Assurance Financial Birmingham
500 Office Park Dr, Suite 410
Birmingham, AL 35223
205-776-8400
Assurance Financial Florence
4050 Helton Drive, Suite 301
Florence, AL 35630
256-325-8944
Assurance Financial Homewood
2810 Crescent Avenue
Homewood, AL 35209
205-605-8027
Assurance Financial Huntsville
McMurtrie Drive NW, Suite B2
Huntsville, AL 35806
256-325-8944
Assurance Financial Troy
515a South Brundidge Street
Troy, AL 36081
334-403-9701
Alabama Mortgage Lenders
Historically, Alabama has been a rich agricultural region, and today it’s an emerging industrial powerhouse for the automotive and aerospace industry. Over 4.5 million people call this state home — and you might be in the market to live here next.
Assurance Financial is willing to help! Our local loan officers can provide you with a pre-qualified mortgage rate and simplify the home loan process. All it takes is 15 minutes and a little help from Abby, your digital personal assistant. See how easy it can be to get a free, no-obligation quote on an Alabama home loan using our online application!
What Our Lenders at Assurance Financial Can Do
As an independent residential mortgage lender in Alabama, we’re approved by Fannie Mae, Freddie Mac and Ginnie Mae. Our local loan experts can determine your eligibility for a variety of options, including:
- First-time homebuyer loans
- Renovation or new construction loans
- Conventional home loans
- Jumbo loans exceeding government limits
- FHA, VA or USDA loans for unique situations
Whatever your circumstance or life stage, we’re “The People People” using the latest technology to simplify getting a home loan in Alabama. We also bring full-service loan processing under one roof to make this process faster and easier for you.
How Valuable Is Home Ownership in Alabama?
Alabama is one of the most affordable home markets in the nation, with a median home value of $169,000. Birmingham is a particularly flourishing region in which to consider homeownership thanks to its scenic location at the base of the Appalachian Mountains. If you’re looking for a vacation home, consider a property around the resorts near Mobile to enjoy picturesque views of the Gulf of Mexico.
Whether your next move is in the Alabama forests, the sprawling cities or the beachfront, Assurance Financial’s loan experts will work to qualify you to secure the home of your dreams!
Our Online Application Process
Here are the usual steps if you apply for an Alabama home loan through Assurance Financial:
- Pre-qualification: Get started online or give us a call! In as little as 15 minutes, you can apply securely for a quote. We’ll verify your credit and financial standing during qualification and pin down a rate.
- Application: Complete your application! You’ll learn how much home you can afford so you can apply with confidence.
- Processing: Our in-house licensed underwriters review your loan before final approval.
- Funding: Once you pay closing costs and sign with a notary, the loan is yours!
We have dedicated loan advisers happy to help at every step of the loan process. Our personable approach has helped thousands of satisfied clients become homeowners.
Abby Can Help You Get Pre-Qualified for an Alabama Home Loan!
With Abby, our digital loan assistant, the first step of securing home funding can take 15 minutes or less! When you’re ready, have your recent finances and proof of ID handy, then start applying online today. You can also call our licensed loan advisers at a local branch for more information.