Real Reviews from Real Homeowners
James Brad
Homewood, AL
"Eric and his team were on top of everything through the whole process. Would highly recommend."
Loan Officer
Eric Kelly
Minnie
"So quick, efficient and responsive! A real pleasure to work with, thank you!!"
Loan Officer
Lindsey Ravenhorst
Alicia
Meridianville, AL
"Thank you for getting the sale done quickly!"
Loan Officer
Amberly Jones
Lora
Columbiana, AL
"Jennifer is Awesome!!"
Loan Officer
Jennifer Strickland
Peter R
Hoover, AL
"Great handling of my needs and personal attention."
Loan Officer
Kat Gannon
Timothy
Pelham, AL
"PJ was a go-getter from the beginning... He set a goal for us and hit it out of the pit park!"
Loan Officer
PJ Shackelford
David
Birmingham, AL
"Simply put, Rud gets it done no matter what! I will always recommend him and his team to future clients."
Loan Officer
Rutherford Yeates
Sue
Graysville, AL
"Lots of emails and follow ups ,"
Loan Officer
Eric Kelly
Diane
Ellijay, GA
"Ms Ravenhorst was a pleasure to work with. Anytime I called or texted, she was available."
Loan Officer
Lindsey Ravenhorst
LaTonya D
Birmingham, AL
"Courteous, Stayed in touch, whenever I called ready and with a response. The entire process was an excellent experience. Thank you all!!"
Loan Officer
Amberly Jones
Sue
Alabaster, AL
"Jennifer and her team were awesome to work with!"
Loan Officer
Jennifer Strickland
Chris
Trussville, AL
"Communicated well and made the process smooth"
Loan Officer
Kat Gannon
Apply With Our Local Home Loan Experts
Select a Loan Officer to Begin the Process
Eric Kelly
Branch Manager, NMLS #: 78396
Alex Ravenhorst
NMLS #: 1561328
Amberly Jones
NMLS #: 2410498
Jennifer Strickland
NMLS #: 664052
Kat Gannon
NMLS #: 1515090
PJ Shackelford
NMLS #: 1958633
Rutherford Yeates
NMLS #: 2096232
Savannah Funderburg
NMLS #: 1765507Get Started With Your Home Loan
Get pre-qualified for a mortgage
Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.
Call (225) 218-9746
Get a free rate quote
Get a free personalized rate quotein minutes with the help of our mortgage experts.
Speak with an expert now
See how much house you can afford
Estimate your home buying budget before you fall in love.
Calculate your payment
Finding a home in Birmingham can be hard. We make finding the right loan type easy.
Simple Application
Click a few buttons, and complete your application in as little as 15 minutes!
Helpful Loan Officers
Incredibly friendly people who put the happy in home buying.
On-Time Closings
We'll get you through your front door on schedule.
Refinancing? Let's talk about your options.
Cash-Out
Make the most out of your equity for home improvements, tuition, or your latest dreams.
Interest Rate
Have you compared your current rate to ours lately? No harm in asking.
Loan Term
Lower payments or fewer years? Match your loan with your goals.
Build your dream home with experts guiding you through every step.
Custom Financing Options
We’ll find the best construction loan program to fit your needs.
Flexible Draw Schedules
We work with your contractor to ensure your project stays on track.
Competitive Rates
Set your build budget with a free personalized rate quote now.
Resources
Downloadable Guides
We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
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First-Time Homebuyer Guide
127.27 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (205) 776-8400 anytime.
Click here to download the file -
Refinance Guide
127.13 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (205) 776-8400 anytime.
Click here to download the file -
Construction Guide
203.38 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (205) 776-8400 anytime.
Click here to download the file
Our easy online application walks you through every step.
Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.
Start your application
Connect with a Birmingham loan officer
Get Your Free Rate Quote
Assurance Financial Birmingham
500 Office Park Dr #410
Birmingham, AL 35223
720-655-9559
Birmingham, Alabama Mortgage Lenders
Assurance Financial has a team of professional mortgage lenders in Birmingham, ready to serve you and help you reach your goals. Whether you want to buy a new home in the area or refinance your current residence, you can trust us to deliver the customized solutions that make your dreams a reality. Assurance Financial is proud to be one of the trusted home loan companies serving the Birmingham community.
What Can the Birmingham Mortgage Lenders at Assurance Financial Do for You?
As a full-service mortgage lender in Birmingham, Assurance Financial has the resources and capabilities to handle the entire loan process in-house. Our experienced mortgage professionals will work with you to discover the ideal loan for your situation. We can even tailor some loan options to accommodate your needs and budget requirements.
Our loan options include:
- VA loans for active service members, veterans and qualifying family members.
- FHA loans for households needing flexible guidelines.
- Construction loans for those building or renovating.
- Nonqualified loans for homebuyers with lower credit scores.
- Modular home loans for individuals purchasing prefabricated houses.
- Jumbo loans for those who exceed government loan limits.
- First-time home loans for first-time buyers.
- Conventional loans for financially stable individuals with good credit.
- USDA RD loans for homeowners in rural or suburban areas.
Home Opportunities in Birmingham
Birmingham is one of Alabama’s largest cities, offering countless opportunities for individuals and families from all walks of life. The city hosts a variety of dining, entertainment and education options, with many kid- and pet-friendly activities and events for everyone to enjoy. Birmingham gives you all the conveniences and amenities you’d expect from a thriving city while offering breathtaking views and outdoor adventure.
Our home loan officers in Birmingham know the area well and will guide you in finding the right loan for your needs, budget and lifestyle. Whether you want to buy your dream home in the city or refinance your current place in the suburbs, you can trust our mortgage professionals to help.
What’s the Online Application Process Like?
Our online application is straightforward and secure, creating a safe and seamless experience. We use the latest application technology to streamline the process, and our mortgage professionals are always available to answer your questions and guide you through the application.
Complete our loan approval process with these simple steps:
- Get pre-qualified: In as little as 15 minutes, you can get a mortgage rate quote based on your basic financial history.
- Fill out an application: Once you know what you can shop for, you can complete an application to buy or refinance a specific property.
- Let us handle processing: Our team will take care of the appraisal and underwriting stages to prepare your application for final approval.
- Receive your funding: After closing costs are settled, you can sign with a notary and get the keys to your place.
Apply for a Loan Today
Assurance Financial is proud to serve individuals and families in Birmingham, helping them achieve their goals and move into their dream houses — you could be next! Connect with us to discuss your specific mortgage needs with one of our mortgage loan officers at our Birmingham location. When you’re ready to start your homeownership journey, complete our online application.
Ready to Get Started?
You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.