Real Reviews from Real Homeowners
Patrick Edward
Dora, AL
"Explanation of questions, quick return on questions ask, quick response to emails"
Loan Officer
Ransom Kelly
Louis
Youngsville, LA
"Lauren was very communicative ans and helped us out more than we could've asked! Would highly recommen ."
Loan Officer
Lauren Tylock
Grant Michael
Prairieville, LA
"East to work with, very helpful. Answered any questions I had."
Loan Officer
Lynn Sharer
Britney M
Jack, AL
"Very easy to work with and explained everything where we could understand things as we went through the process"
Loan Officer
Micah Garrett
Kate K
Greensboro, GA
"Damian is wonderful! Thank you for your help!"
Loan Officer
Damian Cook
Ruthana J
Muscle Shoals, AL
"Everything was amazing!"
Loan Officer
Barbara Gaston
Maranda
Crump, TN
"Amazing communication from Molly!"
Loan Officer
Molly Elledge
Betty
Denham Springs, LA
"Service was great!"
Loan Officer
Toni Freeman
Robin
Decatur, AL
"Always very communicative."
Loan Officer
Willie Tucker
Charles C
Jack, AL
"Micah is knowlegable, personable and professional."
Loan Officer
Micah Garrett
Carmen
Jack, AL
"The updates! Nothing beats someone answering your questions, before you have a chance to ask them!"
Loan Officer
Micah Garrett
Joan
Edgefield, SC
"Corey was always available to talk and he explained every detailed."
Loan Officer
Corey Dobbins
Catherine
Baton Rouge, LA
"PJ was so wonderful throughout the process. Quick to respond and really held the whole deal together. Highly recommend!"
Loan Officer
PJ Tavernit
Destiny
Lafayette, LA
"Shelley is the best. The process went smooth."
Loan Officer
Shelley Bentley
Jacob Louis
Muscle Shoals, AL
"Everything"
Loan Officer
Molly Elledge
Pamela Reid
Aiken, SC
"Attention to detail! And having the amazing Kayla on staff!"
Loan Officer
Matthew Hunter
Kathryn McKayla
Muscle Shoals, AL
"She was friendly and hard working and had great communication."
Loan Officer
Barbara Gaston
Kayla Rene Butenscho
Belcher, LA
"Super helpful, always quick to answer questions, and made the whole process so easy. Highly recommend!"
Loan Officer
Stephen Magyar
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First-Time Homebuyer Guide
163.79 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us anytime.
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Refinance Guide
165.27 KiB
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Click here to download the file -
Construction Guide
209.23 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us anytime.
Click here to download the file
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Assurance Financial Charlotte
6000 Fairview Road, Suite 1200A
Charlotte, NC 28210
225-448-2680
North Carolina Mortgage Lenders
Hello, and welcome to Assurance Financial, your source for extensive mortgage options in North Carolina. We are an independent, full-service residential mortgage provider that gives you the financial backing you need to buy a home in the state.
As this southeastern state grows, many new residents seek to buy homes. People choose it for its rich natural beauty, big cities and beautiful beaches.
Come to us for whatever type of home loan you need in North Carolina. We deliver solutions for everyone, from retirees looking for second homes to those in agriculture who want a rural property. Our blend of personalized service and advanced technology solutions enhances the homebuying process.
Where to Find Us
We’re conveniently located in North Carolina’s biggest city. Our office in Charlotte supplies mortgage options to those in and around the area. The location has a dedicated, professional team that’s always ready to serve you.
Choose a Suitable Mortgage Type
Charlotte has a competitive homebuying market but plenty of options for homeowners, ranging from single-family to multifamily. Whether you prefer urban or suburban living, we can help you get a home loan in North Carolina to move into your desired property.
Non-Qualified Mortgage
Our loan officers find financial options even for those in nontraditional situations. These solutions are great for self-employed business owners and investors.
First-Time Home Loan
Settle down in a place you can call your own with options that lower the barriers to entry. You may gain benefits like discounted private mortgage insurance and a 30-year fixed rate.
Conventional Loan
If you’ve bought a few homes, you’re familiar with the process and have the necessary credit and income for a traditional loan. We can help you get a suitable mortgage for your situation.
USDA RD Loan
Rural Development (RD) loans from the U.S. Department of Agriculture (USDA) create advantages for those seeking suburban or rural property.
FHA Loan
This alternative financing option gives you more flexibility. Consider a Federal Housing Administration (FHA) loan for a lower down payment and more flexible credit options.
Jumbo Loan
As a private North Carolina mortgage lender, we offer lending options for luxury homes and more adaptations to tailor the mortgage to your situation.
Construction Loan
If you can’t find the perfect house, build your own with a construction loan. We also lend to those seeking to remodel their current homes.
VA Loan
The Department of Veterans Affairs (VA) offers this loan to help service members and their families buy homes. We’re proud to honor military personnel through this lending option.
Home Equity Loan
With home equity loans or lines of credit, you can transform your home value into cash to use for other purposes, such as paying off debt or funding retirement.
Giving You the Keys to Homeownership
We’ve been a reliable, independent lender since 2001, funding homeownership for people in various situations. We contribute numerous advantages that make us stand out, including:
- A history of exceptional service with an average of 4.98 stars on thousands of customer reviews
- End-to-end support to keep everything under one roof
- Quick online application technology and tools like a mortgage calculator to inform financial decisions
Get Started With Prequalification
Apply online to get prequalified. Once you do, our team can guide you through the loan process.
Ready to Get Started?
You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.