberly

Allison Park, PA

"Great experience"

Loan Officer

Carol DeFazio
Jodie B

Baton Rouge, LA

"It was a great experience with such a quick close date. We got to the table with no delays. Excellent!"

Loan Officer

Lynn Sharer
Jovita

Allison Park, PA

"Very nice,Friendly and professional"

Loan Officer

Carol DeFazio
Molly Usie

"Simple. Clean. Productive. Great experience for me as a REALTOR and for my clients."

Loan Officer

Courtney Arceneaux, Mortgage Lender, NMLS 829307
Myra Gayle

Helena, AL

"Efficiency of the team. Fast workers."

Loan Officer

Rutherford Yeates
Gwendolyn Ann

Thibodaux, LA

"Great communication with all parties"

Loan Officer

Courtney Arceneaux

9:00am - 5:00pm M-F

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Get Started With Your Home Loan

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Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call (225) 218-9746

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Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

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See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Hammond can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Hammond loan officer

Get Your Free Rate Quote

Assurance Financial Hammond

806 Roma Ave
Hammond, LA 70403
985-951-3104

Hammond, Louisiana Mortgage Lenders

Whether you aim to purchase a new home or refinance your current home, Assurance Financial is here to help you start. We have a team of professionals who will make sure you discover the right loan type based on your specific needs.

Ready to begin? Our home loan officers in Hammond, Louisiana, are here to guide you every step of the way, ensuring you reach your home financing goals.

What Can Assurance Financial Do for You?

Here at Assurance Financial, we are proud to meet our community’s lending needs. When you choose our Hammond home lender office, you’ll have access to:

  • VA loans: If you’ve served or are an eligible family member, you may qualify for a VA loan. These loans offer benefits ranging from little to no down payment to no pre-payment penalties.
  • FHA loans: FHA loans offer an alternative to conventional financing. FHA loans are ideal for low- and moderate-income households, providing lower down payment options.
  • Construction loans: Available to individuals who are building or renovating a home, our construction loans offer competitive rates and fees and flexible draw schedules.
  • Non-qualified loans: Also known as non-qualified mortgage (QM) loans, our non-qualified loans are perfect for those with lower credit scores.
  • Modular home loans: Modular home loans, as the name suggests, are designed specifically for individuals who are purchasing a prefabricated or manufactured home.
  • Jumbo loans: Our jumbo loans can be used for owner-occupied houses, second homes or investment properties. You can also use them for non-conforming loans that exceed government-set limits.
  • First-time home loans: If you are a first-time homebuyer, you can qualify for a first-time home loan that offers a helpful cash buffer.
  • Conventional loans: Perfect for individuals who are financially stable, conventional loans offer benefits like different down payment options and the ability to eliminate mortgage insurance with a 20% down payment.
  • USDA RD Loans: Low- and moderate-income borrowers living in rural and suburban areas may qualify for USDA RD loans.

Home Opportunities in Hammond, LA

The city of Hammond is ideally situated near both New Orleans and Baton Rouge. This area is one of the fastest-growing cities in Louisiana, experiencing a great deal of residential and commercial growth. You’ll come across several historical buildings downtown and find all kinds of popular attractions and events nearby.

If it’s your dream to experience all that this city has to offer, one of our mortgage loan officers is here to help you take the next step.

Our Simple Home Loan Processing Steps

No matter which loan you’re interested in, we’ve designed our process to be fast and simple. Here’s how it works:

  1. Get prequalified.
  2. Complete the full application and get approval on a specific property.
  3. Go through the appraisal, underwriting and approval stages.
  4. Sign with a notary to receive your funding.

Partner With a Mortgage Loan Officer in Hammond Today

With loan options designed for every stage of life, Assurance Financial offers the helpful, comprehensive approach to lending you’re looking for. We are available 24/7 to help you find the right loan solution tailored to you.

Apply today to get started.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.