North Carolina
Home Loans

Apply With North Carolina Home Loan Experts

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Brad Hepps NMLS #: 1582775
Columbia, SC
Brian Hanchey NMLS #: 116522
Baton Rouge, LA
Dan Kadar Branch Manager, NMLS #: 302422
Columbia, SC
Eric Kelly Branch Manager, NMLS #: 78396
Birmingham, AL
Jody Zaparaniuk Branch Manager, NMLS #: 203979
Atlanta, GA
Kayla Kinard NMLS #: 2253462
Aiken, SC
Matthew Dailey NMLS #: 1485560
Columbia, SC
Matthew Hunter Branch Manager, NMLS #: 244437
Aiken, SC
Merrell Johnson NMLS #: 2188462
Columbia, SC
Michele Rodgers NMLS #: 257154
Columbia, SC
Mike Brodtman Branch Manager, NMLS #: 114391
West Monroe, LA
P.J. Tavernit NMLS #: 1371588
Baton Rouge, LA
Ransom Kelly NMLS #: 990772
Homewood, AL
Rutherford Yeates NMLS #: 2096232
Birmingham, AL
William Commons NMLS #: 79745
Baton Rouge, LA

Find a Home Loan Expert in North Carolina

Real Reviews from Real Homeowners

Philip

10/24/2026

"Ashley was very professional and helpful with any questions and quick to respond and to make sure I had everything needed to keep the process moving forward"
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Ashley Bogus
Stephanie

10/24/2026

"Toni is so knowledgeable and she made the process so easy. I look forward to working with her again!"
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Toni Freeman
Kimberlie B

10/24/2026

"Bart is always great to work with and communicates with everyone in the transaction. I appreciate being kept in the loop and his and his teams professionalism."
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Bart Swan
Ashley M

10/24/2026

"Barbara made every step of this process so easy to complete and understand! As a first-time homebuyer, Barbara helped me to feel confident. She answered every question and gave me all of the time and attention I needed. She responded to emails, even while on a vacation, to make sure I got the home that's perfect for me."
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Barbara Gaston
Jeffrey Wayne

10/24/2026

"Knowing that we ended up Knowing each other from the past and how helpful you were to us"
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Ashley Bogus
Samual K

10/24/2026

"Communication"
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Michele Rodgers
Matthew

10/24/2026

"Grant did everything and more to make sure we got the best options and make the best decisions regarding our home loan. He was phenomenal!"
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Grant Oliver
Alexis

10/24/2026

"Ashley went above and beyond for our first time homebuyers experience! Ashley had very strong communication and always kept us updated on the process. Knowing we had her working so hard to help us get to closing on our first home was such a blessing! Ashley is definitely someone you want to help you during this process!"
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Ashley Bogus
Paul

10/24/2026

"Always great working with Ashley! I definitely recommend using her."
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Ashley Kutz
Robin

10/24/2026

"Damian was reponsive and on top of the transaction. I would HIGHLY recommend him! Thanks for a smooth transaction."
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Damian Cook
Laura Beth

10/24/2026

"I truly cannot say enough wonderful things about Ashley! She went above and beyond for us throughout the entire home-buying process. She was always there to answer our questions, explain every detail, and make sure we understood exactly what was happening every step of the way. Her kindness, patience, and knowledge made what could have been a stressful experience feel so much easier. You can tell she genuinely cares about the people she works with and wants the very best for them. We are beyond grateful for everything she did to help us through this exciting milestone. I cannot thank her enough, and I would recommend her to anyone looking for a mortgage loan officer who truly goes above and beyond! ❤️"
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Ashley Bogus
Melinda

10/24/2026

"Communication was great and everyone was on the same page"
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Ivy Eilerman
Melissa S

10/23/2026

"I am so happy I got the house in my dreams things to Bart and the great Realtor we had you guys are awesome. Thank you so much.!"
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Bart Swan
Jill Marie

10/23/2026

"Keri is super responsive and explains everything thoroughly. We couldn't be happier with her assistance. 10 out of 10"
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Keri Butler
Thomas C

10/23/2026

"Huge shout out to Carol Defazio and the team at Assurance Fiinancial! They were awesome to work with while we were getting our loan sorted out for Fawcett Ave. Carol made the home mortgage process so much easier tracking down everything we needed for underwriting and keeping us in the loop the entire time.. if you're looking for someone who actually answers your questions and gets things done right Carol is definitely the person to go to!"
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Carol DeFazio
Trevin J

10/23/2026

"Everything"
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Joel Holmes
Ryan

10/23/2026

"Joel was willing to talk finances in a way that felt authentic."
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Joel Holmes
Priscilla

10/23/2026

"Joel was consistently very professional and helpful. Joel's integrity is beyond reproach."
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Joel Holmes
Toshiko Oreal

10/23/2026

"Malcolm made my experience so pleasant. He doesn't possess a passive aggressive nor judgemental attitude which made me trust him even more. He is consistent from the time he clocks in and out! I wish there were more people like Malcolm who takes pride in what they do for a living!"
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Malcolm Wolfe
Christian

10/23/2026

"Rutherford was extremely communicative and available throughout the whole process. This was my first property, and anytime I called, had a question over text, or had a question via email, he replied extremely fast with detailed responses. I'm very pleased with the service and i will definitely use the team for my next property."
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Rutherford Yeates
Shelley F

10/23/2026

"Great job Will!"
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William Commons
Darrin James

10/23/2026

"Keri was very responsive, helpful, and knowledgable. She made the process easy."
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Keri Butler
Mary Ann

10/22/2026

"Krista is amazing and has helped this particular buyer with 2 purchases and a refinance. She is available for all situations that arise and gives the best advice possible, always looking out for the buyer. She is always a text or call away and stays on top of the transaction. I will be sending more buyers her way as I know they will be well taken care of!!!"
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Krista Eiden
Randolph

10/22/2026

"Stephen was reslly great to work with, a true professiona!"
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Stephen Magyar
Jack M.

10/22/2026

"Hanna Jeansonne is fantastic! Fast response times, clear communication, and an effortless closing process. Assurance exceeded my expectations. I couldn’t be happier!"
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Hanna Jeansonne
Tyler Scott

10/22/2026

"Communication from everyone is above par. every question was answered and within a quick time frame."
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Jennifer Hebert
Ellis Blaine

10/22/2026

"She was very communicative and willing to help us understand everything being that we were first time buyers. She always had a good attitude and was very sweet, and took care of us every step through the process and made sure we knew what was going on."
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Sandy Barrett
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Estimate your home buying budget before you fall in love.

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Finding a home in North Carolina can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

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We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

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Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

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Assurance Financial Charlotte

6000 Fairview Road, Suite 1200A

Charlotte, NC 28210

225-448-2680

North Carolina Mortgage Lenders

Hello, and welcome to Assurance Financial, your source for extensive mortgage options in North Carolina. We are an independent, full-service residential mortgage provider that gives you the financial backing you need to buy a home in the state.

As this southeastern state grows, many new residents seek to buy homes. People choose it for its rich natural beauty, big cities and beautiful beaches.

Come to us for whatever type of home loan you need in North Carolina. We deliver solutions for everyone, from retirees looking for second homes to those in agriculture who want a rural property. Our blend of personalized service and advanced technology solutions enhances the homebuying process.

Where to Find Us

We’re conveniently located in North Carolina’s biggest city. Our office in Charlotte supplies mortgage options to those in and around the area. The location has a dedicated, professional team that’s always ready to serve you.

Choose a Suitable Mortgage Type

Charlotte has a competitive homebuying market but plenty of options for homeowners, ranging from single-family to multifamily. Whether you prefer urban or suburban living, we can help you get a home loan in North Carolina to move into your desired property.

Non-Qualified Mortgage

Our loan officers find financial options even for those in nontraditional situations. These solutions are great for self-employed business owners and investors.

First-Time Home Loan

Settle down in a place you can call your own with options that lower the barriers to entry. You may gain benefits like discounted private mortgage insurance and a 30-year fixed rate.

Conventional Loan

If you’ve bought a few homes, you’re familiar with the process and have the necessary credit and income for a traditional loan. We can help you get a suitable mortgage for your situation.

USDA RD Loan

Rural Development (RD) loans from the U.S. Department of Agriculture (USDA) create advantages for those seeking suburban or rural property.

FHA Loan

This alternative financing option gives you more flexibility. Consider a Federal Housing Administration (FHA) loan for a lower down payment and more flexible credit options.

Jumbo Loan

As a private North Carolina mortgage lender, we offer lending options for luxury homes and more adaptations to tailor the mortgage to your situation.

Construction Loan

If you can’t find the perfect house, build your own with a construction loan. We also lend to those seeking to remodel their current homes.

VA Loan

The Department of Veterans Affairs (VA) offers this loan to help service members and their families buy homes. We’re proud to honor military personnel through this lending option.

Home Equity Loan

With home equity loans or lines of credit, you can transform your home value into cash to use for other purposes, such as paying off debt or funding retirement.

Giving You the Keys to Homeownership

We’ve been a reliable, independent lender since 2001, funding homeownership for people in various situations. We contribute numerous advantages that make us stand out, including:

  • A history of exceptional service with an average of 4.98 stars on thousands of customer reviews
  • End-to-end support to keep everything under one roof
  • Quick online application technology and tools like a mortgage calculator to inform financial decisions

Get Started With Prequalification

Apply online to get prequalified. Once you do, our team can guide you through the loan process.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.