fbpx

Fredericksburg, VA

Scott Hine

NMLS #: 475661

Scott Hine is the Branch Manager and Loan Officer at the Fredericksburg, Virginia Branch for Assurance Financial. He joined the company in December of 2016, and brings over 16 years of experience as a loan officer. He is licensed through the National Mortgage Licensing System and Registry in Maryland, Michigan, Pennsylvania, South Carolina, Virginia, and West Virginia and is well-recognized throughout the area for his particular expertise with new construction lending.

Scott grew up in Michigan, but he has been living in Virginia since 2003. As a former educator with a Bachelor’s degree from Bob Jones University and a Master’s degree from Pensacola Christian College, his goal is not just to finance homes for people, but to give them the clearly communicated information they need to make the best decisions for their unique situations. Over the years he has had the privilege of helping hundreds of families buy, build, or refinance their most prized possessions and one of the most important investments of their lives, their homes.

When not assisting clients with their financial needs, Scott is also a pastor at his local church. His outside interests include spending time with his family, playing golf, and working as the handyman around his own residence.

Professional Affiliations and Designations:

  • Serves on the Executive Board of Directors of the Fredericksburg Area Builders Association
  • Serves on the Board of Directors for the Home Builders Association of Virginia
  • Serves on the Board of Directors for the Workforce NOW program administered by the Fredericksburg Regional Chamber of Commerce
  • Certified Military Home Specialist by the Boots Across America organization

 

Apply Through Scott

Testimonials

Have you worked with Scott?

Leave a review about your experience with Scott. We’d love to hear from you!

The people that work with you.
Jay Bumpass, VA
Great customer service, received answers quick when I asked, kept me posted with my loan status.
Idelma Fredericksburg, VA
Our loan officer Kent was awesome
Kathy Montross, VA
Kent Shrader is a dream lender, he is everything you would want in a lender.. once you try him... you will neve...
April Montross, VA
Scott was always quick to answer any questions and explained the mortgage process clearly!
William Spotsylvania, VA
Your team (Kent and John) were great to work with. They were responsive and communicative throughout the process...
David Fredericksburg, VA
As the realtor for the buyers, I felt like the communication was timely and informative, which is always important.
Linda Locust Grove, VA
Scott is very professional, knowledgeable and seems to truly care about his clients.
Cruz Locust Grove, VA
We had a great experience with this company!
Rebecka Fredericksburg, VA
Thank you so much to Scott, John and Kent. This team helped make a dream come true for our family. This was our ...
Charles Ruther Glen, VA
Scott and his team did an amazing job helping us through the process of purchasing our home and always had quick...
Bryan Fredericksburg, VA
Allison Fredericksburg, VA
In our very first meeting Scott explained the construction loan process at length to ensure that we understood w...
Brian King George, VA
Overall, a wonderful experience! We highly recommend Scott Hine and Assurance Financial!
Diann Spotsylvania, VA
We appreciated the work that was done to get us the best possible loan. Time was spent ensuring we understood e...
Theodore Spotsylvania, VA
We dealt more with John than we did with Scott. Both are pleasant to work with, but we found ourselves resending...
Margaret Partlow, VA
Scott kept us informed every step of the way. He was always prompt in returning calls and emails explaining ever...
Shannon Spotsylvania, VA
Kent Schrader exceed my expectations with his knowledge, advice, and expertise. He provided excellent customer ...
Lisa Stafford, VA
Kent Schrader is very earnest and responsive with excellent "people skills" and the processor and closer were v...
Gary Stafford, VA
The entire experience was amazing! From Kent Schrader, to John Hayden , the level of professionalism was off th...
Randy Stafford, VA
Kent kept me updated on the progress of the loan. He answered any questions I had.
Linda Richardsville, VA
Scott is extremely knowledgeable and helpful - early in the process we had a credit charged for an appraisal as ...
Joshua Glen Allen, VA
Very informative people working at assurance. Answered every question I had and were very helpful through the wh...
Kyle Richardsville, VA
I know that my loan need was slightly out of the norm as I needed a construction to permanent loan for a second ...
Michael Mineral, VA
It was simple easy and pleasant to work with Scott and John I would recommend using these guys.
Michael Mineral, VA
Scott and his team at Assurance Financial worked very hard to allow me not only close on time, but a few days ea...
Zachary King George, VA
Thanks for another loan.
Anthony Poquoson, VA
Scott always made sure I understood every step of the process , he took his time to explain things to me and mad...
Scott Rhoadesville, VA
Scott Hine is a true professional. Excellent customer service along with an unbelievable knowledge of mortgages ...
Teressa Rhoadesville, VA
Always kept us informed every step of the way, from the time we completed the loan application till closing. Th...
Ruynard Mineral, VA
Scott Hines was extremely helpful in guiding us through the process of our first construction loan and construct...
Jeff Spotsylvania, VA
John was a pleasure to work with and really did a great job explaining the process.
Richard Fredericksburg, VA
Scott is extremely knowledgeable and was a huge asset to us during construction through the closing on our new h...
Sara Fredericksburg, VA
Top notch, made everything extremely easy. Prompt communication, walked us through everything as well as answere...
Caitlin Fredericksburg, VA
The one time we met Scott he was great. After that, we didnt deal with him at all. Kinda hard to really tell you...
Margaret Partlow, VA
Scott and his team were very responsive and quick everyt time I had a question. They thought outside the box for...
Sharon Locust Grove, VA
Scott was confident he could make our loan happen after a disappointing outcome with another lender, and he did ...
Michael Spotsylvania, VA
Mr. Hine excessed all of our expectations. Any questions we had he promptly answered. The best thing was we neve...
Kayla Spotsylvania, VA
Prompt updates and answering all my questions and getting me the best rate .
Michael Orange, VA
It was our first home buy and Scott was very good at taking his time and really showing us what everything meant...
Preston Ruther Glen, VA
Everyone we have had contact with has responded very quickly to any questions we have had and worked to make thi...
Curtis Bumpass, VA
Very informative and easy to work with.
John Stafford, VA
Scott was very knowledgeable and made us feel comfortable about the process.
Rachael Rhoadesville, VA
Scott was very helpful through out the loan process and always respond quickly to questions.
Scott Rhoadesville, VA
This is our first home/land buying experience. Scott and his assistant were very knowledgeable and very helpful....
Mia Nokesville, VA
Easy process
Stephanie Orange, VA
Always available to answer any questions and found best options to suit our needs!
Pamela Manassas, VA
Scott was very clear and answered all of our questions during a process that can get very confusing.
Jennifer Beaverdam, VA
Scott takes the time to explain everything, and is always available.
John Spotsylvania, VA
When I met Scott, I was looking for someone who could do a VA construction to perm loan without me having to sel...
Doris Fredericksburg, VA
Scott by far is the most knowlegeable person I have spoken to in the mortgage business. His willingness to take ...
Armand Nokesville, VA
simple answer, Scott and his team are compassionate, understanding and knowledgeable in getting the job done. Th...
Kirby Fredericksburg, VA
Scott kept us informed every step of the way and educated us on the many facets of our construction loan process...
Shannon Spotsylvania, VA
Scott was easy to work with and always pleasant. Quick responses to questions.
Sharon Locust Grove, VA
Best loan processing experience. Scott and John make a great team. Guided us every step of the way. Very thor...
J ,
Scott is very knowledgeable, accessible, understanding and will work hard to accomplish your goals. Whether you...
cappelliniba9 ,
resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Want to get in touch?

