South Carolina
Home Loans

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Dan Kadar Branch Manager, NMLS #: 302422
Columbia, SC
Krista Eiden Branch Manager, NMLS #: 544500
Bluffton, SC
Matthew Hunter Branch Manager, NMLS #: 244437
Aiken, SC
Brad Hepps NMLS #: 1582775
Columbia, SC
Caitlin Ramage NMLS #: 2792996
Columbia, SC
Delores Shabazz NMLS #: 2813405
Columbia, SC
Kayla Kinard NMLS #: 2253462
Aiken, SC
Matthew Dailey NMLS #: 1485560
Columbia, SC
Merrell Johnson NMLS #: 2188462
Columbia, SC
Michele Rodgers NMLS #: 257154
Columbia, SC
Alex Ravenhorst NMLS #: 1561328
Birmingham, AL
Damian Cook Branch Manager, NMLS #: 203938
Atlanta, GA
Eric Kelly Branch Manager, NMLS #: 78396
Birmingham, AL
Geoff Smith Branch Manager, NMLS #: 1043587
Roswell, GA
Ivy Eilerman Branch Manager, NMLS #: 665216
Springfield, GA
Jody Zaparaniuk Branch Manager, NMLS #: 203979
Atlanta, GA
Rutherford Yeates NMLS #: 2096232
Birmingham, AL
Stephen Magyar Branch Manager, NMLS #: 1531970
Shreveport, LA
Taylor Green Branch Manager, NMLS #: 216201
Buford, GA
Van Bush NMLS #: 78474
Baton Rouge, LA
William Commons NMLS #: 79745
Baton Rouge, LA

Find a Home Loan Expert in South Carolina

Real Reviews from Real Homeowners

Ruthie Graham

10/08/2026

"Working with Matt is easy! My husband and I have used Matt for our personal lending needs for years. Now, as a real estate agent, working with him is wonderful. He's able to explain things in a way that everyone can understand, he looks out for his clients throughout the process, and he keeps everyone up to date. I look forward to my next closing with Matt!"
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for Loan Officer

Matthew Hunter
Anthony

10/27/2026

"knowledgeable, answers all questions, knows his line of business, personable, efficient, pleasure to do business with."
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for Loan Officer

Dan Kadar
Olivia

08/16/2026

"Kayla was very professional and maintained consistent and clear communication throughout the whole process."
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for Loan Officer

Kayla Kinard
Belinda A.

10/22/2026

"Caitlin is an excellent communicator and always available!"
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for Loan Officer

Caitlin Ramage
Ruth

10/08/2026

"So happy we finally got one closed! Here's to many more!!"
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for Loan Officer

Matthew Hunter
Katlyn Morgan

09/08/2026

"she was very responsive and kept me updated through the whole process. she kept my spirt up when I got discouraged throught out."
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for Loan Officer

Delores Shabazz
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Estimate your home buying budget before you fall in love.

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Finding a home in South Carolina can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

Downloadable Guides

Resources

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

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Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

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Assurance Financial Aiken

106 Laurens Street Northwest

Aiken, SC 29801

803-644-4010

Assurance Financial Bluffton

3 Bainbridge Way

Bluffton, SC 29910

843-962-7972

Assurance Financial Columbia

2231 Devine Street, Suites 102A and 102B

Columbia, SC 29205

803-888-3880

Assurance Financial Charleston 

803-888-3881

South Carolina Mortgage Lenders

Assurance Financial is your dedicated partner for South Carolina home loans. Our full-service in-house team is committed to exceptional service from beginning to end of the process.

South Carolina is a wonderful place to call home, from the stunning Blue Ridge Mountains to the state’s coastal plains. Assurance Financial makes South Carolina your home by connecting you with competitive loan options.

We open the door to homeownership with opportunities for every type of buyer. Whether you seek to buy your first home or remodel an existing property, we guide you through the process and find tailored solutions that meet your needs. Apply online to get prequalified in minutes through Assurance Financial!

Your Reliable Lender Throughout South Carolina

Assurance Financial has locations throughout South Carolina to serve local buyers. Our team can help you buy a home loan in:

Turn to Us for Home Loans in South Carolina

South Carolina offers homeownership opportunities for young professionals and retirees seeking warmer climates. You can settle in historic towns or university areas. Assurance Financial offers a full range of loan possibilities to support your South Carolina purchase.

Conventional Home Loans

These loans are excellent for those with stable incomes, good credit and enough savings for a down payment. Conventional loans offer numerous down-payment options and excellent rates.

FHA Loans

FHA loans are federally insured helping South Carolina buyers become homeowners. These mortgages work well for homeowners needing an alternative, flexible financing option.

First-Time Buyer Loans

Down payment assistance loans streamline the transition from renting to owning. First-time buyers can receive closing cost and down payment assistance to have a South Carolina home.

Jumbo Loans

We help you think bigger with jumbo loans for luxury properties and high-value homes. Assurance Financial is a private mortgage banker, financing large South Carolina loans.

USDA RD Loans

This Rural Development (RD) loan from the United States Department of Agriculture (USDA) allows you to gain more space by funding the purchase of rural and suburban properties.

VA Loans

Assurance Financial is honored to help veterans buy South Carolina homes with VA loans. VA mortgages lessen homeownership barriers giving veterans a place to settle in South Carolina.

Construction Loans

Construction loans provide funding for building new homes or renovating existing South Carolina properties.

Home Equity Loans

Home equity lines of credit and loans turn your most significant asset into funding for various needs. This option can enable you to pay for home improvements or consolidate debt.

Non-QM Loans

Non-qualified mortgages provide more flexible options than traditional loans. These work well for the self-employed or those seeking to invest in property.

Empowering Home Ownership in South Carolina

Assurance Financial is a South Carolina mortgage lender that offers full-service in-house support. As The People People, we deliver a high level of care throughout the process. We’re committed to building relationships and delivering an enjoyable homebuying experience.

We also offer online resources to educate you and inform your decision-making. Use our mortgage calculator to see how factors like purchase price and mortgage term influence your monthly payment.

Pre-Apply Online Today

Use our online application process to apply for a mortgage in as little as 15 minutes.

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