Home Loans - Florence, Alabama

Assurance Financial Florence

4050 Helton Drive, Suite 301

Florence, AL 35630

256-325-8944

Mortgage Lenders in Florence, Alabama

Assurance Financial strives to help people like you find or refinance the home of their dreams. Whether you’re looking for a fixer-upper you can make your own or you want a move-in ready paradise, our Florence home loan officers will help you find it. We listen to your wants and needs and work within your budget to find achievable solutions that align with your goals.

What Assurance Financial Does

At Assurance Financial, we believe in being the people’s people, ensuring you have access to any loan type you qualify for. We regularly work with:

• VA loans: Veterans and military members can benefit from loans with little or no down payments and 100% financing without monthly fees for mortgage insurance.
• FHA loans: Lower your down payment when you qualify for a loan through the Federal Housing Administration (FHA).
• First-time home loans: This loan is ideal for those new to the home-buying process, offering support for down payments, closing costs and mortgage insurance.
• Conventional loans: Eliminate mortgage insurance requirements by agreeing to a 20% down payment with a conventional loan.
• USDA RD loans: Lower- and middle-class applicants can qualify for a rural development (RD) loan through the United Starts Department of Agriculture (USDA), which comes with fixed-rate terms and minimal down payment requirements.
• Jumbo loans: Jumbo loans allow homeowners to exceed the limits of conventional loans.
• Construction loans: Build or expand your home with this special construction loan.
• Modular home loans: Find the perfect cookie-cutter home with a modular home loan.
• Non-qualified loans: Even people with low credit scores can achieve homeownership with a qualified mortgage (QM).

Living in Florence, AL

The people of Florence take pride in being an economic hub in the state, home to the University of Alabama and numerous festivals and major events throughout the year. You’ll find no shortage of entertainment throughout the city, yet most people live in the suburbs, enjoying a nice, quiet life just a short drive from the hustle and bustle.

Groups from young professionals to retired older adults have found their forever homes in Florence. Whoever you are, our mortgage loan officers are ready to help you find a place that works with your budget and gives you everything you want in a home.

Get a Home Loan With Ease

Buying a home can feel complicated, so our approval process is anything but. In four simple steps, you’ll be on your way to homeownership:

1. Pre-qualify: Get a quote in 15 minutes or less with our basic application to see if we’re the right fit for you.
2. Apply: Find your dream home and apply for funding, or submit your request to refinance your current Florence home.
3. Application processing: Give us some time to appraise and underwrite your application so we can get on the same page.
4. Home funding: Get approval, sign the papers and close on your home!

Partner With One of the Leading Mortgage Lenders in Florence

You deserve a personalized approach to home financing, and Assurance Financial is ready to oblige. Our team of Florence mortgage lenders is available around the clock to advise you on your options and deliver comprehensive solutions for your lending needs. We take your situation seriously because our goal is to help you achieve yours. Submit an application, and let us show you why we’re one of the most well-known mortgage lenders around.