Home Loans - Niceville

Niceville Mortgage Lender

Are you searching for the right mortgage lender? At Assurance Financial, we understand how difficult it can be to find a mortgage lender who meets your exact financial needs, which is why we offer a personalized approach to lending. Our team of professional lenders can help you find financial solutions for anything from buying your first home to refinancing your current property.

Our Loan Options

Whether your dream home is on Rocky Bayou or near Plew Lake, our mortgage officers can help make it a reality. They can also provide financial assistance for mortgage refinancing so you can remain in your current home with greater financial flexibility.

Regardless of your financial requirements, Assurance Financial is here to ensure the financing process is as smooth as possible. We are a full-serve mortgage lender and will take the time to consider all options and loan types to find a financial solution that meets your goals. Some of our many financial options include:

• Non-qualified loans
• Modular home loans
• Construction loans
• Jumbo loans
• First-time home loans
• United States Department of Agriculture Rural Development (USDA RD) loans
• Federal Housing Administration (FHA) loans
• Veterans Affairs (VA) loans
• Conventional Loans

What Would Homeownership in Niceville Look Like?

Nestled along Choctawhatchee Bay in the panhandle of Florida, Niceville is a friendly town that attracts people of all ages. This city offers plenty of outdoor activities such as fishing, hiking and boating to make it ideal for those looking for a more active lifestyle. Residents can also enjoy many amenities and activities such as museums, shopping and restaurants, making this city a great place to put down roots.

Our home loan officers in Niceville are ready to help you find or stay in your dream home. They will take the time to understand your financial requirements and create a customized lending plan.

Our Simplified Loan Process

Our team will be here for you through every step of the buying journey, regardless of whether you’re a first-time homebuyer or an experienced landowner. We know applying for a loan can be confusing, so we’ve simplified the process. Our four-step system includes:

1. Prequalify: Complete our basic application and get a quote in 15 minutes or less to see if we’re the right financial fit.
2. Apply: You can apply for funding once you find your dream home. Or, if you’re refinancing, you can submit a request for a refinance at your convenience.
3. Application processing: After you submit your application, we will appraise the property and underwrite your application before submitting it for approval, keeping everyone on the same page.
4. Home funding: Once you get approval for your loan and sign all the necessary paperwork, you’re ready to close on your home!

Start Your Application Today!

What if there was a lender who offered a personalized approach to home loans? With Assurance Financial, there is. Our Niceville mortgage lenders are here to help you make your homeownership dreams come true, and we’re happy to work with you to find the right lending solution. Submit an application to start the process today!