Home Loans - Hammond

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First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my
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Real Reviews from Real Homeowners

Heather

Roswell, GA

"Damian is detailed and responsive. Very prompt responses to all our questions."
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Damian Cook
Mitchell

Roswell, GA

"He is the best loan officer we have ever had and the only one we will ever use."
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Damian Cook
Taylor

Bonaire, GA

"Kim was very helpful and willing to give additional information and insight when needed. Additionally, she was always available and easy to contact, including weekends. Highly recommend."
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Kim Hamlin
Dwight Mitchell

Pine Mountain, GA

"Great service, Ransom was extremely helpful and answered all our questions in a timely manner. Closing was easy and there was always excellent communication."
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Ransom Kelly
Joseph Chiramukham

Roswell, GA

"Geoff was great to work with. Very helpful, courteius, and professional. Thanks to his excellent services, the whole mortgage approval and house closing processes went very smoothly. Would love to work with Geoff again in the future if the opportunity arises, and would gladly recommend him to anyone looking for a home mortgage!"
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Geoff Smith
Kelly

Youngsville, LA

"Stellar service!"
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Lauren Tylock
David M

Aiken, SC

"Calm, efficient and professional. Matt and Kayla handled everything smoothly and kept us well informed during the whole process."
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Matthew Hunter
Carolyn L

Aiken, SC

"Very friendly, always in touch during the process, and very knowledgeable of the financial market, long and short term."
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Matthew Hunter
Sharon

Richton, MS

"Working with Ben made what can usually be a stressful process feel completely seamless. He took the time to explain every detail clearly, answered all of my questions no matter the time. I always felt supported and informed from start to finish."
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Ben Dunham
Michael K

Monterey, TN

"Extremely happy with our new home. The hard work and attention to all details for our loan were outstanding!"
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Ashley Bogus
Eric L

Baton Rouge, LA

"I would recommend Charlotte to everyone. Very straightforwad process, open communication, and no surprises. Great experience!"
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Charlotte Guidroz
Erica

Washington, PA

"I can’t say enough great things about working with Lou! From start to finish, he was incredibly communicative, responsive, and genuinely committed to making the transaction as smooth as possible. Like many real estate transactions, we had a few unexpected hiccups, particularly with the appraisal, but Lou never missed a beat. He was a true advocate for everyone involved, always looking for solutions, keeping communication open, and simply getting things done! What really sets Lou apart is that he’s not only an extremely knowledgeable and hardworking loan officer, but also just an all-around wonderful human being. When challenges came up, our clients, Lou, and the other agent all worked together as a team to get us to the closing table. In the end, everyone walked away happy, and that’s what it’s all about! I would absolutely recommend Lou to anyone looking for a loan officer who truly cares about his clients and goes above and beyond to get the job done. Looking forward to working together again!"
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Lou Incardona
Jill Roby

Baton Rouge, LA

"Charlotte does an amazing job communicating and keeping the transaction moving forward. She is a pleasure to work with!"
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Charlotte Guidroz
Sheri

Clinton, SC

"Damian is so great to work with and an awesome communicator with not only a buyers agent but the listing agent and client as well. I appreciate you!! He does what it takes to make it to the closing table."
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Damian Cook
Rhonda Catherine

Grayson, LA

"Joey is great. Explained everything, all questions were answered, and gave advice"
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Joey Brodtman
Tanner

Denham Springs, LA

"Hospitality. Quick communication"
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Ashley Kutz
Richard Eugene

Shreveport, LA

"He was very personal in every way, and he made sure everything was totally completed."
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Stephen Magyar
Madeline Clarice

Oklahoma City, OK

"Great communication. Ted and his team communicated throughout the entire process and made sure i understood everything that was going on. they never made me feel uncomfortable or put me down for asking questions or needing more explanation on something."
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Ted Clay
Ashley Nicole

Monroe, LA

"Ashley was relentless in the best way. She demonstrared superior skill in giving solution-oriented directives and efficient communication. She made a very difficult process feel handled and fixable, even if it meant to roll up her sleeves and do it herself."
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Ashley Kutz
Darrel K

New Iberia, LA

"Sweet woman and worked with me around my work schedule"
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Lauren Tylock
Christian M

Niceville, FL

"Bart made the entire process pain free. Anytime I had a question or didn't understand something, he broke it down for me into terms I could understand. The team was amazing!"
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Bart Swan

9:00am - 5:00pm M-F

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Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call (225) 218-9746

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Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

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See how much house you can afford

Estimate your home buying budget before you fall in love.

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Finding a home in Hammond can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Hammond loan officer

Get Your Free Rate Quote

Assurance Financial Hammond

806 Roma Ave
Hammond, LA 70403
985-951-3104

Hammond, Louisiana Mortgage Lenders

Whether you aim to purchase a new home or refinance your current home, Assurance Financial is here to help you start. We have a team of professionals who will make sure you discover the right loan type based on your specific needs.

Ready to begin? Our home loan officers in Hammond, Louisiana, are here to guide you every step of the way, ensuring you reach your home financing goals.

What Can Assurance Financial Do for You?

Here at Assurance Financial, we are proud to meet our community’s lending needs. When you choose our Hammond home lender office, you’ll have access to:

  • VA loans: If you’ve served or are an eligible family member, you may qualify for a VA loan. These loans offer benefits ranging from little to no down payment to no pre-payment penalties.
  • FHA loans: FHA loans offer an alternative to conventional financing. FHA loans are ideal for low- and moderate-income households, providing lower down payment options.
  • Construction loans: Available to individuals who are building or renovating a home, our construction loans offer competitive rates and fees and flexible draw schedules.
  • Non-qualified loans: Also known as non-qualified mortgage (QM) loans, our non-qualified loans are perfect for those with lower credit scores.
  • Modular home loans: Modular home loans, as the name suggests, are designed specifically for individuals who are purchasing a prefabricated or manufactured home.
  • Jumbo loans: Our jumbo loans can be used for owner-occupied houses, second homes or investment properties. You can also use them for non-conforming loans that exceed government-set limits.
  • First-time home loans: If you are a first-time homebuyer, you can qualify for a first-time home loan that offers a helpful cash buffer.
  • Conventional loans: Perfect for individuals who are financially stable, conventional loans offer benefits like different down payment options and the ability to eliminate mortgage insurance with a 20% down payment.
  • USDA RD Loans: Low- and moderate-income borrowers living in rural and suburban areas may qualify for USDA RD loans.

Home Opportunities in Hammond, LA

The city of Hammond is ideally situated near both New Orleans and Baton Rouge. This area is one of the fastest-growing cities in Louisiana, experiencing a great deal of residential and commercial growth. You’ll come across several historical buildings downtown and find all kinds of popular attractions and events nearby.

If it’s your dream to experience all that this city has to offer, one of our mortgage loan officers is here to help you take the next step.

Our Simple Home Loan Processing Steps

No matter which loan you’re interested in, we’ve designed our process to be fast and simple. Here’s how it works:

  1. Get prequalified.
  2. Complete the full application and get approval on a specific property.
  3. Go through the appraisal, underwriting and approval stages.
  4. Sign with a notary to receive your funding.

Partner With a Mortgage Loan Officer in Hammond Today

With loan options designed for every stage of life, Assurance Financial offers the helpful, comprehensive approach to lending you’re looking for. We are available 24/7 to help you find the right loan solution tailored to you.

Apply today to get started.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.