Home Loans - Hammond

I’m purchasing a
home

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my
home

Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners

Donna

Baton Rouge, LA

"whole transaction was very smooth, Professional and we closed on time! Great to work with Brian again."

Loan Officer

Brian Hanchey
Joel M

Gonzales, LA

"Charlotte was very professiona, her level of knowledge is outstandin. She made me Feel like family."

Loan Officer

Charlotte Guidroz
Ryan Douglas

Youngsville, LA

"communication. Timely responses either through email or phone calls. Very thorough. Saw it through to the end!"

Loan Officer

Rob Stewart
Connie

Baton Rouge, LA

"Lisa was great at communicating and taking care of business. I have worked with Lisa on several loans and she is consistently excellent."

Loan Officer

Lisa Chauvin
Janette Catherine

Youngsville, LA

"Rob was very patient with us. Any question we asked, he was quick to answer and provide help!"

Loan Officer

Rob Stewart
Quentin

Scott, LA

"Renee kept in touch through out the whole process stayed patient & made it happen!"

Loan Officer

Renee Dupre
Nicole Ripberger

"Lauren Tylock was amazing. Truly couldn’t have done this without her positivity and hard work. Highly recommended her."

Loan Officer

John

Calera, AL

"The communication and speed that the loan was written."

Loan Officer

Joel Holmes
Kacy

Houma, LA

"Outstanding at her job"

Loan Officer

Courtney Arceneaux
Dominique M

Baton Rouge, LA

"Always a pleasure to work with Chuck. my client is super happy"

Loan Officer

Chuck Coghlan
Erin

Lexington, SC

"You helped us in every way and we are truly grateful"

Loan Officer

Merrell Johnson
Andy N

Maurice, LA

"She is so great and helping out!"

Loan Officer

Lauren Tylock
Sydney

Duluth, GA

"Damian is super friendly and communicative"

Loan Officer

Damian Cook
Jamie

Longview, TX

"William was very patient and friendly. He was always responsive to questions we had."

Loan Officer

William Commons
Christy Champagne

"Lauren the loan officer was amazing!"

Loan Officer

9:00am - 5:00pm M-F

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Get Started With Your Home Loan

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Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call (225) 218-9746

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Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

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See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Hammond can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Hammond loan officer

Get Your Free Rate Quote

Assurance Financial Hammond

806 Roma Ave
Hammond, LA 70403
985-951-3104

Hammond, Louisiana Mortgage Lenders

Whether you aim to purchase a new home or refinance your current home, Assurance Financial is here to help you start. We have a team of professionals who will make sure you discover the right loan type based on your specific needs.

Ready to begin? Our home loan officers in Hammond, Louisiana, are here to guide you every step of the way, ensuring you reach your home financing goals.

What Can Assurance Financial Do for You?

Here at Assurance Financial, we are proud to meet our community’s lending needs. When you choose our Hammond home lender office, you’ll have access to:

  • VA loans: If you’ve served or are an eligible family member, you may qualify for a VA loan. These loans offer benefits ranging from little to no down payment to no pre-payment penalties.
  • FHA loans: FHA loans offer an alternative to conventional financing. FHA loans are ideal for low- and moderate-income households, providing lower down payment options.
  • Construction loans: Available to individuals who are building or renovating a home, our construction loans offer competitive rates and fees and flexible draw schedules.
  • Non-qualified loans: Also known as non-qualified mortgage (QM) loans, our non-qualified loans are perfect for those with lower credit scores.
  • Modular home loans: Modular home loans, as the name suggests, are designed specifically for individuals who are purchasing a prefabricated or manufactured home.
  • Jumbo loans: Our jumbo loans can be used for owner-occupied houses, second homes or investment properties. You can also use them for non-conforming loans that exceed government-set limits.
  • First-time home loans: If you are a first-time homebuyer, you can qualify for a first-time home loan that offers a helpful cash buffer.
  • Conventional loans: Perfect for individuals who are financially stable, conventional loans offer benefits like different down payment options and the ability to eliminate mortgage insurance with a 20% down payment.
  • USDA RD Loans: Low- and moderate-income borrowers living in rural and suburban areas may qualify for USDA RD loans.

Home Opportunities in Hammond, LA

The city of Hammond is ideally situated near both New Orleans and Baton Rouge. This area is one of the fastest-growing cities in Louisiana, experiencing a great deal of residential and commercial growth. You’ll come across several historical buildings downtown and find all kinds of popular attractions and events nearby.

If it’s your dream to experience all that this city has to offer, one of our mortgage loan officers is here to help you take the next step.

Our Simple Home Loan Processing Steps

No matter which loan you’re interested in, we’ve designed our process to be fast and simple. Here’s how it works:

  1. Get prequalified.
  2. Complete the full application and get approval on a specific property.
  3. Go through the appraisal, underwriting and approval stages.
  4. Sign with a notary to receive your funding.

Partner With a Mortgage Loan Officer in Hammond Today

With loan options designed for every stage of life, Assurance Financial offers the helpful, comprehensive approach to lending you’re looking for. We are available 24/7 to help you find the right loan solution tailored to you.

Apply today to get started.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.