Home Loans - Hammond

I’m purchasing a
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First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my
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Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners

Kamri

Waskom, TX

"Very pleased with the process."
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Grant Oliver
Holli

West Monroe, LA

"Amanda was on top of it and great to work with!"
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Amanda Metz
Peggy

Chapin, SC

"Michele Rodgers with Assurance is absolutely fabulous! I recently had the pleasure of working with Michelle when she handled the financing for one of my buyer clients, and she was wonderful throughout the entire transaction. Michelle brings many years of experience to the table, and it shows. She is extremely knowledgeable, professional, responsive, and excellent at keeping everyone informed throughout the lending process. As a Realtor, I truly appreciate working with a lender who communicates well, stays on top of the details, and helps keep the transaction moving smoothly toward closing. Most importantly, Michelle took great care of my first time home buyer client. Buying a home can be stressful, and having an experienced lender who is accessible, patient, and willing to guide buyers through the process makes such a difference. I wouldn't hesitate to work with Michelle again or recommend her to anyone looking for an experienced and dependable mortgage professional. She's a true professional and an absolute pleasure to work with!"
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Michele Rodgers
Brooke

Killen, AL

"Communicated well and always kept us informed!"
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Molly Elledge
Jada

Jackson, MS

"Stephen is spectacular! Great communication! You can tell he has a zeal for this!"
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Stephen Magyar
J “J LSU Leaux” Leaux

 

"Lisa Chauvin with Assurance Financial is great. She helped us tremendously."
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Kristi Sinclair
John Justinian

New Roads, LA

"Lisa gave us a lot of help because we are not very familiar with the compute. She walked us through the process and provided all the support we needed."
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Lisa Chauvin
Millie Johnson

 

"Great to work with. Always responsive and ready to help."
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John Thomas
Millie

Troy, AL

"The best! He knows his business and always responds promptly and goes above and beyond to help people."
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Tom Smith
Sharon

Richton, MS

"Working with Ben was an absolute breeze. He is incredibly knowledgeable, responsive, and patient. He guided me through every step of my construction financing, clearly explained all my options, and made sure my loan was structured perfectly. Ben handles the details seamlessly and makes a complex process feel easy. Five stars all around!"
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Ben Dunham
Charlene B

Breaux Bridge, LA

"Jennifer was patient and answered all my questions, multiple"
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Jennifer Hebert
Jerry

Lafayette, LA

"I cannot express enough how amazing Lauren has been throughout my homebuying journey! From beginning to end, the level of professionalism, patience, dedication, and genuine care was truly exceptional. Lauren went above and beyond to make sure I understood every step, kept me informed, answered my questions, and worked diligently to help me reach the closing table. What stood out the most was the commitment to making this dream a reality. Even when challenges arose, I never felt like just another client or loan application. I felt supported, valued, and confident that I had someone in my corner who genuinely wanted to see me succeed. Thanks to that hard work and dedication, I am officially a homeowner! 🏡🔑 I am beyond grateful for the outstanding service and would wholeheartedly recommend Lauren to anyone looking to purchase a home. Thank you for playing such an important role in helping me accomplish this life-changing milestone. Your efforts have made a lasting impact, and I truly appreciate everything you’ve done!"
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Lauren Tylock
Kenneth John

Laurel Hill, FL

"Ransom's availability, approachable demeanor, willingness to explain and, in my case, re-explain when the same type of questions were asked multiple times. He always took the time and made what's a very stressful process to begin with, a much more enjoyable one."
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Ransom Kelly
Wilma Joann

Scott, LA

"Rob is a great guy! He was always prompt to get back with me and did a great job of answering any questions I had. I will be recommending him to anyone who is buying a home"
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Rob Stewart
Floretta Lavon

Carencro, LA

"I feel like she went beyond the call of duty to assist us with any questions we had and getting everything done in a very efficient manner. It was a very good experience thank you.!"
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Brigitte LaCour
James Macgyver

Cartersville, GA

"Kim was very professional and didn't stop working for us. She even worked for us on weekends kim thank you so much for hwlping us get this house because this house has been in my family for 35 years and it will stay in out family for another 30 years thank you so much kim"
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Kim Hamlin
Christi

