Real Reviews from Real Homeowners
Becky
Lilburn, GA
"Michele is excellent to work with."
Loan Officer
Michele Rodgers
Debra
St. Augustine, FL
"Great communication"
Loan Officer
Matthew Dailey
Thomas H
Freeport, FL
"Very easy process ."
Loan Officer
Bart Swan
Jessica
Lilburn, GA
"Michele was very responsive and took time to explain"
Loan Officer
Michele Rodgers
Aaron
Lafayette, LA
"The process was simple, fast, & didnt feel like i was doing work/busy-work/make-work BS that banks love."
Loan Officer
Shelley Bentley
Philip James
Winnsboro, LA
"Joey was open and communica throughout the whole process"
Loan Officer
Joey Brodtman
Donna Harris
"Super smooth closing Toni did a great job"
Loan Officer
Micah R
Denham Springs, LA
"They made it easy, all text, calls, emails always kept me up to date"
Loan Officer
Erica Whiddon
Jawana
Madison, AL
"Keri is always so responsive and helpful! Love working with her!"
Loan Officer
Keri Butler
Carson
Shreveport, LA
"Very responsive and organized , always answered any questions we had throughout the process. 10/10 experience."
Loan Officer
Austin Mikovich
Frank
Carencro, LA
"He is very professional"
Loan Officer
Rob Stewart
Daiana
Greenville, AL
"Communication is key and I was able to call or email to get all questions answered"
Loan Officer
Ransom Kelly
Charmaine
Zachary, LA
"Smooth and efficient, no issues, and good communication throughout"
Loan Officer
Suzanne Ruch
Russell Brandon
Pine Mountain, GA
"Quickness and availability. Very respectful and constantly gave updates throughout the loan process."
Loan Officer
Ransom Kelly
Danny
Luverne, AL
"Communication"
Loan Officer
Ransom Kelly
9:00am - 5:00pm M-F
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Get Started With Your Home Loan
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Finding a home in Hammond can be hard. We make finding the right loan type easy.
Simple Application
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Cash-Out
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Build your dream home with experts guiding you through every step.
Custom Financing Options
We’ll find the best construction loan program to fit your needs.
Flexible Draw Schedules
We work with your contractor to ensure your project stays on track.
Competitive Rates
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Resources
Downloadable Guides
We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
-
First-Time Homebuyer Guide
127.3 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us anytime.
Click here to download the file -
Refinance Guide
127.09 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us anytime.
Click here to download the file -
Construction Guide
203.45 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us anytime.
Click here to download the file
Our easy online application walks you through every step.
Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.
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Connect with a Hammond loan officer
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Assurance Financial Hammond
806 Roma Ave
Hammond, LA 70403
985-951-3104
Hammond, Louisiana Mortgage Lenders
Whether you aim to purchase a new home or refinance your current home, Assurance Financial is here to help you start. We have a team of professionals who will make sure you discover the right loan type based on your specific needs.
Ready to begin? Our home loan officers in Hammond, Louisiana, are here to guide you every step of the way, ensuring you reach your home financing goals.
What Can Assurance Financial Do for You?
Here at Assurance Financial, we are proud to meet our community’s lending needs. When you choose our Hammond home lender office, you’ll have access to:
- VA loans: If you’ve served or are an eligible family member, you may qualify for a VA loan. These loans offer benefits ranging from little to no down payment to no pre-payment penalties.
- FHA loans: FHA loans offer an alternative to conventional financing. FHA loans are ideal for low- and moderate-income households, providing lower down payment options.
- Construction loans: Available to individuals who are building or renovating a home, our construction loans offer competitive rates and fees and flexible draw schedules.
- Non-qualified loans: Also known as non-qualified mortgage (QM) loans, our non-qualified loans are perfect for those with lower credit scores.
- Modular home loans: Modular home loans, as the name suggests, are designed specifically for individuals who are purchasing a prefabricated or manufactured home.
- Jumbo loans: Our jumbo loans can be used for owner-occupied houses, second homes or investment properties. You can also use them for non-conforming loans that exceed government-set limits.
- First-time home loans: If you are a first-time homebuyer, you can qualify for a first-time home loan that offers a helpful cash buffer.
- Conventional loans: Perfect for individuals who are financially stable, conventional loans offer benefits like different down payment options and the ability to eliminate mortgage insurance with a 20% down payment.
- USDA RD Loans: Low- and moderate-income borrowers living in rural and suburban areas may qualify for USDA RD loans.
Home Opportunities in Hammond, LA
The city of Hammond is ideally situated near both New Orleans and Baton Rouge. This area is one of the fastest-growing cities in Louisiana, experiencing a great deal of residential and commercial growth. You’ll come across several historical buildings downtown and find all kinds of popular attractions and events nearby.
If it’s your dream to experience all that this city has to offer, one of our mortgage loan officers is here to help you take the next step.
Our Simple Home Loan Processing Steps
No matter which loan you’re interested in, we’ve designed our process to be fast and simple. Here’s how it works:
- Get prequalified.
- Complete the full application and get approval on a specific property.
- Go through the appraisal, underwriting and approval stages.
- Sign with a notary to receive your funding.
Partner With a Mortgage Loan Officer in Hammond Today
With loan options designed for every stage of life, Assurance Financial offers the helpful, comprehensive approach to lending you’re looking for. We are available 24/7 to help you find the right loan solution tailored to you.
Apply today to get started.
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