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Assurance Financial Hammond
806 Roma Ave
Hammond, LA 70403
Hammond, Louisiana Mortgage Lenders
Whether you aim to purchase a new home or refinance your current home, Assurance Financial is here to help you start. We have a team of professionals who will make sure you discover the right loan type based on your specific needs.
Ready to begin? Our home loan officers in Hammond, Louisiana, are here to guide you every step of the way, ensuring you reach your home financing goals.
What Can Assurance Financial Do for You?
Here at Assurance Financial, we are proud to meet our community’s lending needs. When you choose our Hammond home lender office, you’ll have access to:
- VA loans: If you’ve served or are an eligible family member, you may qualify for a VA loan. These loans offer benefits ranging from little to no down payment to no pre-payment penalties.
- FHA loans: FHA loans offer an alternative to conventional financing. FHA loans are ideal for low- and moderate-income households, providing lower down payment options.
- Construction loans: Available to individuals who are building or renovating a home, our construction loans offer competitive rates and fees and flexible draw schedules.
- Non-qualified loans: Also known as non-qualified mortgage (QM) loans, our non-qualified loans are perfect for those with lower credit scores.
- Modular home loans: Modular home loans, as the name suggests, are designed specifically for individuals who are purchasing a prefabricated or manufactured home.
- Jumbo loans: Our jumbo loans can be used for owner-occupied houses, second homes or investment properties. You can also use them for non-conforming loans that exceed government-set limits.
- First-time home loans: If you are a first-time homebuyer, you can qualify for a first-time home loan that offers a helpful cash buffer.
- Conventional loans: Perfect for individuals who are financially stable, conventional loans offer benefits like different down payment options and the ability to eliminate mortgage insurance with a 20% down payment.
- USDA RD Loans: Low- and moderate-income borrowers living in rural and suburban areas may qualify for USDA RD loans.
Home Opportunities in Hammond, LA
The city of Hammond is ideally situated near both New Orleans and Baton Rouge. This area is one of the fastest-growing cities in Louisiana, experiencing a great deal of residential and commercial growth. You’ll come across several historical buildings downtown and find all kinds of popular attractions and events nearby.
If it’s your dream to experience all that this city has to offer, one of our mortgage loan officers is here to help you take the next step.
Our Simple Home Loan Processing Steps
No matter which loan you’re interested in, we’ve designed our process to be fast and simple. Here’s how it works:
- Get prequalified.
- Complete the full application and get approval on a specific property.
- Go through the appraisal, underwriting and approval stages.
- Sign with a notary to receive your funding.
Partner With a Mortgage Loan Officer in Hammond Today
With loan options designed for every stage of life, Assurance Financial offers the helpful, comprehensive approach to lending you’re looking for. We are available 24/7 to help you find the right loan solution tailored to you.
Apply today to get started.