Alabama
Home Loans

Real Reviews from Real Homeowners

Tate

Calera, AL

"Simple and easy process . Everything was straight forward and easy to understand ."

Loan Officer

Eric Kelly
Tyler

Sheffield, AL

"Ashley made the experience of buying a home for the first time easy and stress free."

Loan Officer

Ashley Bogus
Benny

Chelsea, AL

"Bens attention to detail and great I teraction with the client."

Loan Officer

Ben Dunham
Aiko

Huntsville, AL

"Willie's response time is great! He's very informative and on top of the process."

Loan Officer

Willie Tucker
Brenda

Opp, AL

"Knowledgeable and easy to work with!"

Loan Officer

Micah Garrett
Minnie

"So quick, efficient and responsive! A real pleasure to work with, thank you!!"

Loan Officer

Lindsey Ravenhorst
Kathy

Phil Campbell, AL

"Everything was in order and good timing to get everything to close on time"

Loan Officer

Barbara Gaston
Natasha

Talladega, AL

"He was great at communicating and he got the loan closed quickly."

Loan Officer

Ben Meginniss
Cindy Sherrie

Huntsville, AL

"Availabilty and keeping us informed through the process"

Loan Officer

Keri Butler

Find a Home Loan Expert in Alabama

Woman looking at phone

Get the right loan right now.

What's your home goal?

Connect with a loan expert

Send Us
A Message

Interested in:
Hidden
Hidden
This field is for validation purposes and should be left unchanged.

Get Started With Your Home Loan

get-pre-qualified

Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call 1-866-790-7980

get-free-rate-quote

Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

afford-house

See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Alabama can be hard. We make finding the right loan type easy.

a black and white icon of a tablet with lines on the screen .

Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

helping hand icon

Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

key clock icon

On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

a line drawing of a wallet filled with money .

Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

a white arrow pointing down with a percent sign above it .

Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

a dart is hitting a target with a dollar sign in the center .

Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

a white icon of a color palette on a black background .

Custom Financing Options

We’ll find the best construction loan program to fit your needs.

a white line drawing of a hammer and nails on a black background .

Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

a house with a percent sign inside of it .

Competitive Rates

Set your build budget with a free personalized rate quote now.

Downloadable Guides

Resources

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

application form

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start Your Application

Assurance Financial Birmingham

500 Office Park Dr, Suite 410

Birmingham, AL 35223

205-776-8400

Assurance Financial Florence

4050 Helton Drive, Suite 301

Florence, AL 35630

256-325-8944

Assurance Financial Homewood

2810 Crescent Avenue

Homewood, AL 35209

205-605-8027

Assurance Financial Huntsville

McMurtrie Drive NW, Suite B2

Huntsville, AL 35806

256-325-8944

Assurance Financial Troy

515a South Brundidge Street

Troy, AL 36081

334-403-9701

Alabama Mortgage Lenders

Historically, Alabama has been a rich agricultural region, and today it’s an emerging industrial powerhouse for the automotive and aerospace industry. Over 4.5 million people call this state home — and you might be in the market to live here next.

Assurance Financial is willing to help! Our local loan officers can provide you with a pre-qualified mortgage rate and simplify the home loan process. All it takes is 15 minutes and a little help from Abby, your digital personal assistant. See how easy it can be to get a free, no-obligation quote on an Alabama home loan using our online application!

What Our Lenders at Assurance Financial Can Do

As an independent residential mortgage lender in Alabama, we’re approved by Fannie Mae, Freddie Mac and Ginnie Mae. Our local loan experts can determine your eligibility for a variety of options, including:

  • First-time homebuyer loans
  • Renovation or new construction loans
  • Conventional home loans
  • Jumbo loans exceeding government limits
  • FHA, VA or USDA loans for unique situations

Whatever your circumstance or life stage, we’re “The People People” using the latest technology to simplify getting a home loan in Alabama. We also bring full-service loan processing under one roof to make this process faster and easier for you.

How Valuable Is Home Ownership in Alabama?

Alabama is one of the most affordable home markets in the nation, with a median home value of $169,000. Birmingham is a particularly flourishing region in which to consider homeownership thanks to its scenic location at the base of the Appalachian Mountains. If you’re looking for a vacation home, consider a property around the resorts near Mobile to enjoy picturesque views of the Gulf of Mexico.

Whether your next move is in the Alabama forests, the sprawling cities or the beachfront, Assurance Financial’s loan experts will work to qualify you to secure the home of your dreams!

Our Online Application Process

Here are the usual steps if you apply for an Alabama home loan through Assurance Financial:

  • Pre-qualification: Get started online or give us a call! In as little as 15 minutes, you can apply securely for a quote. We’ll verify your credit and financial standing during qualification and pin down a rate.
  • Application: Complete your application! You’ll learn how much home you can afford so you can apply with confidence.
  • Processing: Our in-house licensed underwriters review your loan before final approval.
  • Funding: Once you pay closing costs and sign with a notary, the loan is yours!

We have dedicated loan advisers happy to help at every step of the loan process. Our personable approach has helped thousands of satisfied clients become homeowners.

Abby Can Help You Get Pre-Qualified for an Alabama Home Loan!

With Abby, our digital loan assistant, the first step of securing home funding can take 15 minutes or less! When you’re ready, have your recent finances and proof of ID handy, then start applying online today. You can also call our licensed loan advisers at a local branch for more information.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.