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Fredericksburg, VA

Scott Hine

Loan Officer | NMLS #: 475661

Scott Hine is the Branch Manager and Loan Officer at the Fredericksburg, Virginia Branch for Assurance Financial. He joined the company in December of 2016, and brings over 16 years of experience as a loan officer. He is licensed through the National Mortgage Licensing System and Registry in Maryland, Michigan, Pennsylvania, South Carolina, Virginia, and West Virginia and is well-recognized throughout the area for his particular expertise with new construction lending.

Scott grew up in Michigan, but he has been living in Virginia since 2003. As a former educator with a Bachelor’s degree from Bob Jones University and a Master’s degree from Pensacola Christian College, his goal is not just to finance homes for people, but to give them the clearly communicated information they need to make the best decisions for their unique situations. Over the years he has had the privilege of helping hundreds of families buy, build, or refinance their most prized possessions and one of the most important investments of their lives, their homes.

When not assisting clients with their financial needs, Scott is also a pastor at his local church. His outside interests include spending time with his family, playing golf, and working as the handyman around his own residence.

Professional Affiliations and Designations:

  • Serves on the Executive Board of Directors of the Fredericksburg Area Builders Association
  • Serves on the Board of Directors for the Home Builders Association of Virginia
  • Serves on the Board of Directors for the Workforce NOW program administered by the Fredericksburg Regional Chamber of Commerce
  • Certified Military Home Specialist by the Boots Across America organization


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Scott Hines was extremely helpful in guiding us through the process of our first construction loan and construct...
Jeff Spotsylvania, VA
John was a pleasure to work with and really did a great job explaining the process.
Richard Fredericksburg, VA
Scott is extremely knowledgeable and was a huge asset to us during construction through the closing on our new h...
Sara Fredericksburg, VA
Top notch, made everything extremely easy. Prompt communication, walked us through everything as well as answere...
Caitlin Fredericksburg, VA
The one time we met Scott he was great. After that, we didnt deal with him at all. Kinda hard to really tell you...
Margaret Partlow, VA
Scott and his team were very responsive and quick everyt time I had a question. They thought outside the box for...
Sharon Locust Grove, VA
Scott was confident he could make our loan happen after a disappointing outcome with another lender, and he did ...
Michael Spotsylvania, VA
Mr. Hine excessed all of our expectations. Any questions we had he promptly answered. The best thing was we neve...
Kayla Spotsylvania, VA
Prompt updates and answering all my questions and getting me the best rate .
Michael Orange, VA
It was our first home buy and Scott was very good at taking his time and really showing us what everything meant...
Preston Ruther Glen, VA
Everyone we have had contact with has responded very quickly to any questions we have had and worked to make thi...
Curtis Bumpass, VA
Very informative and easy to work with.
John Stafford, VA
Scott was very knowledgeable and made us feel comfortable about the process.
Rachael Rhoadesville, VA
Scott was very helpful through out the loan process and always respond quickly to questions.
Scott Rhoadesville, VA
This is our first home/land buying experience. Scott and his assistant were very knowledgeable and very helpful....
Mia Nokesville, VA
Easy process
Stephanie Orange, VA
Always available to answer any questions and found best options to suit our needs!
Pamela Manassas, VA
Scott was very clear and answered all of our questions during a process that can get very confusing.
Jennifer Beaverdam, VA
Scott takes the time to explain everything, and is always available.
John Spotsylvania, VA
When I met Scott, I was looking for someone who could do a VA construction to perm loan without me having to sel...
Doris Fredericksburg, VA
Scott by far is the most knowlegeable person I have spoken to in the mortgage business. His willingness to take ...
Armand Nokesville, VA
simple answer, Scott and his team are compassionate, understanding and knowledgeable in getting the job done. Th...
Kirby Fredericksburg, VA
Scott kept us informed every step of the way and educated us on the many facets of our construction loan process...
Shannon Spotsylvania, VA
Scott was easy to work with and always pleasant. Quick responses to questions.
Sharon Locust Grove, VA
Best loan processing experience. Scott and John make a great team. Guided us every step of the way. Very thor...
J ,
Scott is very knowledgeable, accessible, understanding and will work hard to accomplish your goals. Whether you...
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Assurance Financial Fredericksburg

3006 Lafayette Blvd
Fredericksburg, VA 22408

My Services:

  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans