Home Loans - Houma

I’m purchasing a
home

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my
home

Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners

Joe

Houma, LA

"Russell and the team at Assurance have been one of my premier lending partners for 15 years. Highly recommend"

Loan Officer

Russell Jackson
Thomas J

Houma, LA

"Courtney was very knowledgeable and helpful. Quick to respond to questions and gave great answers to help us."

Loan Officer

Courtney Arceneaux
Jordan M

Gramercy, LA

"Jesse was on top of everything and kept me updated. He was pleasant to work with."

Loan Officer

Jesse Duplantis
Chassy

Raceland, LA

"Every transaction I have with Kelsy, is always a great experience!"

Loan Officer

Kelsy Jackson
Chase Anthony

Gray, LA

"Very professional easy to work with and made everything super easy"

Loan Officer

Klaire Danos
Paula Naquin

Thibodaux, LA

"Lisa was very helpful. She is very knowledgeable. She made things very easy for us."

Loan Officer

Lisa Barker
Rachelle Lombardi

Belle Chasse, LA

"Kim and Russell really made this process stress-free and pleasant. Thank you!"

Loan Officer

Russell Jackson
Duane Charles

Broussard, LA

"Good communication!"

Loan Officer

Courtney Arceneaux
Shaun

Houma, LA

"Jesse always being there to answer any questions I had and making sure I was always aware of what was happening throughout the process."

Loan Officer

Jesse Duplantis
Payton Allen

Houma, LA

"It was an easy and fluent process. My questions were never left unanswered."

Loan Officer

Kelsy Jackson
Amber

Thibodaux, LA

"Klaire is just awesome! She works hard, Communicates very well and answers any questions i may have! Love working with her!"

Loan Officer

Klaire Danos
Edward Roland

Thibodaux, LA

"Easy to work with, responsive, all around great experience."

Loan Officer

Lisa Barker

Apply With Our Local Home Loan Experts

Select a Loan Officer to Begin the Process

Russell Jackson

Branch Manager, NMLS #: 173650

Courtney Arceneaux

NMLS #: 829307

Jesse Duplantis

NMLS #: 173863

Kelsy Jackson

NMLS #: 1408405

Klaire Danos

NMLS #: 2395828

Lisa Barker

NMLS #: 171837

Assurance Financial Houma

1227 Saint Charles St
Suite B
Houma, LA 70360

(985) 868-7554

Hidden
Hidden
Interested in:
This field is for validation purposes and should be left unchanged.

Get Started With Your Home Loan

Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call (985)-868-7554

Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Houma can be hard. We make finding the right loan type easy.

phone icon

Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

helping hand icon

Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

key clock icon

On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

Custom Financing Options

We’ll find the best construction loan program to fit your needs.

Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

Competitive Rates

Set your build budget with a free personalized rate quote now.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Houma loan officer

Get Your Free Rate Quote

Assurance Financial Houma

1227 Saint Charles Street, Suite B
Houma, LA 70360
985-868-7554

Houma, Louisiana Mortgage Lenders

Assurance Financial believes in the power of homeownership, and our Houma mortgage lenders are ready to help anyone in the area looking to buy a new home or refinance their existing mortgage. Our team cares about what you want and need from a loan provider, and our comprehensive and personalized loan offerings let us be your champion in the home-buying market.

Assurance Financial’s Loan Options

At Assurance Financial, we’re prepared to help our Houma homebuyers through any means necessary. As a full-service mortgage lender, we have ample experience working with all the most common loan types, including:

  • Conventional loans: Conventional loans offer a traditional home-buying experience for most individuals. They allow for a range of property types and down payment options.
  • First-time home loans: For those new to home-buying or those who have not done so in at least three years, first-time home loans offer more support and guidance in covering down payments, closing costs and mortgage insurance.
  • VA loans: Veterans Affairs (VA) loans salute our veterans and active-duty service members by helping them buy a home with 100% financing, little to no down payment requirements and no mortgage insurance payments.
  • FHA loans: Federal housing administration (FHA) loans work similarly to conventional loans but generally require a smaller down payment, making homeownership more achievable for those in the low and middle classes.
  • Jumbo loans: Jumbo loans help you get the home of your dreams, even when the cost exceeds that allowed for conventional loans.
  • Construction loans: Construction loans enable you to build or expand your home instead of buying an existing one on the market. Our construction loans offer superior financing and flexible rates, so we can personalize your loan to your preferences.
  • Modular home loans: Pre-manufactured homes are often not eligible for conventional loans. This special type of loan lets you find a modular home that meets your needs.
  • USDA RD loans: This rural development (RD) loan from the United States Department of Agriculture (USDA) requires no down payment and helps buyers purchase homes in rural and suburban areas.
  • Non-qualified loans: People with low credit scores may encounter obstacles when qualifying for other loans. A qualified mortgage (QM) loan helps bridge this gap and make homeownership possible for everyone.

Why Live in Houma, LA?

Houma offers its residents everything people love about Louisiana, from the best in Cajun delicacies and soulful music to beautiful, natural spaces and year-round celebrations. It is an excellent place to call home for everyone, including young singles, established families and retired people looking to explore the best parts of Louisiana culture. Our mortgage lenders in Houma know and love the area as much as you do, and we will work tirelessly to find a home nearby that suits your preferences and budget.

The Assurance Financial Loan Process

Qualifying for a loan with Assurance Financial is as easy as four steps:

  1. Get pre-qualified for a loan in about 15 minutes.
  2. Apply for homeownership of your ideal property.
  3. Get your new home appraised, underwritten and approved.
  4. Sign the papers with a notary and get the funding you need to move into your new home.

Partner With Your Houma Mortgage Loan Officers

Submit an application with our Houma home loan officers. We’re on call 24/7 to help you through the buying and lending process.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.