Real Reviews from Real Homeowners
Cameron B
Moody, AL
"Eric and his team wer easy to get in contact with, and Eric was very informative throughout the entire process."
Loan Officer
Eric Kelly
Donnie
Florence, AL
"Ashley!!! Knowledge, curtious, response time, easy to work with!!!"
Loan Officer
Ashley Bogus
Amy
Birmingham, AL
"The constant communication and ease of all the information uploads"
Loan Officer
Ben Dunham
Kristina
Harvest, AL
"Great communication and attention to what was important to us."
Loan Officer
Willie Tucker
Brenda
Ozark, AL
"Excellent lender!!"
Loan Officer
Micah Garrett
Samuel Milton
Montgomery, AL
"Lori, and team were amazing. They were an huge asset throughout the entire journey"
Loan Officer
Lori Harris
Minnie
"So quick, efficient and responsive! A real pleasure to work with, thank you!!"
Loan Officer
Lindsey Ravenhorst
Melanie
Muscle Shoals, AL
"Barbara is always Awesome!!! Takes care of her clients 110%"
Loan Officer
Barbara Gaston
Ryan
Leeds, AL
"Awesome job"
Loan Officer
Ben Meginniss
Cavin T
Athens, AL
"Keri walked us through each step and made sure we were informed and confident in what we were doing."
Loan Officer
Keri Butler
Martha
Hartford, AL
"Mike was very professional and polite and patient with me. I appreciated how well he help me . Thank you so much Mike !"
Loan Officer
Mike Vaughn
Stephanie A
Montgomery, AL
"Bill was very responsive to all of my questions and the entire team was quick, professional and a joy to work with as well!"
Loan Officer
Bill King
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Finding a home in Alabama can be hard. We make finding the right loan type easy.
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Cash-Out
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Build your dream home with experts guiding you through every step.
Custom Financing Options
We’ll find the best construction loan program to fit your needs.
Flexible Draw Schedules
We work with your contractor to ensure your project stays on track.
Competitive Rates
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Downloadable Guides
Resources
We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
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First-Time Homebuyer Guide
163.79 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us anytime.
Click here to download the file -
Refinance Guide
165.27 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us anytime.
Click here to download the file -
Construction Guide
209.23 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us anytime.
Click here to download the file
Our easy online application walks you through every step.
Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.
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Assurance Financial Birmingham
500 Office Park Dr, Suite 410
Birmingham, AL 35223
205-776-8400
Assurance Financial Florence
4050 Helton Drive, Suite 301
Florence, AL 35630
256-325-8944
Assurance Financial Homewood
2810 Crescent Avenue
Homewood, AL 35209
205-605-8027
Assurance Financial Huntsville
McMurtrie Drive NW, Suite B2
Huntsville, AL 35806
256-325-8944
Assurance Financial Montgomery
7065 Fain Park Drive, Suite C
Montgomery, AL 36117
334-216-7019
Assurance Financial Troy
515a South Brundidge Street
Troy, AL 36081
334-403-9701
Alabama Mortgage Lenders
Thanks for visiting Assurance Financial. We’re your trusted source for lending options to help you buy a home in Alabama. As an independent, full-service lender, we support you throughout the mortgage process, helping you find an option for your situation.
We know the great thought that goes into homebuying, and our team is here to help. We’re The People People, delivering financial solutions that benefit you while creating a seamless experience. With locations throughout the state, we’re your local partner. Our team brings extensive market expertise and competitive rates to enhance homebuying.
Our mortgage options serve numerous types of people, from those seeking room to roam in the country to others considering buying around major cities.
The Cities We Serve
Alabama brings numerous opportunities for homebuying, and we’re here to find the right option for you, wherever it may be. Our company maintains offices in:
Empowering Every Buyer With Financial Solutions
Diverse buying opportunities in the state open the door for many types of buyers. You may be a first-time homebuyer looking for an affordable house in a small town like Troy or Florence. Or, maybe you’re a homeowner seeking better schooling for your child around Homewood. Even if you’re a real estate investor, we can identify a suitable loan option.
New Homebuyers
You’re on a budget and looking for flexible solutions that meet your financial situation. A down payment assistance (DPA) loan may reduce out-of-pocket costs.
Alternative Buyers
Federal Housing Administration (FHA) financing enables those without access to conventional funding to gain more flexibility in down payment and mortgage terms.
Builders and Remodelers
If you prefer to do it yourself, consider loan options for remodeling and construction. Create the house of your dreams, whether starting from scratch or adding new features.
Service Members
At Assurance Financial, we thank you for your service by giving you a place of your own. Department of Veterans Affairs (VA) loans enable you or your family to buy a home.
Rural Dwellers
Head off the beaten path and purchase some land with a Rural Development loan from the U.S. Department of Agriculture (USDA) offered through our Alabama mortgage lenders.
Business Owners and Investors
Some people face hurdles in loaning because they’re different than the traditional homebuyer. Overcome those barriers with non-qualified mortgages.
Experienced Buyers
A conventional home loan is an excellent choice for homebuyers who have bought several homes and maintain good credit and a stable income.
Luxury Buyers
A jumbo loan allows you to borrow higher amounts for bigger properties. This financial option supports purchasing everything from luxury family homes to condominiums.
Current Homeowners
You can use the equity you’ve built in your home for other purposes, like putting away retirement funds or covering college expenses, with home equity lines of credit or loans.
Helping You Unlock Homeownership
Since 2001, we’ve been a reliable partner to the loan industry. We offer benefits like:
- Full-service support: By handling everything in-house, we speed up the loan process and make it more personalized.
- Technology solutions: We take complete applications online and develop other valuable tools like mortgage calculators for added value.
- Awarded service: We have been named a top mortgage company for customer satisfaction by Experience.com several times in recent years.
Take the First Step Online
Complete your prequalification application online in minutes, and we’ll contact you to guide you through the next steps for home loans in Alabama.
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