Home Loans - Houma

I’m purchasing a
home

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my
home

Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners

Jaimen Paul

Miramar Beach, FL

"was an easy process!"

Loan Officer

Russell Jackson
Suzanne

Houma, LA

"quick and easy process. love that everything is electronic."

Loan Officer

Courtney Arceneaux
Melissa

Houma, LA

"He made it seamless and was very patience with us."

Loan Officer

Jesse Duplantis
Aaron Carl Allen

Raceland, LA

"Kelsy was very organized and was a pleasure to work with!"

Loan Officer

Kelsy Jackson
Jill

Houma, LA

"Klaire was absolutely amazing and kept everyone abreast every step of the way."

Loan Officer

Klaire Danos
Vince M

Raceland, LA

"Mrs Lisa is extremely helpful, professional, and knowlegeble in her field. I highly recommend working with her."

Loan Officer

Lisa Barker
Brett

Miramar Beach, FL

"Communication is always #1 and we had plenty in this transaction. AND we got it closed 3 days early!"

Loan Officer

Russell Jackson
Christopher

Houma, LA

"Good service"

Loan Officer

Courtney Arceneaux
Robert

Houma, LA

"The process was easy and we were informed the whole way through"

Loan Officer

Jesse Duplantis
Kelli

Houma, LA

"Kelsy was great! She truely cares about her clients and it shows in the details."

Loan Officer

Kelsy Jackson
Chelsea

Houma, LA

"Claire has been amazing! Very informative and super sweet. She made my first time buying a home a dream!"

Loan Officer

Klaire Danos
Brad

Raceland, LA

"Everything went smooth and easy"

Loan Officer

Lisa Barker

Apply With Our Local Home Loan Experts

Select a Loan Officer to Begin the Process

Russell Jackson

Branch Manager, NMLS #: 173650

Courtney Arceneaux

NMLS #: 829307

Jesse Duplantis

NMLS #: 173863

Kelsy Jackson

NMLS #: 1408405

Klaire Danos

NMLS #: 2395828

Lisa Barker

NMLS #: 171837

Malcolm Wolfe

NMLS #: 2628134

Renee Dupre

NMLS #: 1936279
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Assurance Financial Houma

1227 Saint Charles St
Suite B
Houma, LA 70360

(985) 868-7554

9:00am - 5:00pm M-F

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Get Started With Your Home Loan

Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call (985)-868-7554

Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Houma can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Houma loan officer

Get Your Free Rate Quote

Assurance Financial Houma

1227 Saint Charles Street, Suite B
Houma, LA 70360
985-868-7554

Houma, Louisiana Mortgage Lenders

Assurance Financial believes in the power of homeownership, and our Houma mortgage lenders are ready to help anyone in the area looking to buy a new home or refinance their existing mortgage. Our team cares about what you want and need from a loan provider, and our comprehensive and personalized loan offerings let us be your champion in the home-buying market.

Assurance Financial’s Loan Options

At Assurance Financial, we’re prepared to help our Houma homebuyers through any means necessary. As a full-service mortgage lender, we have ample experience working with all the most common loan types, including:

  • Conventional loans: Conventional loans offer a traditional home-buying experience for most individuals. They allow for a range of property types and down payment options.
  • First-time home loans: For those new to home-buying or those who have not done so in at least three years, first-time home loans offer more support and guidance in covering down payments, closing costs and mortgage insurance.
  • VA loans: Veterans Affairs (VA) loans salute our veterans and active-duty service members by helping them buy a home with 100% financing, little to no down payment requirements and no mortgage insurance payments.
  • FHA loans: Federal housing administration (FHA) loans work similarly to conventional loans but generally require a smaller down payment, making homeownership more achievable for those in the low and middle classes.
  • Jumbo loans: Jumbo loans help you get the home of your dreams, even when the cost exceeds that allowed for conventional loans.
  • Construction loans: Construction loans enable you to build or expand your home instead of buying an existing one on the market. Our construction loans offer superior financing and flexible rates, so we can personalize your loan to your preferences.
  • Modular home loans: Pre-manufactured homes are often not eligible for conventional loans. This special type of loan lets you find a modular home that meets your needs.
  • USDA RD loans: This rural development (RD) loan from the United States Department of Agriculture (USDA) requires no down payment and helps buyers purchase homes in rural and suburban areas.
  • Non-qualified loans: People with low credit scores may encounter obstacles when qualifying for other loans. A qualified mortgage (QM) loan helps bridge this gap and make homeownership possible for everyone.

Why Live in Houma, LA?

Houma offers its residents everything people love about Louisiana, from the best in Cajun delicacies and soulful music to beautiful, natural spaces and year-round celebrations. It is an excellent place to call home for everyone, including young singles, established families and retired people looking to explore the best parts of Louisiana culture. Our mortgage lenders in Houma know and love the area as much as you do, and we will work tirelessly to find a home nearby that suits your preferences and budget.

The Assurance Financial Loan Process

Qualifying for a loan with Assurance Financial is as easy as four steps:

  1. Get pre-qualified for a loan in about 15 minutes.
  2. Apply for homeownership of your ideal property.
  3. Get your new home appraised, underwritten and approved.
  4. Sign the papers with a notary and get the funding you need to move into your new home.

Partner With Your Houma Mortgage Loan Officers

Submit an application with our Houma home loan officers. We’re on call 24/7 to help you through the buying and lending process.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.