Lynchburg, VA

Sandy Speck

NMLS #: 290113

Sandy Speck is the Branch Manager in the Lynchburg, Virginia Branch of Assurance Financial.

Sandy has been in the mortgage industry for over 30 years. She is an expert in new construction and with first-time homebuyers. However, she has a full-service branch and is well-known in her home city, Lynchburg. Sandy’s engagment in her community has afforded her the opportunity to be awarded with special honors including:

Member of the Year for Central Virginia Homebuilders Association
Dedication to Excellence in the Business Community from The Central Virginia Business Coalition

Additionally, she is the Chair of the Lynchburg Association of REALTORS Affiliates Committee and Leadership of Connect. Dear to her heart, she is an advocate for CASA, Court Appointed Special Advocates.

Sandy’s family includes her husband and one son who is married and has blessed her with three beautiful grandchildren. Her favorite place is the beach….any beach! And, though she adores her family, Kingston, her dog, knows he is her favorite!


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Great smooth transaction.
Carol Bedford, VA
I love the online application process
Gregory Lynchburg, VA
Sandy and her team were stellar throughout the process and I would highly recommend them to anyone who appreciat...
It was great working with Sandy Speck and Karen Woollett on getting our home loan. They kept us informed during...
The loan for my new home went very smoothly and the communication was very responsive. Everything was done in a ...
MARK Evington, VA
We had a real problem with the builder getting things done and finally going bankrupt at the end! Sandy stuck wi...
Great experience made things easy and got me the loan with my credit when my local mortgage companies couldnt! C...
CALEB Covington, VA
Sandy was an absolute pleasure to work with. My husband and I are first time home buyers so we had a mountain of...
Tori Madison Heights, VA
friendly staff made the entire process very easy and worry free! sandy is a true professional and it was a pleas...
Thank you Sandy and Karen for all of your help with getting my loan completed. I look forward to working with y...
ROBIN Rustburg, VA
Very wonderful communication between everyone.. Made it a easy transaction
Sandy is amazing at what she does!! Easiest loan process weve ever been through!! We highly recommend sandy spec...
BRIAN Huddleston, VA
Sandy worked with us to make sure we had the right loan and understood the process completely. She kept us info...
Victor Moneta, VA
Sandy is fantastic and we highly recommend working with her.
Rebecca Forest, VA
The friendly attitude and commitment from Sandy.
Douglas Crozet, VA
Sandy always answered by calls.
Linda ,
Sandy and Karen were fantastic to work with. As this was our first construction build, everything was new to us ...
she made everything so simple and clear. She walked us through the process step by step. We really appreciate ...
Ruth Forest, VA
Worked hard on meeting closing date.
Douglas Lynchburg, VA
The process was just a very easy one and I felt extremely informed during the entire thing
Neil Forest, VA
Sandy is knowledgable and a problem solver. She works diligently for her clients to obtain a mortgage loan. Woul...
Betsy Lynchburg, VA
Amber Appomattox, VA
More communication
Shantelle Lynchburg, VA
Getting us in or first and new home we love it. Sandy let me know what all needed to be done and signed for clos...
James Appomattox, VA
Sandy was so personal and kept us informed!
Elizabeth Lynchburg, VA
Sandy was absolutely EXCPETIONAL to work with! She made this process so much more enjoyable because of her know...
Shirley Lynchburg, VA
Sandy’s knowledge and concern for my financial wellbeing saved me from making a very costly decision that would ...
Ella Lynchburg, VA
Sandy is knowledgeable, patient, and efficient!
RIKKI Lynchburg, VA
Sandy was great throughout the process! Our closing was delayed but that was not due to anything with Sandy. S...
Rebecca Lynchburg, VA
The closing was pushed back at the last minute, I was never told why. The buyers agent also seemed to be in the...
Dan Lynchburg, VA
Thank you for the work to help us pin down a loan and rates that work for us.
Jeffrey Altavista, VA
JAMES Lynchburg, VA
Newberne St. closing was set for Friday at 10:30 and my client the Seller had already come in and signed the clo...
Lawrence Lynchburg, VA
She was great at answering all of our questions anytime we had them and getting things taken care of. We could n...
DANIEL Amherst, VA
Sandy is awesome to work with. She was aware of our needs and worked very hard to ensure the process was as seam...
TINA Clover, VA
Very informative and helpful! She really worked hard to help us with all of our buying needs! Would recommend i...
Kevin Lynchburg, VA
Sandy and her team made it great! Constant communication and flexibility. True professionals top to bottom!
Sandy and her staff were very professional on al levels, from attentiveness to customer service. I always felt I...
CLAYTON Lynchburg, VA
Sandy goes above and beyond to do everything possible to help clients with financing.
Jessica Goode, VA
Very friendly and very helpful.
LAYNE Gladys, VA
The situation was stressful, but I am thankful it all worked out in the end.
TRACY Lynchburg, VA
At times communication was a little difficult, other than that I di not find any major issues
NICHOLAS Huddleston, VA
Quick responses
Monica Salem, VA
Sandy made it great because she took control of a bad situation we experienced with our builder. Sandy took the ...
Daniel Rocky Mount, VA
Sandy and Karen were the best! I would encourage everyone to use them. They were on top of everything and kept u...
Tracey Appomattox, VA
The extra efforts to complete the loan
Gerald Rustburg, VA
Thank you!
Henry Hardy, VA
Sandy is awesome to work with. She is very easy going, professional, and is just a sweetheart. She will help you...
Charity ,
Being very familiar with the mortgage process, I realize Sandy has programs to fit all financial situations
Joe ,
Sandy is always courteous and professional. She goes beyond what is expected to help others and is always quick ...
Sonya ,
Sandy is wonderful to work with for her knowledge of the business clearly indicates her years in the lending fie...
Robin ,
Sandy was wonderful to work with from beginning to end!! She kept my clients continuously informed throughout t...
Missy ,
Constant communication without having to ask! Super efficient and met deadlines as promised!
Wanda ,
Loved working to Sandy and her assistant Karen. They both keep us up to date of the progress of the loan durin...
Lynne ,
Sandy is always great!
Karyn ,
Sandy was awesome from day one and was with us every step of the way. I would recommend her to anyone looking t...
JOHN Big Island, VA
Sandy was great to work with. Everything was very easy and the process ran really smoothly.
Ashley Forest, VA
Sandy and her team were helpful through the whole financing to closing process. We were NOT made to feel like t...
Melody Forest, VA
Overall experience was good and very professional
TIMOTHY Lynchburg, VA
Recently had the pleasure of working with Sandy Speck. She is professional, expert communicator and just a great...
ROBERT Madison Heights, VA
Sandy made the process our selling our old house and buying our new one a breeze. She explained everything in a ...
Ruth Madison Heights, VA
After our team does all the work necessary to get the buyer across many hurdles in buying real estate, it’s nic...
Matt ,
Sandy always takes the time to pick up my calls and carefully answer each of my questions. She always shows prof...
Betsy ,
Everything was great dealing with Assurance Financial. Sandy is what made it great though. At first we talked ...
Kendall Amherst, VA
Sandy was patient and answered all our questions about the closing process, she advised every step of the way a...
MAURICIO Lynchburg, VA
Sandy was very quick to answer our questions in a very friendly and helpful manner. She helped to make the whole...
Beth Lynchburg, VA
Sandy was excellent to work with! Buying a home can be such a stressful event but having Sandy on our side made ...
Joshua Madison Heights, VA
Sandy was very knowledgeable and helpful and enabled us to navigate the loan approval process with ease. She was...
Joshua Evington, VA
Sandy and Karen were great to work with. We had a couple issues with the appraisals, and and they worked to make...
Nicholas Forest, VA
More attention to detail and better communication
Todd Bedford, VA
They kept us well informed of what was happening during each step of the process.
John Forest, VA
She walked us through the process and was able to answer all of our questions and concerns. Only positive things...
BRANDON Lynchburg, VA
Excellent and pro-active service ...
John Lynchburg, VA
We chose Sandy because of her prompt responses as we considered our alternatives. Her responsiveness, and that o...
Brian Lynchburg, VA

