Home Loans - Montgomery

I’m purchasing a
home

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my
home

Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners

Bridgett A

Montgomery, AL

"Loris was so helpful and patient; great communication throughout the whole proces..."
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for Loan Officer

Lori Harris
Josh Horton

 

"Step 1.) Call Sandy Barrett Step 2.) Worry about nothing ever again"
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for Loan Officer

Bill King
Ellis Blaine

Montgomery, AL

"She was very communicative and willing to help us understand everything being that we were first time buyers. She always had a good attitude and was very sweet, and took care of us every step through the process and made sure we knew what was going on."
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for Loan Officer

Sandy Barrett
Andreka

Elmore, AL

"Whitney was VERY helpful and nice during the entire process!!!"
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for Loan Officer

Whitney Gentry
Anthony Glenn

Prattville, AL

"We had an outstanding experience working with Lori Harris as our loan officer throughout our mortgage process. From start to finish, Lori was professional, knowledgeable, responsive, and genuinely committed to helping us achieve a successful closing. She guided us through every step of the transaction, explained everything clearly, and was always available to answer questions and provide updates. Her attention to detail and proactive communication made what can often be a stressful process feel smooth and manageable. Thanks to Lori's hard work, dedication, and expertise, our mortgage transaction closed successfully on October 9th. We truly appreciated her commitment to making sure everything stayed on track and was completed on time. If you're looking for a loan officer who will go above and beyond for her clients, we highly recommend Lori Harris. She provided exceptional service, and we couldn't be happier with our experience. Thank you, Lori, for helping make our homeownership journey such a positive one! 🏡✨"
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for Loan Officer

Lori Harris
Stephanie A

Montgomery, AL

"Bill was very responsive to all of my questions and the entire team was quick, professional and a joy to work with as well!"
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for Loan Officer

Bill King
LaKeshia T

Montgomery, AL

"very engaged and positive on every conversation we ha crone-effort everything was excellent, outstanding and splendid never ever had a negative input on anything always was positive very much and encourage so they all test and all each time"
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for Loan Officer

Sandy Barrett
Zachary

Huntsville, AL

"Whitney and her team are incredibly intentional and professional helping me navigate this loan process! My absolute top recommendation always! Thank you Whitney!!"
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for Loan Officer

Whitney Gentry
Tammy Hudson

Prattville, AL

"Lori went above and beyond to make sure we knew everything that was happening. She kept us update on the process. She is wonderful and I have already recommended her to friends!"
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for Loan Officer

Lori Harris
Kitha Jackson

 

"Lori H. is so amazing and knowledgeable. Highly recommended!!"
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for Loan Officer

Bill King
Lindsay Michelle

Cecil, AL

"was an excellent Loan Officer! She worked so hard to make sure that we had everything we needed in order to close on time. We had several unique circumstances in our situation, but she worked through all of them to make sure our closing date was not delayed. She is an excellent Loan Officer and we would highly recommend her to anyone in need."
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for Loan Officer

Sandy Barrett
Jeremy

Montgomery, AL

"Whitney Gentry has excellent customer service. I greatly appreciate her for working with me every single step of the."
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for Loan Officer

Whitney Gentry - Assurance Financial
Barbara Jean

Montgomery, AL

"I worked with one of the most qualifie, knowledgeable and sweetest person I have ever worked with. Lori helped me from point A to point Z."
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for Loan Officer

Lori Harris
Judson Derek

Cecil, AL

"Sandy worked so hard to meet our deadline and ensure that our family was taken care of. She made herself available to us even after regular business hours. She worked to make sure every part of the process was as smooth as possible for us. We appreciate all she did to help us get our new home!"
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for Loan Officer

Sandy Barrett
AuBrianna

Selma, AL

"The step-by-step helped ALOT! Made my first time home purchase go by very smooth!!"
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for Loan Officer

Whitney Gentry - Assurance Financial

Apply With Our Local Home Loan Experts

Select a Loan Officer to Begin the Process

Lori Harris Branch Manager, NMLS #: 190332
Bill King NMLS #: 2011832
Sandy Barrett NMLS #: 192327
Whitney Gentry NMLS #: 954687
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Assurance Financial Montgomery

7065 Fain Park Drive
Suite C
Montgomery, AL 36117

(334) 216-7019

9:00am - 5:00pm M-F

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Get Started With Your Home Loan

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Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call (334) 216-7019

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Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

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See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Montgomery can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Montgomery loan officer

Get Your Free Rate Quote

Assurance Financial Montgomery

7065 Fain Park Drive
Suite C
Montgomery, AL 36117
334-216-7019

Montgomery Mortgage Lender

Owning a home is an achievable goal, even if you are a first-time homebuyer. By partnering with Assurance Financial, you can achieve this goal through our flexible financing solutions. Our team will go above and beyond to find a loan solution that fits your financial situation, and we’ll provide the support you need so you feel confident at every step of the homebuying or refinancing process.

Our Lending Options

We offer a variety of loan options, making us a leading choice among mortgage lenders in Montgomery AL:

  • Non-qualified loans: Even if you have a low credit score, homeownership may be within reach through a non-qualified loan.
  • USDA RD Loans: If you want to buy a home in a rural or suburban area, you can apply for a rural development (RD) loan from the United States Department of Agriculture.
  • Modular home loans: A modular home loan is specifically for premanufactured homes.
  • Construction loans: A construction loan has flexible rates for a new build or expanding your current home.
  • Jumbo loans: Buy the home of your dreams, even if it exceeds conventional loan limits, with a jumbo loan.
  • FHA loans: Federal Housing Administration (FHA) loans operate similarly to conventional loans but typically require a smaller down payment to make homeownership more attainable for select homebuyers.
  • VA loans: If you are a veteran or active-duty service member, you may qualify for a Veterans Affairs (VA) loan, which has 100% financing and minimal down payment requirements.
  • First-time home loans: First-time home buyers qualify for a first-time home loan, which provides benefits like additional support with down payments and closing costs.
  • Conventional loans: A conventional loan is an excellent choice for a traditional homebuying experience and provides financing for a range of property types.

Why Live in Montgomery, Alabama?

With a rich history and a vibrant present, Montgomery is a great place to call your future home. From a bustling downtown to hundreds of events for any interest, ranging from live theater to sporting events, Montgomery is an excellent place to set down roots regardless of your age. Our mortgage lenders love the Montgomery area and look forward to welcoming you to the neighborhood.

Our Straightforward Lending Process

Applying for a loan can feel confusing, even to the most experienced homebuyer. Let us change that with our simple, four-step loan process:

  1. Complete our online application to get a quote in 15 minutes or less.
  2. Find your dream home and apply for funding, or submit a refinancing request.
  3. Our team will appraise and underwrite your application and submit it for approval to ensure we’re meeting your expectations.
  4. Once you receive approval for your loan choice, you will sign some final paperwork before closing on your home.

Let Us Help You Find the Right Mortgage Option for Your Needs

Tried of one-size-fits-all financial solutions? By choosing us, you can access personalized loan options. Our team has experience helping homeowners with a variety of financial needs and looks forward to using their knowledge to find the right financing option for you. Submit an application and experience the Assurance Financial difference today!

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.