Pennsylvania Home Loans
Assurance Financial helps buyers purchase homes in Pennsylvania. We combine online convenience with personalized local expertise.
Our Pennsylvania loan officers assist buyers through every stage, from prequalification to purchase. Our loan options help you find the ideal mortgage for your unique situation. Pennsylvania buyers can get prequalified in as little as 15 minutes.
Get Support Nearby
While online loan services are helpful, sometimes it pays to have dedicated support from a local expert. We serve the following Pennsylvania cities:
The Loan Types We Offer in Pennsylvania
With a rising inventory of home options available in the Keystone State, start exploring your financial options. Assurance Financial offers loans for every buyer type from first-time buyers to seasoned experts.
Conventional Loans
Conventional loans aren’t government-backed offering flexible terms up to 30 years. Conventional loan applicants must have strong credit and stable income to qualify.
First-Time Homebuyer Loans
First-time homebuyer loans remove barriers and costs associated with homeownership. These lending options apply to those who have never purchased a home or haven’t owned a home within the past three years.
USDA RD Loans
USDA RD loans reward buyers who purchase homes in rural or suburban Pennsylvania areas. It gives you great benefits, such as low rates and the opportunity to buy a property with zero down.
VA Loans
VA loans give veterans the opportunity to buy Pennsylvania homes after serving. You gain benefits like lower down payments and no need for mortgage insurance.
FHA Loans
FHA loans provide a second chance at homeownership for buyers with past financial challenges. These loans, secured by the Federal Housing Administration (FHA), offer lower credit score and down payment requirements.
Construction Loans
Construction loans cover building and renovation expenses including labor and materials. Once you complete the work, you can roll financing over into a more traditional mortgage.
Non-QM Loans
Non-QM loans provide financial options for buyers outside traditional requirements. These mortgages benefit self-employed business owners with unique income streams.
Jumbo Loans
If the home you want to purchase falls outside the limits set by the Federal Housing Finance Agency (FHFA), we offer jumbo loan options to help you buy the property.
Home Equity Loans
Home equity loans use your home’s equity as collateral to finance major expenses like repairs or renovations.
Move From House-Hunting to Homecoming in Pennsylvania
Assurance Financial is a PA mortgage lender that offers local support to make your homebuying dreams a reality. We stand out for several reasons, including:
- In-house services: We process all loans in-house for convenience and enhanced customer service.
- Licensed advisers: Our loan officers are licensed in 28 states including Pennsylvania offering localized expertise.
- Extensive service record: We’ve been serving homebuyers since 2001, so we have years of expertise regarding mortgages and lending.
Discover Your Homebuying Power
Start your mortgage journey by getting prequalified online. Our team will reach out to guide you through the next steps in buying a home in Pennsylvania.
