Home Loans - Montgomery

I’m purchasing a
home

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my
home

Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners

LaQuann

Montgomery, AL

"Thanks. Thanks. Thanks. Thanks"

Loan Officer

Lori Harris
Bertie

Montgomery, AL

"KNOWLEDGE AND EXPERIENCE"

Loan Officer

Lori Harris
Adriane

Montgomery, AL

"Patience, communication, knowledge and customer-service is Lori Harris"

Loan Officer

Lori Harris
Gage Alexander

Monroeville, AL

"I don't have to do anything . Mrs. Lori handled everything and kept me updated"

Loan Officer

Lori Harris

Apply With Our Local Home Loan Experts

Select a Loan Officer to Begin the Process

Lori Harris

Branch Manager, NMLS #: 190332

Sandy Barrett

NMLS #: 192327

Whitney Gentry

NMLS #: 954687
Woman looking at phone

Get started online now.

What can we help you do?

Assurance Financial Montgomery

7065 Fain Park Drive
Suite C
Montgomery, AL 36117

(334) 216-7019

9:00am - 5:00pm M-F

This field is hidden when viewing the form
This field is hidden when viewing the form
Interested in:
This field is for validation purposes and should be left unchanged.

Get Started With Your Home Loan

get-pre-qualified

Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call (334) 216-7019

get-free-rate-quote

Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

afford-house

See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Montgomery can be hard. We make finding the right loan type easy.

phone icon

Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

helping hand icon

Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

key clock icon

On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

a line drawing of a wallet filled with money .

Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

a white arrow pointing down with a percent sign above it .

Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

a dart is hitting a target with a dollar sign in the center .

Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

a white icon of a color palette on a black background .

Custom Financing Options

We’ll find the best construction loan program to fit your needs.

a white line drawing of a hammer and nails on a black background .

Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

a house with a percent sign inside of it .

Competitive Rates

Set your build budget with a free personalized rate quote now.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Montgomery loan officer

Get Your Free Rate Quote

Assurance Financial Montgomery

7065 Fain Park Drive
Suite C
Montgomery, AL 36117
334-216-7019

Montgomery Mortgage Lender

Owning a home is an achievable goal, even if you are a first-time homebuyer. By partnering with Assurance Financial, you can achieve this goal through our flexible financing solutions. Our team will go above and beyond to find a loan solution that fits your financial situation, and we’ll provide the support you need so you feel confident at every step of the homebuying or refinancing process.

Our Lending Options

As a full-service mortgage lender, we offer a range of loan types such as:

  • Non-qualified loans: Even if you have a low credit score, homeownership may be within reach through a non-qualified loan.
  • USDA RD Loans: If you want to buy a home in a rural or suburban area, you can apply for a rural development (RD) loan from the United States Department of Agriculture.
  • Modular home loans: A modular home loan is specifically for premanufactured homes.
  • Construction loans: A construction loan has flexible rates for a new build or expanding your current home.
  • Jumbo loans: Buy the home of your dreams, even if it exceeds conventional loan limits, with a jumbo loan.
  • FHA loans: Federal Housing Administration (FHA) loans operate similarly to conventional loans but typically require a smaller down payment to make homeownership more attainable for select homebuyers.
  • VA loans: If you are a veteran or active-duty service member, you may qualify for a Veterans Affairs (VA) loan, which has 100% financing and minimal down payment requirements.
  • First-time home loans: First-time home buyers qualify for a first-time home loan, which provides benefits like additional support with down payments and closing costs.
  • Conventional loans: A conventional loan is an excellent choice for a traditional homebuying experience and provides financing for a range of property types.

Why Live in Montgomery, Alabama?

With a rich history and a vibrant present, Montgomery is a great place to call your future home. From a bustling downtown to hundreds of events for any interest, ranging from live theater to sporting events, Montgomery is an excellent place to set down roots regardless of your age. Our mortgage lenders love the Montgomery area and look forward to welcoming you to the neighborhood.

Our Straightforward Lending Process

Applying for a loan can feel confusing, even to the most experienced homebuyer. Let us change that with our simple, four-step loan process:

  1. Complete our online application to get a quote in 15 minutes or less.
  2. Find your dream home and apply for funding, or submit a refinancing request.
  3. Our team will appraise and underwrite your application and submit it for approval to ensure we’re meeting your expectations.
  4. Once you receive approval for your loan choice, you will sign some final paperwork before closing on your home.

Let Us Help You Find the Right Mortgage Option for Your Needs

Tried of one-size-fits-all financial solutions? By choosing us, you can access personalized loan options. Our team has experience helping homeowners with a variety of financial needs and looks forward to using their knowledge to find the right financing option for you. Submit an application and experience the Assurance Financial difference today!

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.