Alabama
Home Loans

Real Reviews from Real Homeowners

Crystal Shrum

Oneonta, AL

"Eric is always helpful and responsive"

Loan Officer

Eric Kelly
Kimberly

Tuscumbia, AL

"Ashley was responsive and made expectations clear to understand."

Loan Officer

Ashley Bogus
Amy

Hoover, AL

"The promptness in communication and the patience in answering questions was very much appreciated"

Loan Officer

Ben Dunham
Jeffrey Kyle

Florence, AL

"Worked with Willie a few times now. Always easy to work with and very helpful if you need it."

Loan Officer

Willie Tucker
Brittni

Troy, AL

"Outstanding communication during the whole process! Micah made buying our forever home easy and pleasant! 10/10 experience!"

Loan Officer

Micah Garrett
Jeanell

Montgomery, AL

"Very knowledgeable, prompt response, takes great care of her clients"

Loan Officer

Lori Harris
Minnie

"So quick, efficient and responsive! A real pleasure to work with, thank you!!"

Loan Officer

Lindsey Ravenhorst
Tyler

Decatur, AL

"Quick response to questions. Helpful every step of the way. Brought us a gift at closing."

Loan Officer

Barbara Gaston
Ryan

Leeds, AL

"Awesome job"

Loan Officer

Ben Meginniss
Steven

Huntsville, AL

"Keri Butler was the best. She was respectful, patient , knowledgeable and trustworth."

Loan Officer

Keri Butler
Martha

Hartford, AL

"Mike was very professional and polite and patient with me. I appreciated how well he help me . Thank you so much Mike !"

Loan Officer

Mike Vaughn
Stephanie A

Montgomery, AL

"Bill was very responsive to all of my questions and the entire team was quick, professional and a joy to work with as well!"

Loan Officer

Bill King

Find a Home Loan Expert in Alabama

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Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call 1-866-790-7980

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Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

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See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Alabama can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

Downloadable Guides

Resources

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

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Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start Your Application

Assurance Financial Birmingham

500 Office Park Dr, Suite 410

Birmingham, AL 35223

205-776-8400

Assurance Financial Florence

4050 Helton Drive, Suite 301

Florence, AL 35630

256-325-8944

Assurance Financial Homewood

2810 Crescent Avenue

Homewood, AL 35209

205-605-8027

Assurance Financial Huntsville

McMurtrie Drive NW, Suite B2

Huntsville, AL 35806

256-325-8944

Assurance Financial Montgomery

7065 Fain Park Drive, Suite C

Montgomery, AL 36117

334-216-7019

Assurance Financial Troy

515a South Brundidge Street

Troy, AL 36081

334-403-9701

Alabama Mortgage Lenders

Thanks for visiting Assurance Financial. We’re your trusted source for lending options to help you buy a home in Alabama. As an independent, full-service lender, we support you throughout the mortgage process, helping you find an option for your situation.

We know the great thought that goes into homebuying, and our team is here to help. We’re The People People, delivering financial solutions that benefit you while creating a seamless experience. With locations throughout the state, we’re your local partner. Our team brings extensive market expertise and competitive rates to enhance homebuying.

Our mortgage options serve numerous types of people, from those seeking room to roam in the country to others considering buying around major cities.

The Cities We Serve

Alabama brings numerous opportunities for homebuying, and we’re here to find the right option for you, wherever it may be. Our company maintains offices in:

Empowering Every Buyer With Financial Solutions

Diverse buying opportunities in the state open the door for many types of buyers. You may be a first-time homebuyer looking for an affordable house in a small town like Troy or Florence. Or, maybe you’re a homeowner seeking better schooling for your child around Homewood. Even if you’re a real estate investor, we can identify a suitable loan option.

New Homebuyers

You’re on a budget and looking for flexible solutions that meet your financial situation. A down payment assistance (DPA) loan may reduce out-of-pocket costs.

Alternative Buyers

Federal Housing Administration (FHA) financing enables those without access to conventional funding to gain more flexibility in down payment and mortgage terms.

Builders and Remodelers

If you prefer to do it yourself, consider loan options for remodeling and construction. Create the house of your dreams, whether starting from scratch or adding new features.

Service Members

At Assurance Financial, we thank you for your service by giving you a place of your own. Department of Veterans Affairs (VA) loans enable you or your family to buy a home.

Rural Dwellers

Head off the beaten path and purchase some land with a Rural Development loan from the U.S. Department of Agriculture (USDA) offered through our Alabama mortgage lenders.

Business Owners and Investors

Some people face hurdles in loaning because they’re different than the traditional homebuyer. Overcome those barriers with non-qualified mortgages.

Experienced Buyers

A conventional home loan is an excellent choice for homebuyers who have bought several homes and maintain good credit and a stable income.

Luxury Buyers

A jumbo loan allows you to borrow higher amounts for bigger properties. This financial option supports purchasing everything from luxury family homes to condominiums.

Current Homeowners

You can use the equity you’ve built in your home for other purposes, like putting away retirement funds or covering college expenses, with home equity lines of credit or loans.

Helping You Unlock Homeownership

Since 2001, we’ve been a reliable partner to the loan industry. We offer benefits like:

  • Full-service support: By handling everything in-house, we speed up the loan process and make it more personalized.
  • Technology solutions: We take complete applications online and develop other valuable tools like mortgage calculators for added value.
  • Awarded service: We have been named a top mortgage company for customer satisfaction by Experience.com several times in recent years.

Take the First Step Online

Complete your prequalification application online in minutes, and we’ll contact you to guide you through the next steps for home loans in Alabama.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.