Home Loans - Huntsville

I’m purchasing a
home

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my
home

Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners

Terra Jane

Rogersville, AL

"We had a wonderful experience working with Willie Tucker on our mortgage! He was professional, knowledgeable, responsive, and incredibly helpful throughout the entire process. He made everything easy to understand, kept us informed every step of the way, and made what can often be a stressful process feel smooth and seamless. We truly appreciated his communication, attention to detail, and commitment to making sure everything went well. We highly recommend Willie to anyone looking for an outstanding mortgage experience!"
Read more

for Loan Officer

Willie Tucker
Jill Marie

Huntsville, AL

"Keri is super responsive and explains everything thoroughly. We couldn't be happier with her assistance. 10 out of 10"
Read more

for Loan Officer

Keri Butler
Amy H

Moulton, AL

"Matt was quick to respomd and my buyer talked about how accessible he was. I didn't deal woth Matthew a lot, by my buyers did and they shared with me! Hogly praise Matt."
Read more

for Loan Officer

Matthew Green
Bradley W

Hartselle, AL

"Willie and his team communicated very well with us throughout the process. They were on top of every detail from start to finish. Their care and attention to detail made the entire process go very smoothly."
Read more

for Loan Officer

Willie Tucker
Darrin James

Huntsville, AL

"Keri was very responsive, helpful, and knowledgable. She made the process easy."
Read more

for Loan Officer

Keri Butler
Ashley Vaughan

Moulton, AL

"The communication on each step of the proces. Matt went above and beyond to answer all of our questions and concern."
Read more

for Loan Officer

Matthew Green
Robert

Rogersville, AL

"Incredible communication and clarity provided by Willie and the team throughout the process. Willie took calls on the weekend and while on trave. You have a excellent team there."
Read more

for Loan Officer

Willie Tucker
Rusty

Gurley, AL

"Keri was phenomenal to work with! She answered all my questions and always explained anything I didn't understand."
Read more

for Loan Officer

Keri Butler
Randy R

Loretto, TN

"He is the kindest man that I ever met always ready to help us and explained anything that we ask in such in a professional business manner this is our third home mortgage that we have done with Matt Green he makes us feel like family and his office staff is wonderful as well We are thankful fo Matt all that he has done for us throughout the years Thank you Matt Brenda and Randy Richardson"
Read more

for Loan Officer

Matthew Green
Caden B

Killen, AL

"Super helpful and everything happened smoothly"
Read more

for Loan Officer

Willie Tucker
Rachael

Gurley, AL

"Quick and easy proces."
Read more

for Loan Officer

Keri Butler
Justin

Leighton, AL

"The dedication and hard work"
Read more

for Loan Officer

Matthew Green

Apply With Our Local Home Loan Experts

Select a Loan Officer to Begin the Process

Willie Tucker Branch Manager, NMLS #: 174340
Keri Butler NMLS #: 1025479
Matthew Green NMLS #: 205689
Woman looking at phone

Get started online now.

What can we help you do?

Assurance Financial Huntsville

1101 McMurtrie Drive NW
Suite B2
Huntsville, AL 35806

(256) 325-8944

9:00am - 5:00pm M-F

This field is for validation purposes and should be left unchanged.
Interested in:

Get Started With Your Home Loan

get-pre-qualified

Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call (225) 218-9746

get-free-rate-quote

Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

afford-house

See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Huntsville can be hard. We make finding the right loan type easy.

phone icon

Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

helping hand icon

Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

key clock icon

On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

a line drawing of a wallet filled with money .

Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

a white arrow pointing down with a percent sign above it .

Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

a dart is hitting a target with a dollar sign in the center .

Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

a white icon of a color palette on a black background .

Custom Financing Options

We’ll find the best construction loan program to fit your needs.

a white line drawing of a hammer and nails on a black background .

Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

a house with a percent sign inside of it .

Competitive Rates

Set your build budget with a free personalized rate quote now.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Huntsville loan officer

Get Your Free Rate Quote

Assurance Financial Huntsville

1101 McMurtrie Drive NW, Suite B2
Huntsville, AL 35806
256-325-8944

Huntsville, Alabama Mortgage Lenders

Whether you are trying to buy or refinance your home, turn to Assurance Financial. We have a team of professional mortgage loan officers here in Huntsville who will walk you through the process and make sure you find the right solution based on your financial needs and goals.

What Can Assurance Financial Do for You?

Have you just discovered your dream home, want to downsize for retirement or refinance your current home? No matter what you’re trying to achieve, we are here to help. As a full-service mortgage lender, we have various mortgage options available:

  • VA loans: Our VA loans are available for active duty service members or veterans. Eligible family members may also qualify. This loan offers little to no down payment, 100% financing and no monthly mortgage insurance.
  • FHA loans: An FHA loan is an alternative to a conventional loan. It’s ideal for low- and moderate-income households, offering lower down payment requirements.
  • Construction loans: If you’ll be building a new home, our construction loans offer up to 95% financing, flexible draw schedules and extended lock protection.
  • Non-qualified loans: Non-qualified mortgage (QM) loans are available to those with lower credit scores.
  • Modular home loans: Individuals who are purchasing a prefabricated or manufactured home can apply.
  • Jumbo loans: Buy your dream home even if it exceeds a conforming loan limit with one of our jumbo loans. These loans can serve owner-occupied houses, second homes or investment properties and offer fixed or adjustable rates.
  • First-time home loans: If you are buying a home for the first time or haven’t owned a home in three years, you may qualify for a first-time home loan. This loan provides down payment and closing cost assistance programs and discounted private mortgage insurance.
  • Conventional loans: Financially stable buyers may qualify for a conventional home loan. These loans offer financing for numerous property types and come with various down payment options. Buyers can also eliminate their mortgage insurance with a 20% down payment.
  • USDA RD Loans: Low- and moderate-income buyers can purchase a home in rural and suburban areas. Benefits of a USDA RD loan include no required down payments and 30-year fixed-rate terms.

Home Opportunities in Huntsville, AL

Huntsville is one of Alabama’s most rapidly growing metro areas. While Huntsville is thriving, it also offers lower housing costs than other large metro areas in other parts of the United States. Residents will have access to various historical and cultural attractions. There are also all kinds of restaurants, stores and exhibits waiting to be discovered.

When you work with one of our home loan officers in Huntsville, we’ll help you find the right solution for your budget, needs and lifestyle. You can move into your dream home or refinance or renovate your home while experiencing everything Huntsville offers.

Our Simple Home Loan Processing Steps

Experience a fast and simple application process when working with one of our home lenders in Huntsville. Whether you are a first-time homebuyer or a veteran, we’ll make sure you get the loan you need. Here’s how our process works:

  • Get prequalified by having your credit score pulled and receiving a guaranteed mortgage rate.
  • Complete the full application and get approved on a property.
  • Complete the appraisal, underwriting and approval stages.
  • Sign with a notary and receive your funding.

Partner With a Mortgage Loan Officer in Huntsville Today

At Assurance Financial, we offer a comprehensive and tailored approach to lending. We are available 24/7 to guide you through every step of the application and lending process.

Apply today to start.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.