Real Reviews from Real Homeowners
Brian
Lexington, SC
"Dan is the best lender we have ever worked with. He knows what he is doing and is sure to get you across the finish line"
Loan Officer
Dan Kadar
Lori
Irmo, SC
"Communication is everything "
Loan Officer
Brad Hepps
Jill
Richmond, VA
"Clavis was responsive and informative. He helped my buyer by closely watching the market so she could lock in at a lower rate."
Loan Officer
Clavis Smith
Nancy Anne Louise
Beaufort, SC
"Matthew communicated clearly and helpfully throughout the process"
Loan Officer
Matthew Dailey
Heather
Lexington, SC
"Absolutely amazing! I love recommending my clients to Merrell."
Loan Officer
Merrell Johnson
Valdemar Nunes
Blythewood, SC
"Michele is super responsive and works so hard to get you the very best deal!"
Loan Officer
Michele Rodgers
Matthew
Charleston, SC
"Thank you for taking care of my brother and I when it came to buying our first home. Look forward to working on more deals."
Loan Officer
Patrick Roberts
Sospeter
Columbia, SC
"Courteousness, responsive, and professionalism."
Loan Officer
Dan Kadar
Norris (Mac)
"Brad kept me informed during the entire process and was very responsive when I had questions or concerns."
Loan Officer
Brad Hepps
Amy
Beaufort, SC
"Matthew is extremely responsive and knowledgeable, as well as a great listener to the clients’ needs."
Loan Officer
Matthew Dailey
Kayla
Anderson, SC
"Merrell saved the day with a loan program we had not heard of before! Thank you for saving the transaction & being such a great lender!"
Loan Officer
Merrell Johnson
Gina L
Blythewood, SC
"Everything! Michele was awesome!"
Loan Officer
Michele Rodgers
Apply With Our Local Home Loan Experts
Select a Loan Officer to Begin the Process
Dan Kadar
Branch Manager, NMLS #: 302422
Brad Hepps
NMLS #: 1582775
Clavis A. Smith
NMLS #: 195226
John Licciardi
NMLS #: 2137072
Matthew Dailey
NMLS #: 1485560
Merrell Johnson
NMLS #: 2188462
Michele Rodgers
NMLS #: 257154
Patrick Roberts, MBA
NMLS #: 2482096
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What can we help you do?
Get Started With Your Home Loan
Get pre-qualified for a mortgage
Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.
Call 803-888-3881
Get a free rate quote
Get a free personalized rate quote in minutes with the help of our mortgage experts.
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See how much house you can afford
Estimate your home buying budget before you fall in love.
Calculate your payment
Finding a home in Charleston can be hard. We make finding the right loan type easy.
Simple Application
Click a few buttons, and complete your application in as little as 15 minutes!
Helpful Loan Officers
Incredibly friendly people who put the happy in home buying.
On-Time Closings
We'll get you through your front door on schedule.
Refinancing? Let's talk about your options.
Cash-Out
Make the most out of your equity for home improvements, tuition, or your latest dreams.
Interest Rate
Have you compared your current rate to ours lately? No harm in asking.
Loan Term
Lower payments or fewer years? Match your loan with your goals.
Build your dream home with experts guiding you through every step.
Custom Financing Options
We’ll find the best construction loan program to fit your needs.
Flexible Draw Schedules
We work with your contractor to ensure your project stays on track.
Competitive Rates
Set your build budget with a free personalized rate quote now.
Resources
Downloadable Guides
We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
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First-Time Homebuyer Guide
126.91 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (803) 888-3881 anytime.
Click here to download the file -
Refinance Guide
127.28 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (803) 888-3881 anytime.
Click here to download the file -
Construction Guide
203.27 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (803) 888-3881 anytime.
Click here to download the file
Our easy online application walks you through every step.
Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.
Start your application
Connect with a Charleston loan officer
Get Your Free Rate Quote
Assurance Financial Charleston
Charleston Home Lenders
Assurance Financial is proud to be a full-service mortgage lender in Charleston, South Carolina, helping homebuyers and owners achieve their dreams. Whether you are looking to buy or refinance a home, you can trust our mortgage professionals to walk you through our different loan options to find a fitting financial solution for your needs and budget.
Discover the Loan Option That Meets Your Needs
Our mortgage loan officers in Charleston will work with you to understand your homeownership goals and create customized solutions that enable you to reach those objectives. We offer a few different loan types, including:
- VA loans: VA loans allow active duty service members, veterans and qualifying family members to enjoy benefits such as little to no down payment and lower closing costs.
- FHA loans: An FHA loan is ideal for low- and moderate-income households since it offers more flexible guidelines than a conventional loan.
- Construction loans: If you plan to build or renovate your home, you may qualify for a construction loan that offers the funding you need with benefits such as a flexible draw schedule.
- Nonqualified loans: Nonqualified loans are ideal for those with lower credit scores.
- Modular home loans: You may qualify for a modular home loan if you purchase a manufactured or prefabricated home.
- Jumbo loans: Jumbo loans can offer several benefits, such as fixed or adjustable rates, to individuals with a loan that exceeds set government limits.
- First-time home loans: If you are buying your first home or haven’t owned a home in three years, you may qualify for a first-time home loan.
- Conventional loans: Financially stable buyers or owners with good credit and the ability to make a down payment may qualify for a conventional loan.
- USDA RD: USDA RD loans are available for low- and moderate-income households looking to purchase a home in a rural or suburban area.
Home Opportunities in Charleston
Charleston is a vibrant place rich with culture, diversity and history. This Atlantic Coast city offers endless opportunities for exploration and adventure, whatever your interests may be. From museums and theaters to water sports events and festivals, there are plenty of activities and places to keep you busy throughout the year. Charleston is also family-friendly, and there are many opportunities and amenities to make it the perfect home for professionals and those looking to retire.
Our Simple Loan Application Process
When you work with one of our home loan officers at our Charleston location, you can enjoy a seamless loan application process. Here’s a quick rundown:
- Get pre-qualified in just 15 minutes.
- Complete the application and get approved for a property.
- Let our team finish the appraisal, underwriting and approval stages.
- Sign with a notary to receive your funding.
Reach out to a Charleston Mortgage Lender Today
As your mortgage lender in Charleston, Assurance Financial is here to support your homeownership goals in this beautiful city. Ready to find the right loan? Apply now to begin! You can also contact a mortgage professional online to discuss your questions and our services.
Ready to Get Started?
You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.