Home Loans - Hammond

I’m purchasing a
home

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my
home

Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners

Dustin

Lexington, SC

"Easy to work with and made magic happen! Thank you!"

Loan Officer

Merrell Johnson
Tyler

Columbus, MS

"Great communication and very easy to work with!"

Loan Officer

Barbara Gaston
Seyed Amir

El Paso, TX

"Ivan was very helpful throughout the proces."

Loan Officer

Ivan Diaz
Abigail

New Iberia, LA

"Great communication, knowledgeable, answers Question quickly!"

Loan Officer

Shelley Bentley
Corey

Baton Rouge, LA

"Great communication as always throughout the entire transaction"

Loan Officer

PJ Tavernit
Brian D

Peyton, CO

"Jim is there for any questions and always on top of everything."

Loan Officer

Jim Nunn
Rachael Marie

Haughton, LA

"first time home buying rocky made things so easy and didnt have much to stress about"

Loan Officer

Rocky Maddox
Alisha J

Peyton, CO

"Very knowledgeable and thorough"

Loan Officer

Jim Nunn
Ray

Prairieville, LA

"Efficient and responsive"

Loan Officer

PJ Tavernit
Dillon

Cherokee, AL

"Helped us get in are first home with ease had a great attitude and was happy to help with all the questions all around great person"

Loan Officer

Barbara Gaston
Angie

Fort Walton Beach, FL

"Everything! Communication, on top of the loan app, not having to beg for info or clear to close. Truly stand out among the rest!"

Loan Officer

Ransom Kelly
Christopher

Anniston, AL

"The process was fast and smoove"

Loan Officer

Rutherford Yeates
Kathleen

Irondale, AL

"Joel and team were in constant communication throughout the entire process. They could not have made the process any easier."

Loan Officer

Joel Holmes
Danny

Luverne, AL

"Micah did what he said he would do with no surprises. Thanks, Micah."

Loan Officer

Micah Garrett
Tracy

Irondale, AL

"Joel was very efficient and guided a first time buyer WITH a first time buyer side realtor in a seamless transaction."

Loan Officer

Joel Holmes
Cody L

Arnaudville, LA

"The amount of assistance, communication and support giving was great."

Loan Officer

Shelley Bentley
Marcie

Opelousas, LA

"Shelley is always a pleasure to work with. I give her all of my referrals. She is very knowledgeable."

Loan Officer

Shelley Bentley
Erin Melofsky

"Such an amazing group! Helped us get exactly what we need, explained everything to us perfectly. Wonderful wonderful people!"

Loan Officer

9:00am - 5:00pm M-F

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Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call (225) 218-9746

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Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

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See how much house you can afford

Estimate your home buying budget before you fall in love.

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Finding a home in Hammond can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

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Connect with a Hammond loan officer

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Assurance Financial Hammond

806 Roma Ave
Hammond, LA 70403
985-951-3104

Hammond, Louisiana Mortgage Lenders

Whether you aim to purchase a new home or refinance your current home, Assurance Financial is here to help you start. We have a team of professionals who will make sure you discover the right loan type based on your specific needs.

Ready to begin? Our home loan officers in Hammond, Louisiana, are here to guide you every step of the way, ensuring you reach your home financing goals.

What Can Assurance Financial Do for You?

Here at Assurance Financial, we are proud to meet our community’s lending needs. When you choose our Hammond home lender office, you’ll have access to:

  • VA loans: If you’ve served or are an eligible family member, you may qualify for a VA loan. These loans offer benefits ranging from little to no down payment to no pre-payment penalties.
  • FHA loans: FHA loans offer an alternative to conventional financing. FHA loans are ideal for low- and moderate-income households, providing lower down payment options.
  • Construction loans: Available to individuals who are building or renovating a home, our construction loans offer competitive rates and fees and flexible draw schedules.
  • Non-qualified loans: Also known as non-qualified mortgage (QM) loans, our non-qualified loans are perfect for those with lower credit scores.
  • Modular home loans: Modular home loans, as the name suggests, are designed specifically for individuals who are purchasing a prefabricated or manufactured home.
  • Jumbo loans: Our jumbo loans can be used for owner-occupied houses, second homes or investment properties. You can also use them for non-conforming loans that exceed government-set limits.
  • First-time home loans: If you are a first-time homebuyer, you can qualify for a first-time home loan that offers a helpful cash buffer.
  • Conventional loans: Perfect for individuals who are financially stable, conventional loans offer benefits like different down payment options and the ability to eliminate mortgage insurance with a 20% down payment.
  • USDA RD Loans: Low- and moderate-income borrowers living in rural and suburban areas may qualify for USDA RD loans.

Home Opportunities in Hammond, LA

The city of Hammond is ideally situated near both New Orleans and Baton Rouge. This area is one of the fastest-growing cities in Louisiana, experiencing a great deal of residential and commercial growth. You’ll come across several historical buildings downtown and find all kinds of popular attractions and events nearby.

If it’s your dream to experience all that this city has to offer, one of our mortgage loan officers is here to help you take the next step.

Our Simple Home Loan Processing Steps

No matter which loan you’re interested in, we’ve designed our process to be fast and simple. Here’s how it works:

  1. Get prequalified.
  2. Complete the full application and get approval on a specific property.
  3. Go through the appraisal, underwriting and approval stages.
  4. Sign with a notary to receive your funding.

Partner With a Mortgage Loan Officer in Hammond Today

With loan options designed for every stage of life, Assurance Financial offers the helpful, comprehensive approach to lending you’re looking for. We are available 24/7 to help you find the right loan solution tailored to you.

Apply today to get started.

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