South Carolina
Home Loans

Real Reviews from Real Homeowners

Melba Marie

Aiken, SC

"Process was very"

Loan Officer

Matthew Hunter
Stephen R.

Leesville, SC

"Dan is accessible and responsive."

Loan Officer

Dan Kadar
Madicen

Aiken, SC

"The process was made incredibly easy, and Corey was more than helpful when it came to explaining and clarifying any questions we had."

Loan Officer

Corey Dobbins
Lori

Irmo, SC

"Communication is everything "

Loan Officer

Brad Hepps
Kimberly

Columbia, SC

"Kayla was very knowledgeable, had a positive attitude, and a superb response time."

Loan Officer

Kayla Kinard
James Patrick

Summerville, SC

"Matthew made it a painless experience"

Loan Officer

Matthew Dailey

Find a Home Loan Expert in South Carolina

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Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

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Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

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See how much house you can afford

Estimate your home buying budget before you fall in love.

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Finding a home in South Carolina can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

Downloadable Guides

Resources

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

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Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

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Assurance Financial Aiken

106 Laurens Street Northwest

Aiken, SC 29801

803-644-4010

Assurance Financial Columbia

2231 Devine Street, Suite 202

Columbia, SC 29205

803-888-3881

South Carolina Mortgage Lenders

Welcome to Assurance Financial, your dedicated partner for home loans in South Carolina. Our full-service in-house team is committed to providing exceptional service from the beginning to the end of the process.

South Carolina is a wonderful place to call home, from the stunning Blue Ridge Mountains to the state’s coastal plains. We’ll make it your home by connecting you with competitive options.

We open the door to homeownership with opportunities for every type of buyer. Whether you seek to buy your first home or remodel an existing property, we guide you through the process and find tailored solutions that meet your needs. Apply online to get prequalified in minutes through Assurance Financial!

Your Reliable Lender Throughout South Carolina

We have locations throughout South Carolina to serve you. Our team can help you buy a home loan in:

Turn to Us for Home Loans in South Carolina

South Carolina offers opportunities for all types of homeowners, from young professionals looking for their first homes to retirees looking for a warmer climate. You can settle in historic towns or university areas. We offer a full range of possibilities to support your purchase.

Conventional Home Loans

These loans are excellent for those with stable incomes, good credit and enough savings for a down payment. A conventional loan offers numerous down-payment options and excellent rates.

FHA Loans

To become a homeowner, you can get a loan insured by the Federal Housing Administration (FHA). These mortgages work well for homeowners needing an alternative, flexible financing option.

First-Time Buyer Loans

A down payment assistance (DPA) loan streamlines the transition from renting to owning. You can receive closing cost and down payment assistance so you can have a place to call home.

Jumbo Loans

We help you think bigger with jumbo loans for luxury properties and high-value homes. As a private mortgage banker, we can finance large loans.

USDA RD Loans

This Rural Development (RD) loan from the United States Department of Agriculture (USDA) allows you to gain more space by funding the purchase of rural and suburban properties.

VA Loans

At Assurance Financial, we’re honored to help veterans buy homes in South Carolina with Veterans Affairs (VA) loans. These mortgages lessen the barriers to homeownership, giving you a place to settle down.

Construction Loans

We can provide funding for either building a new home or renovating an existing property.

Home Equity Loans

Turn your most significant asset into funding with home equity lines of credit or loans. This option can enable you to pay for home improvements or consolidate debt.

Non-QM Loans

Consider a non-qualified mortgage if you need a more flexible option than a traditional one. These work well for the self-employed or those seeking to invest in property.

Empowering Home Ownership in South Carolina

Assurance Financial is a South Carolina mortgage lender that offers full-service in-house support. As The People People, we deliver a high level of care throughout the process. We’re committed to building relationships and delivering an enjoyable homebuying experience.

We also offer online resources to educate you and inform your decision-making. Use our mortgage calculator to see how factors like purchase price and mortgage term influence your monthly payment.

Pre-Apply Online Today

Use our online application process to apply for a mortgage in as little as 15 minutes.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.