Pennsylvania
Home Loans

Real Reviews from Real Homeowners

Kimberly

Allison Park, PA

"Great experience"

Loan Officer

Carol DeFazio
Jovita

Allison Park, PA

"Very nice,Friendly and professional"

Loan Officer

Carol DeFazio
Caelum M

Butler, PA

"Their expertise in every aspect of their work"

Loan Officer

Carol DeFazio
Jan Barr

"If your looking for the best service and rates give Carol a call. She provides every client with personalize service to fit their needs"

Loan Officer

Carol DeFazio

Find a Home Loan Expert in Pennsylvania

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Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call 1-866-790-7980

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Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

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See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Pennsylvania can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

Downloadable Guides

Resources

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

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Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

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Pennsylvania Home Loans

Our team is happy to help you purchase a home in Pennsylvania. With Assurance Financial, you gain all the convenience of online application processes combined with the personalized service of local experts.

We have loan officers in your state ready to assist you through every stage, from prequalification to purchase. Our wide variety of loan options helps you find the ideal one for your situation. Get prequalified in as little as 15 minutes.

Get Support Nearby

While online loan services are helpful, sometimes it pays to have dedicated support from a local expert. We serve the following Pennsylvania cities:

The Loan Types We Offer in Pennsylvania

With a rising inventory of home options available in the Keystone State, start exploring your financial options. Assurance Financial offers loans for every type of homebuyer, from first-time buyers to seasoned experts.

Conventional Loans

These mortgages aren’t government-backed, meaning you often get additional flexibility with terms up to 30 years, which can influence your monthly payment. To qualify, you must have strong credit and a stable income.

First-Time Homebuyer Loans

Remove some of the barriers and costs associated with homeownership using a first-time homebuyer loan. These lending options apply to those who have never purchased a home or haven’t owned a home within the past three years.

USDA RD Loans

The United States Department of Agriculture (USDA) Rural Development (RD) loan rewards those who seek to purchase homes in rural or suburban areas. It gives you great benefits, such as low rates and the opportunity to buy a property with zero down.

VA Loans

These loans from the United States Department of Veterans Affairs give you the opportunity to buy a home after serving your country. You gain benefits like lower down payments and no need for mortgage insurance.

FHA Loans

Get a second chance at homeownership, even if you’ve faced past financial challenges. These loans, secured by the Federal Housing Administration (FHA), offer lower credit score and down payment requirements.

Construction Loans

Build or renovate a home with a loan that covers expenses, including labor costs and construction materials. Once you complete the work, you can roll financing over into a more traditional mortgage.

Non-QM Loans

With a nonqualified mortgage, you can find financial options even if you fall outside the traditional borrowing requirements. These mortgages benefit self-employed business owners with unique income streams.

Jumbo Loans

If the home you want to purchase falls outside the limits set by the Federal Housing Finance Agency (FHFA), we offer jumbo loan options to help you buy the property.

Home Equity Loans

You can use your home’s equity as collateral to finance major expenses, especially related to your home, such as repairs or renovations.

Move From House-Hunting to Homecoming in Pennsylvania

Assurance Financial is a PA mortgage lender that offers local support to make your homebuying dreams a reality. We stand out for several reasons, including:

  • In-house services: We process all loans in-house for convenience and enhanced customer service.
  • Licensed advisers: Our loan officers are licensed in 28 states, including Pennsylvania, offering the localized expertise you need.
  • Extensive service record: We’ve been serving homebuyers since 2001, so we have years of expertise regarding mortgages and lending.

Discover Your Homebuying Power

Start your mortgage journey by getting prequalified online. Our team will reach out to guide you through the next steps in buying a home in Pennsylvania.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.