Texas
Home Loans

Real Reviews from Real Homeowners

Eric

Cottonwood Shores, TX

"he was very helpful and he is very knowledgeable he would answer all my questions and walk me through the process highly recommend him"

Loan Officer

Kim Ghanem
Albert Chiu Hang

Austin, TX

"Everything went smoothly throughout the transaction, especially when there were 2 loans at the same time."

Loan Officer

Michael Landers
Ryan

Temple, TX

"Ivan was great to work with. Never complicated anything for the buyers and was very communicative."

Loan Officer

Ivan Diaz
Vilija

Austin, TX

"Great communication. Responsiveness."

Loan Officer

Kim Ghanem

Find a Home Loan Expert in Texas

Woman looking at phone

Get the right loan right now.

What's your home goal?

Connect with a loan expert

Send Us
A Message

Interested in:
This field is hidden when viewing the form
This field is hidden when viewing the form
This field is for validation purposes and should be left unchanged.

Get Started With Your Home Loan

get-pre-qualified

Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call 1-866-790-7980

get-free-rate-quote

Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

afford-house

See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Texas can be hard. We make finding the right loan type easy.

a black and white icon of a tablet with lines on the screen .

Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

helping hand icon

Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

key clock icon

On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

a line drawing of a wallet filled with money .

Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

a white arrow pointing down with a percent sign above it .

Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

a dart is hitting a target with a dollar sign in the center .

Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

a white icon of a color palette on a black background .

Custom Financing Options

We’ll find the best construction loan program to fit your needs.

a white line drawing of a hammer and nails on a black background .

Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

a house with a percent sign inside of it .

Competitive Rates

Set your build budget with a free personalized rate quote now.

Downloadable Guides

Resources

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

application form

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start Your Application

Assurance Financial Austin

7600 Burnet Road, Suite 315

Austin, TX 78757

512-593-6015

Assurance Financial Mansfield

US 287 Frontage Road, Suite 204

Mansfield, TX 76063

817-725-5969

Texas Mortgage Lenders

Greetings from our team in the Lone Star State. Assurance Financial is your reliable partner for the homebuying process in this great state. We deliver personalized loan service, enabling homebuyers to get the options they need to unlock a new home.

Our service extends from the state capital to cities beyond. We understand the significant commitment of buying a home and will guide you through the process, streamlining every detail. Full-service support enables you to work with us from prequalification to funding.

You can secure a Federal Housing Administration (FHA) loan to fund your first property or a jumbo loan for a luxury home. We also arrange mortgage options for everything in between, making the dream of homeownership accessible.

Serving You Throughout the State

We are a Texas mortgage lender with several locations, enabling you to buy a home in various areas throughout the state, including:

Loans for Every Buyer

Whether you just got a tech job in the rapidly growing city of Austin or are a veteran looking to buy a home in San Antonio, turn to us for full-service, in-house support throughout the process. Our extensive loan options enable you to find the right fit for your situation.

First-Time Buyers

With a down-payment assistance loan, you get your first home on a budget that meets your needs. Make your dream of homeownership a reality while controlling the down payment.

Second Home Buyers

With warm weather and exciting sights, Texas is a great place to buy a vacation home. We can explore financing options to make your second home a reality.

Downsizers

Enjoy your golden years with mortgage options for downsizing that enable you to set money aside and lessen the upkeep of your home.

Real Estate Investors

Acquire an investment property with Assurance Financial loans. We can help with prequalification to streamline negotiations.

Remodelers or Builders

Sometimes, the ideal home requires a little work. Whether you need an extra bedroom or want to start from scratch, get a construction or renovation loan to fund your project.

Experienced Buyers

You’re familiar with the homebuying process, but you may need additional expertise to narrow your options. Rely on our team as your partner.

Self-Employed Buyers

Owning a business can be very rewarding but may involve some additional considerations for homebuying. With a non-qualified mortgage, you can get the loan you need.

Veterans

You’ve served your country, and now we’re here to serve you with Veterans Affairs (VA) loans, which create benefits like low down payments and limited closing costs.

Country Dwellers

Get away from it all with a U.S. Department of Agriculture (USDA) Rural Development (RD) loan. It offers advantages like flexible credit and underwriting terms for suburban or rural homebuying.

Luxury Homebuyers

Buy a home with a view, lots of room and all the features you desire with jumbo loans for everything from first and second homes to investment properties.

Transforming Dreams Into Addresses

At Assurance Financial, we’re committed to turning dreams into reality for homebuyers. We’re an independent, full-service mortgage banker providing in-house underwriting for home loans in Texas. By offering every loan on the market, we help numerous buyers fund their purchases.

We also maintain the latest application technology and online tools to help with money management. Use our online mortgage calculator to determine your monthly payment.

Begin the Mortgage Process

Get approved faster by applying online in minutes.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.