Real Reviews from Real Homeowners
"Promptness, expertise, integrity and accessibility"
"She made everything possible"
"Sherry is great at what she does and is dedicated to the well being of her clients."
"This lady will work for you and not stop. She makes it a great experience. First time home buyer and i wouldnt have changed a thing."
"Sherry and Tammy worked hard to clarify a couple of items on our credit report and get us approved in time."
"Thx for your help."
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Finding a home in Lynchburg can be hard. We make finding the right loan type easy.
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Helpful Loan Officers
Incredibly friendly people who put the happy in home buying.
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Refinancing? Let's talk about your options.
Make the most out of your equity for home improvements, tuition, or your latest dreams.
Have you compared your current rate to ours lately? No harm in asking.
Lower payments or fewer years? Match your loan with your goals.
Build your dream home with experts guiding you through every step.
Custom Financing Options
We’ll find the best construction loan program to fit your needs.
Flexible Draw Schedules
We work with your contractor to ensure your project stays on track.
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We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
Our easy online application walks you through every step.
Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.
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Assurance Financial Lynchburg
630 Wyndhurst Dr., Suite F
Lynchburg, VA 24502
Mortgage Lenders in Lynchburg, Virginia
If you are searching for a trusted Lynchburg mortgage lender to help you buy a new home or refinance an existing one, Assurance Financial has you covered. We provide customized financial solutions and will guide you through the entire loan process. Our team is ready to help you achieve your homeowner dreams and goals.
What We Offer as Lynchburg Mortgage Lenders
Assurance Financial is an end-to-end, full-service mortgage lender in Lynchburg, Virginia. We can assist from start to finish of the loan process, making the application seamless and straightforward. We provide multiple loan types that can meet your needs, life stage and budget:
- First-time buyer loans: DPA loans are ideal if you want to transition from renting to buying a home.
- FHA loans: FHA loans are an alternative to conventional financing, offering flexible guidelines and lower down payments.
- Conventional loans: A traditional loan may be the right fit if you have a stable income and good credit and can afford a down payment.
- Construction loans: Building and home renovation projects require time and money. A construction loan provides flexibility and competitive fees to keep your project moving forward.
- VA loans: If you are a veteran or active duty military member, you may qualify for a VA loan and some excellent loan options.
- Jumbo loans: Your dream home may exceed the conforming loan limit. As a private bank, we may offer you a jumbo loan to help your dreams come true.
- Refinancing loans: You may wish to refinance your home for multiple reasons. With this loan, you can stay in your home and adjust your loan.
- USDA loans: Low- and moderate-income individuals in suburban and rural areas can benefit from USDA loans.
- Non-qualified loans: If you don’t qualify for a conventional loan, a non-qualified mortgage loan could help you.
Home Opportunities in Lynchburg, VA
Lynchburg is conveniently located in the heart of Virginia. The picturesque city is known for its beautiful landscapes, rich cultural history and vibrant community. The city is brimming with historical sites and landmarks, giving residents a glimpse into the region’s significance.
The city offers homeowners the best outdoor leisure options with numerous parks, trails and open-air recreational areas. Lynchburg also has a thriving arts and culture scene with various museums, galleries, theaters and events year-round. The charming city offers homeowners the perfect mix of history, natural beauty and a strong sense of community.
Our Simple 4-Step Home Loan Process
As a mortgage lender in Lynchburg with over two decades of experience, we have streamlined the loan application process for our clients:
- Step 1: You can get pre-qualified within 15 minutes with your basic financial history.
- Step 2: Complete the application form to refinance or buy and get approval for a specific property.
- Step 3: Our Lynchburg team will handle the various appraisal phases, underwriting and final approval.
- Step 4: Sign and notarize the paperwork and receive funding.
Get in Touch With a Home Loan Officer in Lynchburg
At Assurance Financial, we do more than help you buy a home — we build communities. We are the people-people assisting residents in Lynchburg through the mortgage process. We also have an A+ rating from the Better Business Bureau, making us a trusted and leading industry player. No matter your life stage, we tailor our solutions to meet your needs.