Real Reviews from Real Homeowners
Jose
Houma, LA
"Russel’s support, advise, and understanding was amazing."
Loan Officer
Russell Jackson
Miles Brandon
Cut Off, LA
"The measure of communication and insight given"
Loan Officer
Courtney Arceneaux
Nichole Crochet
Houma, LA
"Jesse was wonderful to work with. His communication through out the entire process was great."
Loan Officer
Jesse Duplantis
Regina
Houma, LA
"The speed that Kelsy gets back to you is amazing. Working with her was a very pleasant experience!"
Loan Officer
Kelsy Jackson
Drake
Thibodaux, LA
"Amazing woman! Very determined, Quick With responding. Very thorough at her job."
Loan Officer
Klaire Danos
Mackenzie Mistich
Metairie, LA
"Lisa was so easy to work with for our first home mortgage! Thanks for all of your help!"
Loan Officer
Lisa Barker
Michelle
Houma, LA
"Great communication and a seamless process."
Loan Officer
Russell Jackson
James
Houma, LA
"Communication"
Loan Officer
Courtney Arceneaux
Daniel Joseph
Houma, LA
"Process went smooth."
Loan Officer
Jesse Duplantis
Vicky
Houma, LA
"The communication was very frequent and very helpful throughout the entire process."
Loan Officer
Kelsy Jackson
Kali
Houma, LA
"Klaire was so helpful throughout this entire process. I would recommend her to anyone and can't wait to work with her in the future."
Loan Officer
Klaire Danos
Gwendolyn Ann
Gray, LA
"Lisa was very prompt and professional . The transaction was very smooth ! I highly recommend Lisa"
Loan Officer
Lisa Barker
Apply With Our Local Home Loan Experts
Select a Loan Officer to Begin the Process
Russell Jackson
Branch Manager, NMLS #: 173650
Courtney Arceneaux
NMLS #: 829307
Jesse Duplantis
NMLS #: 173863
Kelsy Jackson
NMLS #: 1408405
Klaire Danos
NMLS #: 2395828
Lisa Barker
NMLS #: 171837Get Started With Your Home Loan
Get pre-qualified for a mortgage
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Call (985)-868-7554
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Estimate your home buying budget before you fall in love.
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Finding a home in Houma can be hard. We make finding the right loan type easy.
Simple Application
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Helpful Loan Officers
Incredibly friendly people who put the happy in home buying.
On-Time Closings
We'll get you through your front door on schedule.
Refinancing? Let's talk about your options.
Cash-Out
Make the most out of your equity for home improvements, tuition, or your latest dreams.
Interest Rate
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Loan Term
Lower payments or fewer years? Match your loan with your goals.
Build your dream home with experts guiding you through every step.
Custom Financing Options
We’ll find the best construction loan program to fit your needs.
Flexible Draw Schedules
We work with your contractor to ensure your project stays on track.
Competitive Rates
Set your build budget with a free personalized rate quote now.
Resources
Downloadable Guides
We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
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First-Time Homebuyer Guide
127.28 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (985) 868-7554 anytime.
Click here to download the file -
Refinance Guide
127.2 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (985) 868-7554 anytime.
Click here to download the file -
Construction Guide
203.34 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (985) 868-7554 anytime.
Click here to download the file
Our easy online application walks you through every step.
Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.
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Assurance Financial Houma
1227 Saint Charles Street, Suite B
Houma, LA 70360
985-868-7554
Houma, Louisiana Mortgage Lenders
Assurance Financial believes in the power of homeownership, and our Houma mortgage lenders are ready to help anyone in the area looking to buy a new home or refinance their existing mortgage. Our team cares about what you want and need from a loan provider, and our comprehensive and personalized loan offerings let us be your champion in the home-buying market.
Assurance Financial’s Loan Options
At Assurance Financial, we’re prepared to help our Houma homebuyers through any means necessary. As a full-service mortgage lender, we have ample experience working with all the most common loan types, including:
- Conventional loans: Conventional loans offer a traditional home-buying experience for most individuals. They allow for a range of property types and down payment options.
- First-time home loans: For those new to home-buying or those who have not done so in at least three years, first-time home loans offer more support and guidance in covering down payments, closing costs and mortgage insurance.
- VA loans: Veterans Affairs (VA) loans salute our veterans and active-duty service members by helping them buy a home with 100% financing, little to no down payment requirements and no mortgage insurance payments.
- FHA loans: Federal housing administration (FHA) loans work similarly to conventional loans but generally require a smaller down payment, making homeownership more achievable for those in the low and middle classes.
- Jumbo loans: Jumbo loans help you get the home of your dreams, even when the cost exceeds that allowed for conventional loans.
- Construction loans: Construction loans enable you to build or expand your home instead of buying an existing one on the market. Our construction loans offer superior financing and flexible rates, so we can personalize your loan to your preferences.
- Modular home loans: Pre-manufactured homes are often not eligible for conventional loans. This special type of loan lets you find a modular home that meets your needs.
- USDA RD loans: This rural development (RD) loan from the United States Department of Agriculture (USDA) requires no down payment and helps buyers purchase homes in rural and suburban areas.
- Non-qualified loans: People with low credit scores may encounter obstacles when qualifying for other loans. A qualified mortgage (QM) loan helps bridge this gap and make homeownership possible for everyone.
Why Live in Houma, LA?
Houma offers its residents everything people love about Louisiana, from the best in Cajun delicacies and soulful music to beautiful, natural spaces and year-round celebrations. It is an excellent place to call home for everyone, including young singles, established families and retired people looking to explore the best parts of Louisiana culture. Our mortgage lenders in Houma know and love the area as much as you do, and we will work tirelessly to find a home nearby that suits your preferences and budget.
The Assurance Financial Loan Process
Qualifying for a loan with Assurance Financial is as easy as four steps:
- Get pre-qualified for a loan in about 15 minutes.
- Apply for homeownership of your ideal property.
- Get your new home appraised, underwritten and approved.
- Sign the papers with a notary and get the funding you need to move into your new home.
Partner With Your Houma Mortgage Loan Officers
Submit an application with our Houma home loan officers. We’re on call 24/7 to help you through the buying and lending process.
Ready to Get Started?
You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.