Real Reviews from Real Homeowners
DEVIN
Baton Rouge, LA
"Thorough communication throughout the entire transaction."
Loan Officer
Sara Pollock Dickson
Lauren
Woodstock, GA
"Geoff was fantastic to work with! Quick communication and a super smooth process."
Loan Officer
Geoff Smith
Barbara K
Mount Croghan, SC
"Michele Rodgers is such a pleasure to work with. I could reach her if I had a question and she always made the process much easier."
Loan Officer
Michele Rodgers
Vernell
Gray, LA
"Excellent Service"
Loan Officer
Courtney Arceneaux
Patricia
Hazel Green, AL
"Always so prompt and knowledgeable."
Loan Officer
Willie Tucker
Kathleen
Shreveport, LA
"Very communicative and had knowledge of Louisiana that helped us get a better interest rate."
Loan Officer
Grant Oliver
Hazel Semper
"Charlotte Guidroz is hands down the best Loan Originator! She has done an amazing job for my clients!"
Loan Officer
Hazel I
Denham Springs, LA
"Charlotte always goes the extra mile. She is very informative through out the process."
Loan Officer
Charlotte Guidroz
Blayd Christian
Hineston, LA
"He was Very helpful"
Loan Officer
Joey Brodtman
Get Started With Your Home Loan
Get pre-qualified for a mortgage
Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.
Call (434) 237-1027
Get a free rate quote
Get a free personalized rate quotein minutes with the help of our mortgage experts.
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See how much house you can afford
Estimate your home buying budget before you fall in love.
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Finding a home in Lynchburg can be hard. We make finding the right loan type easy.
Simple Application
Click a few buttons, and complete your application in as little as 15 minutes!
Helpful Loan Officers
Incredibly friendly people who put the happy in home buying.
On-Time Closings
We'll get you through your front door on schedule.
Refinancing? Let's talk about your options.
Cash-Out
Make the most out of your equity for home improvements, tuition, or your latest dreams.
Interest Rate
Have you compared your current rate to ours lately? No harm in asking.
Loan Term
Lower payments or fewer years? Match your loan with your goals.
Build your dream home with experts guiding you through every step.
Custom Financing Options
We’ll find the best construction loan program to fit your needs.
Flexible Draw Schedules
We work with your contractor to ensure your project stays on track.
Competitive Rates
Set your build budget with a free personalized rate quote now.
Resources
Downloadable Guides
We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
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First-Time Homebuyer Guide
127.18 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (434) 237-1027 anytime.
Click here to download the file -
Refinance Guide
127 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (434) 237-1027 anytime.
Click here to download the file -
Construction Guide
203.23 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (434) 237-1027 anytime.
Click here to download the file
Our easy online application walks you through every step.
Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.
Start your application
Connect with a Lynchburg loan officer
Get Your Free Rate Quote
Assurance Financial Lynchburg
630 Wyndhurst Dr., Suite F
Lynchburg, VA 24502
(434) 237-1027
Mortgage Lenders in Lynchburg, Virginia
If you are searching for a trusted Lynchburg mortgage lender to help you buy a new home or refinance an existing one, Assurance Financial has you covered. We provide customized financial solutions and will guide you through the entire loan process. Our team is ready to help you achieve your homeowner dreams and goals.
What We Offer as Lynchburg Mortgage Lenders
Assurance Financial is an end-to-end, full-service mortgage lender in Lynchburg, Virginia. We can assist from start to finish of the loan process, making the application seamless and straightforward. We provide multiple loan types that can meet your needs, life stage and budget:
- First-time buyer loans: DPA loans are ideal if you want to transition from renting to buying a home.
- FHA loans: FHA loans are an alternative to conventional financing, offering flexible guidelines and lower down payments.
- Conventional loans: A traditional loan may be the right fit if you have a stable income and good credit and can afford a down payment.
- Construction loans: Building and home renovation projects require time and money. A construction loan provides flexibility and competitive fees to keep your project moving forward.
- VA loans: If you are a veteran or active duty military member, you may qualify for a VA loan and some excellent loan options.
- Jumbo loans: Your dream home may exceed the conforming loan limit. As a private bank, we may offer you a jumbo loan to help your dreams come true.
- Refinancing loans: You may wish to refinance your home for multiple reasons. With this loan, you can stay in your home and adjust your loan.
- USDA loans: Low- and moderate-income individuals in suburban and rural areas can benefit from USDA loans.
- Non-qualified loans: If you don’t qualify for a conventional loan, a non-qualified mortgage loan could help you.
Home Opportunities in Lynchburg, VA
Lynchburg is conveniently located in the heart of Virginia. The picturesque city is known for its beautiful landscapes, rich cultural history and vibrant community. The city is brimming with historical sites and landmarks, giving residents a glimpse into the region’s significance.
The city offers homeowners the best outdoor leisure options with numerous parks, trails and open-air recreational areas. Lynchburg also has a thriving arts and culture scene with various museums, galleries, theaters and events year-round. The charming city offers homeowners the perfect mix of history, natural beauty and a strong sense of community.
Our Simple 4-Step Home Loan Process
As a mortgage lender in Lynchburg with over two decades of experience, we have streamlined the loan application process for our clients:
- Step 1: You can get pre-qualified within 15 minutes with your basic financial history.
- Step 2: Complete the application form to refinance or buy and get approval for a specific property.
- Step 3: Our Lynchburg team will handle the various appraisal phases, underwriting and final approval.
- Step 4: Sign and notarize the paperwork and receive funding.
Get in Touch With a Home Loan Officer in Lynchburg
At Assurance Financial, we do more than help you buy a home — we build communities. We are the people-people assisting residents in Lynchburg through the mortgage process. We also have an A+ rating from the Better Business Bureau, making us a trusted and leading industry player. No matter your life stage, we tailor our solutions to meet your needs.
Start the application process or contact a Lynchburg mortgage loan officer today!
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first-class experience in applying for a home loan.