Home loans - Columbia, South Carolina

I’m purchasing a
home

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my
home

Is a better opportunity knocking? We're here to answer.

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Monday – Friday 8:00am – 5:00pm CST

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1-866-790-7980






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    Let our digital assistant, Abby, lead the way.

    Apply with Abby

    Finding a home in Columbia can be hard. We make finding the right loan type easy.

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    Simple Application

    Click a few buttons, and complete your application in as little as 15 minutes!

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    Helpful Loan Officers

    Incredibly friendly people who put the happy in home buying.

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    On-Time Closings

    We'll get you through your front door on schedule.

    Refinancing? Let's talk about your options.

    Cash-Out

    Make the most out of your equity for home improvements, tuition, or your latest dreams.

    Interest Rate

    Have you compared your current rate to ours lately? No harm in asking.

    Loan Term

    Lower payments or fewer years? Match your loan with your goals.

    TESTIMONIALS
    The entire team at Assurance could not possibly have made the application process more simple and seamless .…
    P. Tokarz, Baton Rouge, LA
    Smooth Mortgage Transaction all the way!
    B. Lollis, Lexington, SC
    Was great in getting the appraisal done quickly, and provided all the info needed about the house and nearby homes.
    A. El Solh, Austin, TX
    The financing process is easy and straight to the point. very efficient and fast!
    A. Hicks, Hueytown, AL
    assurance financial testimonial from alyssa
    testimonial from mallory
    assurance financial testimonial from kayla and nolan
    assurance financial testimonial from chris

    Connect with a Columbia loan officer

    Get Your Free Rate Quote

    Have you met Abby?

    Available 24/7 regardless of your location, Abby is here to help get you started.

    Prepare your loan application with the help of our talented digital assistant.

    Say Hello

    Ready to Get Started?

    You’ve come to the right place. We’re ready to give you a
    first-class experience in applying for a home loan.

    Our Branch Location

    Assurance Financial Columbia

    2222 Devine St.

    Columbia, SC 29205 

    803-888-3882

    Mortgage Lenders in Columbia, South Carolina

    Located in the heart of South Carolina, Columbia blends world-class manufacturing, medical and military establishments into one diverse metropolitan area. The state’s capital city holds onto its historical roots in architecture and culture, yet keeps evolving as new residents decide to join the regional population of over 800,000.

    Has the complexity of the home loan process kept you in one place for longer than you’d like? Abby can get your application on the move! Thanks to her comprehensive advice and easy directions, you can pre-qualify online for a Columbia home mortgage in just 15 minutes.

    What Can Assurance Financial Provide to Future and Current Homeowners?

    As a federally recognized and independent lender company here in Columbia, we can complete end-to-end loan processing under one roof to truly streamline the home-buying experience for you. You can explore every modern loan option with us, including:

    • First-time homebuyer loans
    • Conventional home loans
    • Jumbo loans above the existing government limit
    • Construction home loans
    • VA, USDA rural development, or FHA

    We do more than help you obtain a shiny set of keys — rely on us for refinancing and restructuring your mortgage to suit your future goals. Our data-driven experts can customize a plan that accommodates your ideal down payment, loan duration and more.

    The Exciting Opportunities for Columbia Residents

    Thanks to the warm climate that lasts year-round, Columbia residents are often able to step outside and enjoy the city parks and natural greenery. Water lovers can take their fishing gear or boats out onto the waterways or to nearby Lake Murray for a weekend getaway. And when the State Fair rolls into town, you won’t have to travel far to experience the famous food and attractions!

    A short distance from downtown, you’ll find cozy wooded communities with affordable housing and great schools for young families. So whichever neighborhood you’re preparing to call home, Assurance Financial helps you get the funding you need to live there comfortably.

    How Do I Get Approved for a Home Loan?

    Let’s cover the four basic parts to securing a typical loan, beginning with an online application:

    • Pre-qualification: With just 15 minutes to enter your identification and finances, you can receive your free mortgage rate quote!
    • Application: Your given rate helps you shop for a suitable home or request a refinance from a mortgage firm.
    • Processing: A lender then reviews the information and completes underwriting services before approval.
    • Funding: After closing, it’s finally time to write down signatures and put the loan in your possession!

    Check out the full loan process. Anytime during the process, ask a qualified adviser at Assurance Financial if you want to cover the steps in more detail.

    Complete a Quick, Easy Application in Minutes With Abby!

    As one of the highest-rated mortgage companies in Columbia, trust us to provide exceptional service that values your time. Abby will help organize your documents and crunch the numbers with no faxing necessary. Anytime you’re ready to begin your path to homeownership, let our digital assistant simplify the process and connect you with a licensed loan advisor to handle the rest.

    Begin building your 15-minute online application and see if you pre-qualify today!