Florida Home Loans
Assurance Financial is your source for Florida home loans. Our expert loan advisers help you find mortgage options that suit your situation. We’re located in Florida, giving you the personalized service you need for homebuying in this state.
When you work with us for home loans, you can purchase a home in this sunny, warm locale and receive personalized assistance throughout the full process.
Assurance Financial is an independent lender offering options for every Florida buyer. Whether you’re a first-time buyer or someone seeking a vacation property, we will find the right solution with a range of down payments and rates.
Where We Operate
We have a Niceville, Florida, location to serve you. Our local Florida presence provides convenient service and market knowledge, enhancing your buying experience.
Secure the Ideal Home Loan in Florida
Every Florida homebuyer has different needs, requiring customized mortgage solutions. You may be ready to buy your first home. Assurance Financial has flexible mortgages to suit first-time buyers. Our mortgage options also serve veterans, those building their dream home, and even property investors.
Experienced Home Buyers
Experienced buyers with good credit can acquire conventional loans at great rates.
New Buyers
Buy your starter home with our down payment assistance (DPA) loan. DPA loan funding meets financial needs for first-time buyers.
Affordable Housing Seekers
FHA mortgages are available for buyers needing alternatives to traditional financing. They offer more flexible guidelines and a lower down payment.
Builders or Remodelers
Remodel loans provide funds to repair fixer-upper Florida properties. We also provide construction loans for those seeking to start from scratch.
Veterans
VA mortgages are guaranteed by the U.S. Department of Veterans Affairs. At Assurance Financial, we’re honored to help with approval for this loan.
Nontraditional Buyers
Assurance Financial supplies options for situations outside traditional loan scope. Our nonqualified mortgage options suit buyers like self-employed business owners or those buying nonwarrantable condo projects.
Large Property Buyers
Jumbo loans enable purchases of waterfront vacation homes or investment properties.
Rural or Suburban Buyers
USDA rural development loans provide a path to ownership in rural or suburban Florida with no down payment and fixed rates.
Current Homeowners
If you own a home but want funds for other purposes, turn to us for a home equity loan or line of credit. Home equity can fund debt payments and retirement for current homeowners.
Build Your Dream With Us
Many dream of homeownership. As a Florida mortgage lender, we’re here to help make that dream a reality. We’re the People People, offering personalized service throughout every stage of the loan process. Our full-service in-house team saves you time and gives you trusted experts who care about serving your interests.
Beyond our dedication to service, we add convenience through technology options, such as streamlined online application processes. Our website also includes financial tools like mortgage calculators to give you the resources for informed decision-making.
Apply for Prequalification Today
You can get prequalified for a loan online in as little as 15 minutes. Start the process today.