Broussard, LA

"Charlotte was very responsive and very pleasant to work with! She made the transaction so smooth!"
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Charlotte Guidroz
David

Thibodaux, LA

"Courtney is wonderful to work with.She makes the home buying process very easy and seamless."
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Courtney Arceneaux
Oscar Ivan

Southport, FL

"Quick and easy contact."
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Ransom Kelly
Robyn

Port Allen, LA

"Communictes well. On time. handles issues well."
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Sara Pollock Dickson
Jonathan Shae

Eufaula, AL

"The communication was the key factor. Kelly kept me informed throughout the process and if I had a question he was quick to answer it. A question earlier in the survey was how likely am I to recommend Kelly... well I already have and given the opportunity I will agai."
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Ransom Kelly
Mariana

Lafayette, LA

"She's the best!"
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Jennifer Hebert
Elaina Gail

Columbia, LA

"The process was qick and smooth on my end."
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Joey Brodtman
Jenna

Haughton, LA

"Rocky was great from start to finish. Willing to help my young first time home buyers! Did a great job explaining everything!"
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Rocky Maddox

9:00am - 5:00pm M-F

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Get Started With Your Home Loan

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Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call (225) 218-9746

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Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

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See how much house you can afford

Estimate your home buying budget before you fall in love.

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Finding a home in Hammond can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Hammond loan officer

Get Your Free Rate Quote

Assurance Financial Hammond

806 Roma Ave
Hammond, LA 70403
985-951-3104

Hammond, Louisiana Mortgage Lenders

Whether you aim to purchase a new home or refinance your current home, Assurance Financial is here to help you start. We have a team of professionals who will make sure you discover the right loan type based on your specific needs.

Ready to begin? Our home loan officers in Hammond, Louisiana, are here to guide you every step of the way, ensuring you reach your home financing goals.

What Can Assurance Financial Do for You?

Here at Assurance Financial, we are proud to meet our community’s lending needs. When you choose our Hammond home lender office, you’ll have access to:

  • VA loans: If you’ve served or are an eligible family member, you may qualify for a VA loan. These loans offer benefits ranging from little to no down payment to no pre-payment penalties.
  • FHA loans: FHA loans offer an alternative to conventional financing. FHA loans are ideal for low- and moderate-income households, providing lower down payment options.
  • Construction loans: Available to individuals who are building or renovating a home, our construction loans offer competitive rates and fees and flexible draw schedules.
  • Non-qualified loans: Also known as non-qualified mortgage (QM) loans, our non-qualified loans are perfect for those with lower credit scores.
  • Modular home loans: Modular home loans, as the name suggests, are designed specifically for individuals who are purchasing a prefabricated or manufactured home.
  • Jumbo loans: Our jumbo loans can be used for owner-occupied houses, second homes or investment properties. You can also use them for non-conforming loans that exceed government-set limits.
  • First-time home loans: If you are a first-time homebuyer, you can qualify for a first-time home loan that offers a helpful cash buffer.
  • Conventional loans: Perfect for individuals who are financially stable, conventional loans offer benefits like different down payment options and the ability to eliminate mortgage insurance with a 20% down payment.
  • USDA RD Loans: Low- and moderate-income borrowers living in rural and suburban areas may qualify for USDA RD loans.

Home Opportunities in Hammond, LA

The city of Hammond is ideally situated near both New Orleans and Baton Rouge. This area is one of the fastest-growing cities in Louisiana, experiencing a great deal of residential and commercial growth. You’ll come across several historical buildings downtown and find all kinds of popular attractions and events nearby.

If it’s your dream to experience all that this city has to offer, one of our mortgage loan officers is here to help you take the next step.

Our Simple Home Loan Processing Steps

No matter which loan you’re interested in, we’ve designed our process to be fast and simple. Here’s how it works:

  1. Get prequalified.
  2. Complete the full application and get approval on a specific property.
  3. Go through the appraisal, underwriting and approval stages.
  4. Sign with a notary to receive your funding.

Partner With a Mortgage Loan Officer in Hammond Today

With loan options designed for every stage of life, Assurance Financial offers the helpful, comprehensive approach to lending you’re looking for. We are available 24/7 to help you find the right loan solution tailored to you.

Apply today to get started.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.