Home Loans - Birmingham

Assurance Financial Birmingham

500 Office Park Dr #410
Birmingham, AL 35223
720-655-9559

Birmingham, Alabama Mortgage Lenders

Assurance Financial has a team of professional mortgage lenders in Birmingham, ready to serve you and help you reach your goals. Whether you want to buy a new home in the area or refinance your current residence, you can trust us to deliver the customized solutions that make your dreams a reality. Assurance Financial is proud to be one of the trusted home loan companies serving the Birmingham community.

What Can the Birmingham Mortgage Lenders at Assurance Financial Do for You?

As a full-service mortgage lender in Birmingham, Assurance Financial has the resources and capabilities to handle the entire loan process in-house. Our experienced mortgage professionals will work with you to discover the ideal loan for your situation. We can even tailor some loan options to accommodate your needs and budget requirements.

Our loan options include:

• VA loans for active service members, veterans and qualifying family members.
• FHA loans for households needing flexible guidelines.
• Construction loans for those building or renovating.
• Nonqualified loans for homebuyers with lower credit scores.
• Modular home loans for individuals purchasing prefabricated houses.
• Jumbo loans for those who exceed government loan limits.
• First-time home loans for first-time buyers.
• Conventional loans for financially stable individuals with good credit.
• USDA RD loans for homeowners in rural or suburban areas.

Home Opportunities in Birmingham

Birmingham is one of Alabama’s largest cities, offering countless opportunities for individuals and families from all walks of life. The city hosts a variety of dining, entertainment and education options, with many kid- and pet-friendly activities and events for everyone to enjoy. Birmingham gives you all the conveniences and amenities you’d expect from a thriving city while offering breathtaking views and outdoor adventure.

Our home loan officers in Birmingham know the area well and will guide you in finding the right loan for your needs, budget and lifestyle. Whether you want to buy your dream home in the city or refinance your current place in the suburbs, you can trust our mortgage professionals to help.

What’s the Online Application Process Like?

Our online application is straightforward and secure, creating a safe and seamless experience. We use the latest application technology to streamline the process, and our mortgage professionals are always available to answer your questions and guide you through the application.

Complete our loan approval process with these simple steps:

1. Get pre-qualified: In as little as 15 minutes, you can get a mortgage rate quote based on your basic financial history.
2. Fill out an application: Once you know what you can shop for, you can complete an application to buy or refinance a specific property.
3. Let us handle processing: Our team will take care of the appraisal and underwriting stages to prepare your application for final approval.
4. Receive your funding: After closing costs are settled, you can sign with a notary and get the keys to your place.

Apply for a Loan Today

Assurance Financial is proud to serve individuals and families in Birmingham, helping them achieve their goals and move into their dream houses — you could be next! Connect with us to discuss your specific mortgage needs with one of our mortgage loan officers at our Birmingham location. When you’re ready to start your homeownership journey, complete our online application.