Florida Home Loans

Greetings from Assurance Financial, your source for home loans. Our expert team of loan advisers helps you find mortgage options that suit your situation. We’re located in Florida, giving you the personalized service you need for homebuying in this state.

When you work with us for home loans, you can purchase a home in this sunny, warm locale and receive personalized assistance throughout the full process.

We are an independent lender offering options for everyone. Whether you’re a first-time buyer or someone seeking a vacation property, we will find the right solution with a range of down payments and rates.

Where We Operate

We have a Niceville, Florida, location to serve you. Our local presence provides more convenient service and knowledge of the local market, enhancing your buying experience.

Secure the Ideal Home Loan in Florida

Every homebuyer is different. You may be ready to buy your first home. We have flexible mortgages to suit you. Our mortgage options also serve veterans, those building their dream home, and even property investors.

Experienced Home Buyers

Those with good credit, savings for a down payment, and a history of home buying can often acquire conventional loans at great rates.

New Buyers

Buy your starter home with our down payment assistance (DPA) loan. This funding meets your financial needs as a first-time buyer.

Affordable Housing Seekers

Federal Housing Administration (FHA) mortgages are available for those who need alternatives to traditional financing. They offer more flexible guidelines and a lower down payment.

Builders or Remodelers

If you want to buy a fixer-upper, get a loan to repair it with remodel loans. We also provide construction loans for those seeking to start from scratch.

Veterans

Gain a mortgage guaranteed by the U.S. Department of Veterans Affairs. At Assurance Financial, we’re honored to help with approval for this loan.

Nontraditional Buyers

Certain situations fall outside the scope of traditional loans, but we still supply options. Our nonqualified mortgage options suit buyers like self-employed business owners or those buying nonwarrantable condo projects.

Large Property Buyers

Whether you’re considering your dream vacation home on the water or an investment property, we can help you secure a jumbo loan to enable your purchase.

Rural or Suburban Buyers

The U.S. Department of Agriculture (USDA) provides a path to ownership in rural or suburban areas through a rural development loan, giving benefits like no down payment and a fixed rate.

Current Homeowners

If you own a home but want funds for other purposes, turn to us for a home equity loan or line of credit. You can use your home value for everything from debt payments to retirement funding.

Build Your Dream With Us

Many dream of homeownership. As a Florida mortgage lender, we’re here to help make that dream a reality. We’re the People People, offering personalized service throughout every stage of the loan process. Our full-service in-house team saves you time and gives you trusted experts who care about serving your interests.

Beyond our dedication to service, we add convenience through technology options, such as streamlined online application processes. Our website also includes financial tools like mortgage calculators to give you the resources for informed decision-making.

Apply for Prequalification Today

You can get prequalified for a loan online in as little as 15 minutes. Start the process today.