Home Loans - Hammond

I’m purchasing a
home

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my
home

Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners

Ed

Tuscumbia, AL

"Went above and beyond on this one."

for Loan Officer

Barbara Gaston
Wayne J

Houma, LA

"Very professional service, caring and going out her way to make the sale of our h happen Awesome person to work with"

for Loan Officer

Courtney Arceneaux
Shaun M

Denham Springs, LA

"Loved the communication throughout. Thanks for making it such a smooth transaction."

for Loan Officer

Cheré Daigle
Courtney Leigh

Lafayette, LA

"Rob was fabulous and communicated throughout the entire process. He made the lending side of the purchase a breeze."

for Loan Officer

Rob Stewart
Sherkitha

Montgomery, AL

"Lori is always very responsive and helpful with all my questions."

for Loan Officer

Lori Harris
Cedrick

Graniteville, SC

"Everything was smooth simple and easy. Fast paced great communication and very knowledgeable"

for Loan Officer

Matthew Hunter
Rebecca A

Lilburn, GA

"Taylor was able to recommend a loan perfect for our situation, and patient in answering all of our questions."

for Loan Officer

Taylor Green
Daniel Scott

St Joseph, LA

"Joey has done two home loan for me and most of my kids. He is just an overall super easy great guy."

for Loan Officer

Joey Brodtman
Monica

Sheffield, AL

"Your kind and genuine heart. Helping to answer all the questions and concerns."

for Loan Officer

Ashley Bogus
Khamoran A

Addis, LA

"She took her time with us to find the perfect first home i would recommend her."

for Loan Officer

Cheré Daigle
Ethan J

Warrenville, SC

"Everything was clear and concise. Matt and Kayla were incredibly friendly and above and beyond in their performance"

for Loan Officer

Matthew Hunter
Joelle

Baton Rouge, LA

"Communication!"

for Loan Officer

Toni Freeman
Mark

Athens, AL

"Barbara was fantastic and so easy to work with"

for Loan Officer

Barbara Gaston
Indra

Brockton, MA

"Johns personality and his commitment to helping his clients get what they deserve. Easy to get along with and always smiling."

for Loan Officer

John Burde
Austin

Warner Robins, GA

"Amber was so easy to work with and make the loan process easy"

for Loan Officer

Amber Popham
Graham Scott

Denham Springs, LA

"Sandy was wonderful and treated me like family"

for Loan Officer

Sandy Whitehead
Eleanor

Trussville, AL

"My experiences have been incredibly easy, smooth, and completely stress-free."

for Loan Officer

Rutherford Yeates
Dawn M

Lawrenceville, GA

"Amber was great at keeping me informed as we worked through the refi process."

for Loan Officer

Amber Popham

9:00am - 5:00pm M-F

This field is for validation purposes and should be left unchanged.
This field is hidden when viewing the form
This field is hidden when viewing the form
Interested in:

Get Started With Your Home Loan

get-pre-qualified

Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call (225) 218-9746

get-free-rate-quote

Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

afford-house

See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Hammond can be hard. We make finding the right loan type easy.

phone icon

Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

helping hand icon

Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

key clock icon

On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

a line drawing of a wallet filled with money .

Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

a white arrow pointing down with a percent sign above it .

Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

a dart is hitting a target with a dollar sign in the center .

Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

a white icon of a color palette on a black background .

Custom Financing Options

We’ll find the best construction loan program to fit your needs.

a white line drawing of a hammer and nails on a black background .

Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

a house with a percent sign inside of it .

Competitive Rates

Set your build budget with a free personalized rate quote now.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Hammond loan officer

Get Your Free Rate Quote

Assurance Financial Hammond

806 Roma Ave
Hammond, LA 70403
985-951-3104

Hammond, Louisiana Mortgage Lenders

Whether you aim to purchase a new home or refinance your current home, Assurance Financial is here to help you start. We have a team of professionals who will make sure you discover the right loan type based on your specific needs.

Ready to begin? Our home loan officers in Hammond, Louisiana, are here to guide you every step of the way, ensuring you reach your home financing goals.

What Can Assurance Financial Do for You?

Here at Assurance Financial, we are proud to meet our community’s lending needs. When you choose our Hammond home lender office, you’ll have access to:

  • VA loans: If you’ve served or are an eligible family member, you may qualify for a VA loan. These loans offer benefits ranging from little to no down payment to no pre-payment penalties.
  • FHA loans: FHA loans offer an alternative to conventional financing. FHA loans are ideal for low- and moderate-income households, providing lower down payment options.
  • Construction loans: Available to individuals who are building or renovating a home, our construction loans offer competitive rates and fees and flexible draw schedules.
  • Non-qualified loans: Also known as non-qualified mortgage (QM) loans, our non-qualified loans are perfect for those with lower credit scores.
  • Modular home loans: Modular home loans, as the name suggests, are designed specifically for individuals who are purchasing a prefabricated or manufactured home.
  • Jumbo loans: Our jumbo loans can be used for owner-occupied houses, second homes or investment properties. You can also use them for non-conforming loans that exceed government-set limits.
  • First-time home loans: If you are a first-time homebuyer, you can qualify for a first-time home loan that offers a helpful cash buffer.
  • Conventional loans: Perfect for individuals who are financially stable, conventional loans offer benefits like different down payment options and the ability to eliminate mortgage insurance with a 20% down payment.
  • USDA RD Loans: Low- and moderate-income borrowers living in rural and suburban areas may qualify for USDA RD loans.

Home Opportunities in Hammond, LA

The city of Hammond is ideally situated near both New Orleans and Baton Rouge. This area is one of the fastest-growing cities in Louisiana, experiencing a great deal of residential and commercial growth. You’ll come across several historical buildings downtown and find all kinds of popular attractions and events nearby.

If it’s your dream to experience all that this city has to offer, one of our mortgage loan officers is here to help you take the next step.

Our Simple Home Loan Processing Steps

No matter which loan you’re interested in, we’ve designed our process to be fast and simple. Here’s how it works:

  1. Get prequalified.
  2. Complete the full application and get approval on a specific property.
  3. Go through the appraisal, underwriting and approval stages.
  4. Sign with a notary to receive your funding.

Partner With a Mortgage Loan Officer in Hammond Today

With loan options designed for every stage of life, Assurance Financial offers the helpful, comprehensive approach to lending you’re looking for. We are available 24/7 to help you find the right loan solution tailored to you.

Apply today to get started.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.