Home Loans - Lynchburg, VA

I’m purchasing a

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my

Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners

William E

Aiken, SC

"Knowledgeable, friendly, available."

Loan Officer

Matthew Hunter

New Orleans, LA

"Great communication, always easy to reach!"

Loan Officer

Phelps McKey

Birmingham, AL

"Great communication, proactive and managed expectations, very responsive"

Loan Officer

PJ Shackelford
Lonnie Wayne

Huntsville, AL

"Keri, was easy to work with."

Loan Officer

Keri Butler
Devin Denton

Florence, AL

"Always a pleasure to work with Justin"

Loan Officer

Justin Dorroh

Lakeway, TX

"Have used Mike several times. Never ever disappoints."

Loan Officer

Michael Landers
Kip Matthew

Jasper, GA

"Damian was very helpful and communicative through the whole process. Very much appreciate his hard work!"

Loan Officer

Damian Cook
Melanie Ann

Monroe, LA

"Mike was awesome to work with"

Loan Officer

Mike Brodtman
Casey Browder

"Working with Micah is always a great experience! Highly recommend he & his team."

Loan Officer


Troy, AL

"Working with Micah is always a great experience! Highly recommend he & his team."

Loan Officer

Micah Garrett
Rola Q

Austin, TX

"I want to say thank you Kim for everything you’ve done for me to help me. You really did a great job."

Loan Officer

Kim Ghanem
Duane Charles

Broussard, LA

"Good communication!"

Loan Officer

Courtney Arceneaux

Youngsville, LA

"Erinn was great to work with, communicative, thorough and understanding! Can’t say enough great things about working with her!"

Loan Officer

Erinn York
Shannon Lee

Florence, AL

"Helped us the entire way!"

Loan Officer

Ashley Bogus
Gilbert Roland

Leander, TX

"Really pleasant personality, very clear communicator, overall, was very happy with the level of service and expertise provided."

Loan Officer

Kim Ghanem

Muscle Shoals, AL

"Very easy transaction! Willie is great to work with."

Loan Officer

Willie Tucker
Karen Harrison

"Matthew did a great job for his client and my sellers were very pleased with a no hassle on time closing!"

Loan Officer

Willie Tucker

Madison, AL

"Loan closes on time and loan officer was very accessible. Great job"

Loan Officer

Matthew Green

Assurance Financial Lynchburg

630 Wyndhurst Drive
Suite F
Lynchburg, VA 24502

(434) 237-1027

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Get Started With Your Home Loan

Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call (434) 237-1027

Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Lynchburg can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.


Make the most out of your equity for home improvements, tuition, or your latest dreams.

Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

Custom Financing Options

We’ll find the best construction loan program to fit your needs.

Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

Competitive Rates

Set your build budget with a free personalized rate quote now.


Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Lynchburg loan officer

Get Your Free Rate Quote

Assurance Financial Lynchburg

630 Wyndhurst Dr., Suite F
Lynchburg, VA 24502
(434) 237-1027

Mortgage Lenders in Lynchburg, Virginia

If you are searching for a trusted Lynchburg mortgage lender to help you buy a new home or refinance an existing one, Assurance Financial has you covered. We provide customized financial solutions and will guide you through the entire loan process. Our team is ready to help you achieve your homeowner dreams and goals.

What We Offer as Lynchburg Mortgage Lenders

Assurance Financial is an end-to-end, full-service mortgage lender in Lynchburg, Virginia. We can assist from start to finish of the loan process, making the application seamless and straightforward. We provide multiple loan types that can meet your needs, life stage and budget:

  • First-time buyer loans: DPA loans are ideal if you want to transition from renting to buying a home.
  • FHA loans: FHA loans are an alternative to conventional financing, offering flexible guidelines and lower down payments.
  • Conventional loans: A traditional loan may be the right fit if you have a stable income and good credit and can afford a down payment.
  • Construction loans: Building and home renovation projects require time and money. A construction loan provides flexibility and competitive fees to keep your project moving forward.
  • VA loans: If you are a veteran or active duty military member, you may qualify for a VA loan and some excellent loan options.
  • Jumbo loans: Your dream home may exceed the conforming loan limit. As a private bank, we may offer you a jumbo loan to help your dreams come true.
  • Refinancing loans: You may wish to refinance your home for multiple reasons. With this loan, you can stay in your home and adjust your loan.
  • USDA loans: Low- and moderate-income individuals in suburban and rural areas can benefit from USDA loans.
  • Non-qualified loans: If you don’t qualify for a conventional loan, a non-qualified mortgage loan could help you.

Home Opportunities in Lynchburg, VA

Lynchburg is conveniently located in the heart of Virginia. The picturesque city is known for its beautiful landscapes, rich cultural history and vibrant community. The city is brimming with historical sites and landmarks, giving residents a glimpse into the region’s significance.

The city offers homeowners the best outdoor leisure options with numerous parks, trails and open-air recreational areas. Lynchburg also has a thriving arts and culture scene with various museums, galleries, theaters and events year-round. The charming city offers homeowners the perfect mix of history, natural beauty and a strong sense of community.

Our Simple 4-Step Home Loan Process

As a mortgage lender in Lynchburg with over two decades of experience, we have streamlined the loan application process for our clients:

  • Step 1: You can get pre-qualified within 15 minutes with your basic financial history.
  • Step 2: Complete the application form to refinance or buy and get approval for a specific property.
  • Step 3: Our Lynchburg team will handle the various appraisal phases, underwriting and final approval.
  • Step 4: Sign and notarize the paperwork and receive funding.

Get in Touch With a Home Loan Officer in Lynchburg

At Assurance Financial, we do more than help you buy a home — we build communities. We are the people-people assisting residents in Lynchburg through the mortgage process. We also have an A+ rating from the Better Business Bureau, making us a trusted and leading industry player. No matter your life stage, we tailor our solutions to meet your needs.

Start the application process or contact a Lynchburg mortgage loan officer today!

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You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.