Contact Scott

Send Scott a message




Thank you for your message. It has been sent! We will be with you in the next few minutes. Can't wait? Call us! 1-844-825-1081

Scott's Feed

On Facebook

7 hours Ago
Is 2020 your year to get in a new home? I'm here to help! Call me with your questions and let's get you in the home of...
Facebook Image
If you want to buy a house in the next year, start preparing now.
2 days Ago
Call me when you’re ready to quit renting once and for all: http://ow.ly/WqWX50xf6TH
Facebook Image
As more Americans find it harder to afford to buy a home, rental demand is soaring,...
1 week Ago
There is a lot to consider when buying a home, including your mortgage rate. So, how do you know if you're getting a...
Facebook Image
Locating a reasonable mortgage rate isn't as simple as picking your options and making a...
1 week Ago
When searching for a new home, should you start with the home or the mortgage?
Facebook Image
2 weeks Ago
My team and I work hard every day to ensure our borrowers get the best service and the best experience we can provide....
Facebook Image
2 weeks Ago
Thinking about taking the leap into homeownership but not sure where to start? Check out our latest blog and see if...
Facebook Image
Are you looking into buying a home? There are several questions you should ask! Find out...
3 weeks Ago
Your home is one of your most valuable assets. Make sure you are protecting it with the proper insurance coverage while...
Facebook Image
About two-thirds of American homes are underinsured, by an average of more than 20%,...
4 weeks Ago
If you're considering refinancing or purchasing a home, complete my online application in as little as 15 minutes to see...
Facebook Image
1 month Ago
I get a lot of questions about PMI and how to avoid it, so when I saw this article I had to share it:...
Facebook Image
PMI, or private mortgage insurance, is only required when people cannot afford a 20% down...
1 month Ago
Many people rule themselves out of homeownership without knowing all of the options out there for them. If you think it...
Facebook Image
Three in five Americans think they might not qualify for a mortgage. But their odds are...
1 month Ago
Looking to apply for a mortgage but don't know where to start? Call me, a knowledgeable mortgage lender, with your...
Facebook Image
There are two main reasons that people who apply for mortgages get denied. Know the...
2 months Ago
Take advantage of current low interest rates to lower your monthly payment, pay off your home sooner, or cash out some...
Facebook Image
2 months Ago
You know that credit scores are a major part of purchasing or refinancing a home, but do you know how they are...
Facebook Image
You may be wondering what creditors take into account when determining your credit score....
2 months Ago
Facebook Image
We had a great time at the Fredricksburg Area Association of Realtors Expo last week! We...
2 months Ago
The Dream Home Giveaway is an incredible way to raise money for the patients and life-saving research of St. Jude. At...
Facebook Image

Assurance Financial Fredericksburg

3006 Lafayette Blvd
Fredericksburg, VA 22408

My Services:

  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans