Alabama
Home Loans

Apply With Alabama Home Loan Experts

Select a Loan Officer to Begin the Process

Eric Kelly Branch Manager, NMLS #: 78396
Birmingham, AL
Lori Harris Branch Manager, NMLS #: 190332
Montgomery, AL
Micah Garrett Branch Manager, NMLS #: 201883
Troy, AL
Willie Tucker Branch Manager, NMLS #: 174340
Huntsville, AL
Alex Ravenhorst NMLS #: 1561328
Birmingham, AL
Angie Roberson NMLS #: 2772533
Troy, AL
Ashley Bogus NMLS #: 1686054
Florence, AL
Barbara Gaston NMLS #: 818724
Florence, AL
Ben Dunham NMLS #: 1089433
Homewood, AL
Bill King NMLS #: 2011832
Montgomery, AL
David Markle NMLS #: 1687487
Birmingham, AL
Emily Valencia NMLS #: 2861410
Birmingham, AL
Joel Holmes NMLS #: 2664446
Birmingham, AL
John Thomas NMLS #: 2007985
Troy, AL
Keri Butler NMLS #: 1025479
Huntsville, AL
Matthew Green NMLS #: 205689
Huntsville, AL
Mike Vaughn NMLS #: 2626519
Troy, AL
Molly Elledge NMLS #: 2504149
Florence, AL
Ransom Kelly NMLS #: 990772
Homewood, AL
Rutherford Yeates NMLS #: 2096232
Birmingham, AL
Sandy Barrett NMLS #: 192327
Montgomery, AL
Savannah Funderburg NMLS #: 1765507
Birmingham, AL
Tom Smith NMLS #: 2644903
Troy, AL
Whitney Gentry NMLS #: 954687
Montgomery, AL
Bart Swan Branch Manager, NMLS #: 351744
Niceville, FL
Brian Hanchey NMLS #: 116522
Baton Rouge, LA
Charlotte Guidroz NMLS #: 91249
Baton Rouge, LA
Chase Brooks NMLS #: 1898105
Roswell, GA
Chuck Coghlan NMLS #: 79715
Baton Rouge, LA
Elise Daniel NMLS #: 198749
Baton Rouge, LA
Geoff Smith Branch Manager, NMLS #: 1043587
Roswell, GA
Hanna Jeansonne NMLS #: 1111173
Baton Rouge, LA
Jeff Meares NMLS #: 1890497
Baton Rouge, LA
Jessica Rumfellow NMLS #: 1752788
Baton Rouge, LA
Jody Zaparaniuk Branch Manager, NMLS #: 203979
Atlanta, GA
Joey Brodtman Branch Manager, NMLS #: 80692
West Monroe, LA
Kim Hamlin Branch Manager, NMLS #: 1502078
Warner Robins, GA
Lauren Tylock NMLS #: 616874
Lafayette, LA
Lisa Chauvin NMLS #: 112403
Baton Rouge, LA
P.J. Tavernit NMLS #: 1371588
Baton Rouge, LA
Rob Stewart Branch Manager, NMLS #: 1693716
Lafayette, LA
Russell Jackson Branch Manager, NMLS #: 173650
Houma, LA
Sandy Whitehead Branch Manager, NMLS #: 118150
Baton Rouge, LA
Suzanne Ruch NMLS #: 131673
Baton Rouge, LA
Toni Freeman NMLS #: 104765
Baton Rouge, LA
Van Bush NMLS #: 78474
Baton Rouge, LA
William Commons NMLS #: 79745
Baton Rouge, LA

Find a Home Loan Expert in Alabama

Real Reviews from Real Homeowners

David

10/16/2026

"Eric is great yo work with will use him for all of my transactions in the future"
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for Loan Officer

Eric Kelly
Philip

10/24/2026

"Ashley was very professional and helpful with any questions and quick to respond and to make sure I had everything needed to keep the process moving forward"
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for Loan Officer

Ashley Bogus
David Coello

10/10/2026

"Ben was absolutely great to work with. Since the initial step until closing, Ben was very helpful and made everything smooth for us. We are 100% grateful for him and Alex."
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for Loan Officer

Ben Dunham
Terra Jane

10/20/2026

"We had a wonderful experience working with Willie Tucker on our mortgage! He was professional, knowledgeable, responsive, and incredibly helpful throughout the entire process. He made everything easy to understand, kept us informed every step of the way, and made what can often be a stressful process feel smooth and seamless. We truly appreciated his communication, attention to detail, and commitment to making sure everything went well. We highly recommend Willie to anyone looking for an outstanding mortgage experience!"
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for Loan Officer

Willie Tucker
Sharon L

10/13/2026

"Working with Micah and Angie was a great experirence. They kept me apprised of process of Buyer's Loan and we worked up to Closing smoothly!!"
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for Loan Officer

Micah Garrett
Bridgett A

10/20/2026

"Loris was so helpful and patient; great communication throughout the whole proces..."
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for Loan Officer

Lori Harris
Keely

06/26/2024

"Alex and Rutherford went above and beyond - never leaving a question unanswered and promptly responded no matter what time of day it was. We can't thank them enough for all of their hard work and dedication!!"
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for Loan Officer

Lindsey Ravenhorst
Ashley M

10/24/2026

"Barbara made every step of this process so easy to complete and understand! As a first-time homebuyer, Barbara helped me to feel confident. She answered every question and gave me all of the time and attention I needed. She responded to emails, even while on a vacation, to make sure I got the home that's perfect for me."
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for Loan Officer

Barbara Gaston
Agnes

10/17/2026

"Ransom was very easy to work with. He made sure that we understood everything before we signed anything. He explained everything so that we understood. Highly recommend!"
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for Loan Officer

Ransom Kelly
Jason Ivan

10/26/2026

"Keri handled our VA purchase loan on a new construction home with a tight closing date, and she got us to the table on time with zero cash due at closing. She was responsive from start to finish, kept the file moving through underwriting, and when questions came up near the end she dealt with them quickly and completely instead of letting them sit. She also covered a fee for us when the builder's schedule forced an extra inspection. When something needs attention, she gets it done, and that is what you want in a loan officer."
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for Loan Officer

Keri Butler
James P.

10/07/2026

"Everything from start to finish!"
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for Loan Officer

Angie Roberson
Josh Horton

08/16/2025

"Step 1.) Call Sandy Barrett Step 2.) Worry about nothing ever again"
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for Loan Officer

Bill King
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Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

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See how much house you can afford

Estimate your home buying budget before you fall in love.

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Finding a home in Alabama can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

Downloadable Guides

Resources

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

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Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start Your Application

Assurance Financial Birmingham

500 Office Park Dr, Suite 410

Birmingham, AL 35223

205-776-8400

Assurance Financial Florence

4050 Helton Drive, Suite 301

Florence, AL 35630

256-325-8944

Assurance Financial Homewood

2810 Crescent Avenue

Homewood, AL 35209

205-774-3400

Assurance Financial Huntsville

McMurtrie Drive NW, Suite B2

Huntsville, AL 35806

256-325-8944

Assurance Financial Montgomery

7065 Fain Park Drive, Suite C

Montgomery, AL 36117

334-216-7019

Assurance Financial Troy

515a South Brundidge Street

Troy, AL 36081

334-403-9700

Alabama Mortgage Lenders

Assurance Financial is your trusted source for Alabama home lending options. As an independent, full-service lender, we support you throughout the mortgage process, helping you find an option for your situation.

Our team understands homebuying decisions and provides guidance throughout the process. Assurance Financial delivers beneficial financial solutions while creating a seamless experience. With locations throughout the state, we’re your local partner. Our team brings extensive market expertise and competitive rates to enhance Alabama homebuying.

Our mortgage options serve numerous buyer types from rural to urban Alabama locations.

The Cities We Serve

Alabama brings numerous homebuying opportunities, and we find the right option wherever you choose. Our company maintains offices in:

Empowering Every Buyer With Financial Solutions

Alabama’s diverse buying opportunities open the door for many buyer types. First-time homebuyers can find affordable houses in small Alabama towns like Troy or Florence. Or, maybe you’re a homeowner seeking better schooling for your child around Homewood. Even if you’re a real estate investor, we can identify a suitable loan option.

New Homebuyers

New homebuyers need flexible solutions that meet their budget and financial situation. Down payment assistance loans reduce out-of-pocket costs for new Alabama homebuyers.

Alternative Buyers

FHA financing enables buyers without conventional funding access to gain flexibility in down payment and mortgage terms.

Builders and Remodelers

Builders and remodelers can access construction loan options for DIY projects. Create the house of your dreams, whether starting from scratch or adding new features.

Service Members

Assurance Financial thanks service members by helping them secure homeownership. Department of Veterans Affairs (VA) loans enable you or your family to buy a home.

Rural Dwellers

USDA Rural Development loans enable land purchases in rural Alabama areas.

Business Owners and Investors

Non-traditional homebuyers face lending hurdles because they differ from conventional borrowers.Overcome those barriers with non-qualified mortgages.

Experienced Buyers

Conventional home loans are excellent for experienced buyers who have good credit and stable income.

Luxury Buyers

A jumbo loan allows you to borrow higher amounts for bigger properties. Jumbo loans support purchases from luxury family homes to condominiums.

Current Homeowners

Home equity loans use your built equity for retirement funds or college expenses.

Helping You Unlock Homeownership

Since 2001, we’ve been a reliable partner to the loan industry. We offer benefits like:

  • Full-service support: By handling everything in-house, we speed up the loan process and make it more personalized.
  • Technology solutions: We take complete applications online and develop other valuable tools like mortgage calculators for added value.
  • Awarded service: We have been named a top mortgage company for customer satisfaction by Experience.com several times in recent years.

Take the First Step Online

Complete your prequalification application online in minutes, and we’ll contact you to guide you through the next steps for home loans in Alabama.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.