Real Reviews from Real Homeowners
David
Altoona, AL
"Eric is great yo work with will use him for all of my transactions in the future"Read more
for Loan Officer
Eric Kelly
Keely
"Alex and Rutherford went above and beyond - never leaving a question unanswered and promptly responded no matter what time of day it was. We can't thank them enough for all of their hard work and dedication!!"Read more
for Loan Officer
Lindsey Ravenhorst
Zackery David
Odenville, AL
"Went above and beyond. Helped me to figure taxes out so to get the loan and everything. Did more tha what the job title demanded."Read more
for Loan Officer
David Markle
Jessica Lynn
Attalla, AL
"Taking the time to clarify any questions, kind when suggestions and answers differ--Joel made sure we did what was best for our family and our situation."Read more
for Loan Officer
Joel Holmes
Chasiti
Odenville, AL
"My clients had to change lenders in the 4th quarter. Rutherford stepped in and was able to get us to the closing table. So appreciative of his communication with them along the way, speaking up on their behave and working with both agents to get the deal done."Read more
for Loan Officer
Rutherford Yeates
Alaisa
"Rutherford here is excellent at communication. I was constantly texting him with questions, and he always made time to answer every single one! Such a smooth process and planning was demonstrated. Thank you so much!"Read more
for Loan Officer
Savannah Funderburg
Minnie
"So quick, efficient and responsive! A real pleasure to work with, thank you!!"Read more
for Loan Officer
Lindsey Ravenhorst
Emily Morgan
Odenville, AL
"David was absolutely awesome to work with! He had excellent communication, always responded quickly, gave us straight answers, and offered great advice throughout the entire process. He went above and beyond his job title and took so much work off our hands. We truly couldn’t have asked for a better lender!"Read more
for Loan Officer
David Markle
Joshua Lyn
Attalla, AL
"Joel was extremely helpful answering g my questions and making sure I understood and was aware of the process."Read more
for Loan Officer
Joel Holmes
Lety
Birmingham, AL
"I highly recommend Rutherford And his team. Communication was excellent throughout the entire process. He made everything smooth and easy, even with the language barrier, as I was translating for my Spanish-speaking clients. He was patient, responsive, and always kept us updated. He also worked hard to get my clients a great interest rate. As a real estate agent, I truly appreciate working with a lender who makes the process stress-free for everyone involved. Looking forward to working together again!"Read more
for Loan Officer
Rutherford Yeates
Bonnie
"Rutherford Yeates is an excellent lender with top notch communication skills. As a Realtor, I have had multiple closings with him and his team. My buyers have all had successful closings with no surprises in the end."Read more
for Loan Officer
Savannah Funderburg
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Assurance Financial Birmingham
500 Office Park Drive
Suite 410
Birmingham, AL 35223
(205) 776-8400
9:00am - 5:00pm M-F
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Get Started With Your Home Loan
Get pre-qualified for a mortgage
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Call (205) 776-8400
Get a free rate quote
Get a free personalized rate quotein minutes with the help of our mortgage experts.
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See how much house you can afford
Estimate your home buying budget before you fall in love.
Calculate your payment
Finding a home in Birmingham can be hard. We make finding the right loan type easy.
Simple Application
Click a few buttons, and complete your application in as little as 15 minutes!
Helpful Loan Officers
Incredibly friendly people who put the happy in home buying.
On-Time Closings
We'll get you through your front door on schedule.
Refinancing? Let's talk about your options.
Cash-Out
Make the most out of your equity for home improvements, tuition, or your latest dreams.
Interest Rate
Have you compared your current rate to ours lately? No harm in asking.
Loan Term
Lower payments or fewer years? Match your loan with your goals.
Build your dream home with experts guiding you through every step.
Custom Financing Options
We’ll find the best construction loan program to fit your needs.
Flexible Draw Schedules
We work with your contractor to ensure your project stays on track.
Competitive Rates
Set your build budget with a free personalized rate quote now.
Resources
Downloadable Guides
We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
-
First-Time Homebuyer Guide
134.1 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (205) 776-8400 anytime.
Click here to download the file -
Refinance Guide
1.34 MiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (205) 776-8400 anytime.
Click here to download the file -
Construction Guide
314.41 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (205) 776-8400 anytime.
Click here to download the file
Our easy online application walks you through every step.
Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.
Start your application
Connect with a Birmingham loan officer
Get Your Free Rate Quote
Assurance Financial Birmingham
500 Office Park Dr #410
Birmingham, AL 35223
205-776-8400
Birmingham, Alabama Mortgage Lenders
Assurance Financial has a team of professional mortgage lenders in Birmingham, ready to serve you and help you reach your goals. Whether you want to buy a new home in the area or refinance your current residence, you can trust us to deliver the customized solutions that make your dreams a reality. Assurance Financial is proud to be one of the trusted home loan companies serving the Birmingham community.
What Can the Birmingham Mortgage Lenders at Assurance Financial Do for You?
As a full-service mortgage lender in Birmingham, Assurance Financial has the resources and capabilities to handle the entire loan process in-house. Our experienced mortgage professionals will work with you to discover the ideal loan for your situation. We can even tailor some loan options to accommodate your needs and budget requirements.
Our loan options include:
- VA loans for active service members, veterans and qualifying family members.
- FHA loans for households needing flexible guidelines.
- Construction loans for those building or renovating.
- Nonqualified loans for homebuyers with lower credit scores.
- Modular home loans for individuals purchasing prefabricated houses.
- Jumbo loans for those who exceed government loan limits.
- First-time home loans for first-time buyers.
- Conventional loans for financially stable individuals with good credit.
- USDA RD loans for homeowners in rural or suburban areas.
Home Opportunities in Birmingham
Birmingham is one of Alabama’s largest cities, offering countless opportunities for individuals and families from all walks of life. The city hosts a variety of dining, entertainment and education options, with many kid- and pet-friendly activities and events for everyone to enjoy. Birmingham gives you all the conveniences and amenities you’d expect from a thriving city while offering breathtaking views and outdoor adventure.
Our home loan officers in Birmingham know the area well and will guide you in finding the right loan for your needs, budget and lifestyle. Whether you want to buy your dream home in the city or refinance your current place in the suburbs, you can trust our mortgage professionals to help.
What’s the Online Application Process Like?
Our online application is straightforward and secure, creating a safe and seamless experience. We use the latest application technology to streamline the process, and our mortgage professionals are always available to answer your questions and guide you through the application.
Complete our loan approval process with these simple steps:
- Get pre-qualified: In as little as 15 minutes, you can get a mortgage rate quote based on your basic financial history.
- Fill out an application: Once you know what you can shop for, you can complete an application to buy or refinance a specific property.
- Let us handle processing: Our team will take care of the appraisal and underwriting stages to prepare your application for final approval.
- Receive your funding: After closing costs are settled, you can sign with a notary and get the keys to your place.
Apply for a Loan Today
Assurance Financial is proud to serve individuals and families in Birmingham, helping them achieve their goals and move into their dream houses — you could be next! Connect with us to discuss your specific mortgage needs with one of our mortgage loan officers at our Birmingham location. When you’re ready to start your homeownership journey, complete our online application.
Ready to Get Started?
You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.