Florida
Home Loans

Real Reviews from Real Homeowners

Annina

Niceville, FL

"Bart was very resposive and made the stressful process smooth and less stressful"

Loan Officer

Bart Swan
Mary E

Cantonment, FL

"Guided us seamlessly through the process! Thanks so much for your help!"

Loan Officer

Bart Swan
David M

Cantonment, FL

"Great experiencing working with Bart and his team for the second time."

Loan Officer

Bart Swan
Neil E

Niceville, FL

"NOITACINUMMOC YLEMITT"

Loan Officer

Bart Swan

Find a Home Loan Expert in Florida

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Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call 1-866-790-7980

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Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

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See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Florida can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

Downloadable Guides

Resources

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

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Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start Your Application

Florida Home Loans

Greetings from Assurance Financial, your source for home loans. Our expert team of loan advisers helps you find mortgage options that suit your situation. We’re located in Florida, giving you the personalized service you need for homebuying in this state.

When you work with us for home loans, you can purchase a home in this sunny, warm locale and receive personalized assistance throughout the full process.

We are an independent lender offering options for everyone. Whether you’re a first-time buyer or someone seeking a vacation property, we will find the right solution with a range of down payments and rates.

Where We Operate

We have a Niceville, Florida, location to serve you. Our local presence provides more convenient service and knowledge of the local market, enhancing your buying experience.

Secure the Ideal Home Loan in Florida

Every homebuyer is different. You may be ready to buy your first home. We have flexible mortgages to suit you. Our mortgage options also serve veterans, those building their dream home, and even property investors.

Experienced Home Buyers

Those with good credit, savings for a down payment, and a history of home buying can often acquire conventional loans at great rates.

New Buyers

Buy your starter home with our down payment assistance (DPA) loan. This funding meets your financial needs as a first-time buyer.

Affordable Housing Seekers

Federal Housing Administration (FHA) mortgages are available for those who need alternatives to traditional financing. They offer more flexible guidelines and a lower down payment.

Builders or Remodelers

If you want to buy a fixer-upper, get a loan to repair it with remodel loans. We also provide construction loans for those seeking to start from scratch.

Veterans

Gain a mortgage guaranteed by the U.S. Department of Veterans Affairs. At Assurance Financial, we’re honored to help with approval for this loan.

Nontraditional Buyers

Certain situations fall outside the scope of traditional loans, but we still supply options. Our nonqualified mortgage options suit buyers like self-employed business owners or those buying nonwarrantable condo projects.

Large Property Buyers

Whether you’re considering your dream vacation home on the water or an investment property, we can help you secure a jumbo loan to enable your purchase.

Rural or Suburban Buyers

The U.S. Department of Agriculture (USDA) provides a path to ownership in rural or suburban areas through a rural development loan, giving benefits like no down payment and a fixed rate.

Current Homeowners

If you own a home but want funds for other purposes, turn to us for a home equity loan or line of credit. You can use your home value for everything from debt payments to retirement funding.

Build Your Dream With Us

Many dream of homeownership. As a Florida mortgage lender, we’re here to help make that dream a reality. We’re the People People, offering personalized service throughout every stage of the loan process. Our full-service in-house team saves you time and gives you trusted experts who care about serving your interests.

Beyond our dedication to service, we add convenience through technology options, such as streamlined online application processes. Our website also includes financial tools like mortgage calculators to give you the resources for informed decision-making.

Apply for Prequalification Today

You can get prequalified for a loan online in as little as 15 minutes. Start the process today.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.