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Is 2020 your year to get in a new home? I'm here to help! Call me with your questions and let's get you in the home of...
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If you want to buy a house in the next year, start preparing now.
20 hours Ago
Karen gave updates on the loan's progress without having to be asked.
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Click to see all 6 reviews of Karen Woollett, Loan Officer | NMLS # 1734051
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Karen was spectacular. From our initial application all the way to our close she was there and look out for our best...
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Click to see all 5 reviews of Karen Woollett, Loan Officer | NMLS # 1734051
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Call me when you’re ready to quit renting once and for all: http://ow.ly/rF3X50xf6TJ
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As more Americans find it harder to afford to buy a home, rental demand is soaring,...
2 days Ago
Karen was pleasant to work with and very efficient. Initially I may have had concerns about her being out of the area...
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Click to see all 4 reviews of Karen Woollett, Loan Officer | NMLS # 1734051
1 week Ago
There is a lot to consider when buying a home, including your mortgage rate. So, how do you know if you're getting a...
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Locating a reasonable mortgage rate isn't as simple as picking your options and making a...
1 week Ago
When searching for a new home, should you start with the home or the mortgage?
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2 weeks Ago
My team and I work hard every day to ensure our borrowers get the best service and the best experience we can provide....
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2 weeks Ago
Thinking about taking the leap into homeownership but not sure where to start? Check out our latest blog and see if...
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Are you looking into buying a home? There are several questions you should ask! Find out...
3 weeks Ago
Great smooth transaction.
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I have been in mortgage lending over 25 years. I am licensed in Virginia, North Carolina,...
3 weeks Ago
Great smooth transaction.
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I have been in mortgage lending over 25 years. I am licensed in Virginia, North Carolina,...
3 weeks Ago
I love the online application process
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I have been in mortgage lending over 25 years. I am licensed in Virginia, North Carolina,...
3 weeks Ago
I love the online application process
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I have been in mortgage lending over 25 years. I am licensed in Virginia, North Carolina,...
3 weeks Ago
Working on your social media strategy can impact your business in a big way.
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Engagement can lead to repeat and referral business.

Assurance Financial Lynchburg

101 Duncraig Dr.
Ste. 107
Lynchburg, VA 23233

My Services:

  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans