Real Reviews from Real Homeowners
Bonnie
Oneonta, AL
"Great experience, professional and responsive"
Loan Officer
Rutherford Yeates
Coy
Gray, LA
"Kelsy was great throughout the entire process . she answered any and all questions we had."
Loan Officer
Kelsy Jackson
Amy Lynn
Bastrop, LA
"Joey was easy to talk to and was informative about each step through the loan process!"
Loan Officer
Joey Brodtman
Peter
Houma, LA
"The strong communication throughout the whole process made it great!"
Loan Officer
Courtney Arceneaux
Megan
Smyrna, GA
"On time, efficient, highly communicative, and no problems. The dream!"
Loan Officer
Damian Cook
Kaitlyn
Scott, LA
"Being a first time homebuyer Renee was super great and helpful throughout the entire process!"
Loan Officer
Renee Dupre
Brady
Gray, LA
"Communication was phenomenal. Formed several group chats and kept us informed. Truly kept things moving and easy!"
Loan Officer
Klaire Falgout
Michael Brandon
Ruston, LA
"It was a smooth process. Easy to work in the portal and good communication between myself, Grant Oliver, and William Commons."
Loan Officer
William Commons
Betsy B
Freeport, FL
"Communication was great. The team was personable and very efficient."
Loan Officer
Bart Swan
Lynn P
Walker, LA
"Communication is the key to a successful deal on both sides! Thank you for keeping all parties in the loop!"
Loan Officer
Toni Freeman
Joseph R
Troy, AL
"Tom was always available any day of the week that we needed and answered all questions throughout the process quickly"
Loan Officer
Tom Smith
Miles
Edmond, OK
"Ted and the group around him were friendly and quick to communicate. I was never confused or felt like I always knew what to expect next."
Loan Officer
Ted Clay
Paula M
Sunrise, FL
"completed with just a couple hiccups"
Loan Officer
Geoff Smith
Tanesha
Troy, AL
"Tom made the process easy and smooth for my clients!"
Loan Officer
Tom Smith
Timothy Darnell
Monroe, LA
"He was great!!!"
Loan Officer
Joey Brodtman
Maddie
Baton Rouge, LA
"PJ made the process for my clients so easy! Thank you for all of your hard work."
Loan Officer
PJ Tavernit
Barbara Ann
Rayville, LA
"Joey he is one super guy.assure is lucky to have him."
Loan Officer
Joey Brodtman
Becky
Lilburn, GA
"Michele is excellent to work with."
Loan Officer
Michele Rodgers
Debra
St. Augustine, FL
"Great communication"
Loan Officer
Matthew Dailey
Thomas H
Freeport, FL
"Very easy process ."
Loan Officer
Bart Swan
Jessica
Lilburn, GA
"Michele was very responsive and took time to explain"
Loan Officer
Michele Rodgers
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First-Time Homebuyer Guide
163.79 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us anytime.
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Refinance Guide
165.27 KiB
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Click here to download the file -
Construction Guide
209.23 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us anytime.
Click here to download the file
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Assurance Financial Charlotte
6000 Fairview Road, Suite 1200A
Charlotte, NC 28210
225-448-2680
North Carolina Mortgage Lenders
Hello, and welcome to Assurance Financial, your source for extensive mortgage options in North Carolina. We are an independent, full-service residential mortgage provider that gives you the financial backing you need to buy a home in the state.
As this southeastern state grows, many new residents seek to buy homes. People choose it for its rich natural beauty, big cities and beautiful beaches.
Come to us for whatever type of home loan you need in North Carolina. We deliver solutions for everyone, from retirees looking for second homes to those in agriculture who want a rural property. Our blend of personalized service and advanced technology solutions enhances the homebuying process.
Where to Find Us
We’re conveniently located in North Carolina’s biggest city. Our office in Charlotte supplies mortgage options to those in and around the area. The location has a dedicated, professional team that’s always ready to serve you.
Choose a Suitable Mortgage Type
Charlotte has a competitive homebuying market but plenty of options for homeowners, ranging from single-family to multifamily. Whether you prefer urban or suburban living, we can help you get a home loan in North Carolina to move into your desired property.
Non-Qualified Mortgage
Our loan officers find financial options even for those in nontraditional situations. These solutions are great for self-employed business owners and investors.
First-Time Home Loan
Settle down in a place you can call your own with options that lower the barriers to entry. You may gain benefits like discounted private mortgage insurance and a 30-year fixed rate.
Conventional Loan
If you’ve bought a few homes, you’re familiar with the process and have the necessary credit and income for a traditional loan. We can help you get a suitable mortgage for your situation.
USDA RD Loan
Rural Development (RD) loans from the U.S. Department of Agriculture (USDA) create advantages for those seeking suburban or rural property.
FHA Loan
This alternative financing option gives you more flexibility. Consider a Federal Housing Administration (FHA) loan for a lower down payment and more flexible credit options.
Jumbo Loan
As a private North Carolina mortgage lender, we offer lending options for luxury homes and more adaptations to tailor the mortgage to your situation.
Construction Loan
If you can’t find the perfect house, build your own with a construction loan. We also lend to those seeking to remodel their current homes.
VA Loan
The Department of Veterans Affairs (VA) offers this loan to help service members and their families buy homes. We’re proud to honor military personnel through this lending option.
Home Equity Loan
With home equity loans or lines of credit, you can transform your home value into cash to use for other purposes, such as paying off debt or funding retirement.
Giving You the Keys to Homeownership
We’ve been a reliable, independent lender since 2001, funding homeownership for people in various situations. We contribute numerous advantages that make us stand out, including:
- A history of exceptional service with an average of 4.98 stars on thousands of customer reviews
- End-to-end support to keep everything under one roof
- Quick online application technology and tools like a mortgage calculator to inform financial decisions
Get Started With Prequalification
Apply online to get prequalified. Once you do, our team can guide you through the loan process.
Ready to Get Started?
You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.