500 Office Park Dr, Suite 410
Birmingham, AL 35223
205-776-8400
4050 Helton Drive, Suite 301
Florence, AL 35630
256-325-8944
2810 Crescent Avenue
Homewood, AL 35209
205-774-3400
McMurtrie Drive NW, Suite B2
Huntsville, AL 35806
256-325-8944
7065 Fain Park Drive, Suite C
Montgomery, AL 36117
334-216-7019
515a South Brundidge Street
Troy, AL 36081
334-403-9700
Alabama Mortgage Lenders
Assurance Financial is your trusted source for Alabama home lending options. As an independent, full-service lender, we support you throughout the mortgage process, helping you find an option for your situation.
Our team understands homebuying decisions and provides guidance throughout the process. Assurance Financial delivers beneficial financial solutions while creating a seamless experience. With locations throughout the state, we’re your local partner. Our team brings extensive market expertise and competitive rates to enhance Alabama homebuying.
Our mortgage options serve numerous buyer types from rural to urban Alabama locations.
The Cities We Serve
Alabama brings numerous homebuying opportunities, and we find the right option wherever you choose. Our company maintains offices in:
Empowering Every Buyer With Financial Solutions
Alabama’s diverse buying opportunities open the door for many buyer types. First-time homebuyers can find affordable houses in small Alabama towns like Troy or Florence. Or, maybe you’re a homeowner seeking better schooling for your child around Homewood. Even if you’re a real estate investor, we can identify a suitable loan option.
New Homebuyers
New homebuyers need flexible solutions that meet their budget and financial situation. Down payment assistance loans reduce out-of-pocket costs for new Alabama homebuyers.
Alternative Buyers
FHA financing enables buyers without conventional funding access to gain flexibility in down payment and mortgage terms.
Builders and Remodelers
Builders and remodelers can access construction loan options for DIY projects. Create the house of your dreams, whether starting from scratch or adding new features.
Service Members
Assurance Financial thanks service members by helping them secure homeownership. Department of Veterans Affairs (VA) loans enable you or your family to buy a home.
Rural Dwellers
USDA Rural Development loans enable land purchases in rural Alabama areas.
Business Owners and Investors
Non-traditional homebuyers face lending hurdles because they differ from conventional borrowers.Overcome those barriers with non-qualified mortgages.
Experienced Buyers
Conventional home loans are excellent for experienced buyers who have good credit and stable income.
Luxury Buyers
A jumbo loan allows you to borrow higher amounts for bigger properties. Jumbo loans support purchases from luxury family homes to condominiums.
Current Homeowners
Home equity loans use your built equity for retirement funds or college expenses.
Helping You Unlock Homeownership
Since 2001, we’ve been a reliable partner to the loan industry. We offer benefits like:
- Full-service support: By handling everything in-house, we speed up the loan process and make it more personalized.
- Technology solutions: We take complete applications online and develop other valuable tools like mortgage calculators for added value.
- Awarded service: We have been named a top mortgage company for customer satisfaction by Experience.com several times in recent years.
Take the First Step Online
Complete your prequalification application online in minutes, and we’ll contact you to guide you through the next steps for home loans in Alabama.